UMB Bank operates banking and wealth management centers in Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona, and Texas. Its small business offerings include savings and business checking accounts, lending, merchant services, business health care services, payroll solutions, wealth management, and more. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
UMB Bank Business Checking Rates & Fees
|Monthly Fee||$10 per month if balance requirement is not met|
|Minimum Balance Requirement||$2,500 average collected balance|
|Transaction Fee||30 free credits, 70 free debits and 100 free deposited items per billing cycle; 40 cents per credit, debit or deposited item over the free allotment|
|Wire Transfer Fee||Incoming (domestic): $15|
Incoming (international): $20
Outgoing (domestic): $30
Outgoing (international): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$36 per item|
|ATM Fee||Non-UMB ATM transaction:|
$1 per inquiry
$2 per withdrawal
UMB Bank Network
UMB operates banking and wealth management centers in Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona, and Texas. You can use its branch locator to check which locations are closest to you.
UMB Bank Additional Business Banking Services
UMB Bank also offers the following business services: business savings and money market accounts, lines and loans, business credit cards, Small Business Administration funding, commercial real estate financing, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
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