Umpqua Bank has 350 branches in Oregon, California, Washington, Nevada and Idaho with thousands of ATM locations nationwide through its Plus network. Its small business offerings include business savings and checking, loans and lines of credit, cash management and commercial banking. It has a D- rating by the Better Business Bureau and a mix of positive and negative reviews online.
Umpqua Bank Business Checking Rates & Fees
|Community Business Checking||Marketplace Checking|
|Monthly Fee (if balance requirement not met)||$10 ($7 with paperless statements)||$25 ($22 with paperless statements)|
|Minimum Balance Requirement||$1,000 minimum daily balance or $2,500 average monthly balance||$25,000 minimum daily balance or $100,000 combined deposit and loan balance|
|Transaction Fee||First 200 checks per month are complimentary; 35 cents per check thereafter||First 500 checks per month are complimentary; 35 cents per check thereafter|
|Wire Transfer Fee|
Outgoing (domestic): $30
Outgoing (international): $50
|Cash Deposit Fee||First $10,000 per month are complimentary; 20 cents per $100 after that||First $20,000 per month are complimentary; 20 cents per $100 after that|
Umpqua Bank Network
Umpqua Bank has 350 branches in Oregon, Washington, California, Nevada and Idaho. It also provides its customers access to thousands of ATMs nationwide through its Plus network. You can use its branch locator to see what locations are closest to you.
Umpqua Bank Additional Business Banking Services
Umpqua Bank also offers the following business services: business savings and money market accounts, business credit cards and lines of credit and wealth management as well as business loans, Small Business Administration loans and commercial real estate financing. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.