Together with their affiliates, United Community Bank has more than 90 bank and ATM locations. Their small business offerings include business checking accounts, lending, cash management, and merchant services, as well as business retirement and insurance solutions. They are rated 4 stars on Bankrate and 3.5 stars on WalletHub.
United Community Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Free for the first 200 checks and withdrawals per month, $0.25 for each item thereafter|
|Wire Transfer Fee||Incoming (domestic/international): $10|
Outgoing (domestic): $25
Outgoing (international): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29.95 per item|
$4.95 per day Continuous Overdraft fee (starting on the 5th business day)
|ATM Fee||No ATM fee|
United Community Bank Network
Together with their affiliates, United Community Bank has more than 90 bank and ATM locations. You can use their branch locator to see which locations are closest to you.
United Community Bank Additional Business Banking Services
United Community Bank also offers the following business services: business money market accounts, business loans and lines, SBA financing, and commercial real estate funding. Although they offer personal savings accounts, they currently do not have any business savings account offerings. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.