US Business Funding is an online business lending company that offers equipment financing, working capital, small business loans, and more. It offers loan amounts ranging from $10,000 to $10 million. In this article, we cover US Business Funding reviews and pricing. Ready to get started? Get a free quote.
US Business Funding Pricing
US Business Funding has three business financing options: Equipment Financing (up to $200,000+), Working Capital (up to $2 million), and Small Business Administration Loan (up to $5 million). It can process and approve loans online. US Business Funding pricing and rates are as low as 3.5%, and funding can be processed within 24 hours.
Maximum Loan Amount
24 to 72 months
Working Capital Loan
3 months to 10 years
7 to 25 years
US Business Funding also has a vendor and affiliate program. Businesses with at least two years of operation, an above 650 credit score, and assets as collateral can qualify for the best rates.
Interested borrowers may use US Business Funding’s online calculator to see a sample payment computation or contact its sales team to obtain more information.
Ready to get started with US Business Funding? Get a free quote.
Top US Business Funding Alternatives
Same-day funding on a short-term loan up to $250,000
Low credit borrowers needing short-term funding up to $500,000
Flexible short-term loan up to $500,000 with terms from 13 to 52 weeks
Revolving credit up to $100,000 with easy to meet qualifications
Comparing short-term funding options on a free marketplace
Summary of Positive US Business Funding Reviews
Users who gave positive US Business Funding reviews liked its fast application and approval process. Some appreciated its minimum requirements for borrowers. Others commended its very responsive customer support.
One user who gave a positive US Business Funding review on Trustpilot shared that it has a very seamless funding process. He added that he was delighted that it only asked him to submit minimal requirements. Lastly, he praised its support team for constantly assisting him during the entire process.
Summary of Negative US Business Funding Reviews
As of the date that this article was written (September 12, 2019), there are very few negative US Business Funding reviews online. However, some users complained about unsolicited spam emails.
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US Business Funding Features
Check out the list below of some of US Business Funding’s features:
- Equipment financing
- Working capital
- Small Business Administration (SBA) loan
- Vendor program
- Affiliate program
- Online tool
- Tax and business loan calculator
- And more
US Business Funding FAQs
What support resources does US Business Funding provide?
US Business Funding maintains a blog and offers frequently asked questions (FAQs) and business loan calculator to help users navigate and maximize the software’s features.
Why does an SBA loan have the lowest rates?
US Business Funding’s SBA loan has the longest repayment terms, lowest interest rates, and the largest loanable amount because the SBA, a United States government entity, provides a partial guarantee to the loans. The SBA actively supports small business owners to avail of this loan for commercial real estate financing, working capital, debt refinancing, and other business-related uses.