Valley Central Bank has two branches and one loan production office in Ohio. They also offer their customers access to over 2,000 surcharge-free ATMs. Their small business offerings include business checking accounts, lines and loans, safe deposit, and more. They are rated A+ by the BBB and 5 stars on Facebook and Bankrate.
Valley Central Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||150 free transactions per month|
|Wire Transfer Fee||Incoming (domestic/international): Free|
Outgoing (domestic): $20
Outgoing (international): $30
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$27 per item|
|ATM Fee||No fee when you use network ATMs|
Valley Central Bank Network
Valley Central Bank has two branches located in Reading and Liberty Township, as well as one loan production office in Cincinnati, Ohio. They also offer their customers access to 2,000+ free ATMs. You can use their branch locator to see which location is closer to you.
Valley Central Bank Additional Business Banking Services
Valley Central Bank also offers the following business services: business credit cards, term loans, SBA funding, and commercial real estate financing. Although they offer personal savings and money market accounts, they currently do not have business savings and money market account offerings. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.