Ventura County Credit Union offers eight branches in California: Ventura, Port Hueneme, Camarillo, Thousand Oaks, Simi Valley, Moorpark and two in Oxnard. There are also 5,000 CO-OP shared branches and more than 30,000 free ATMs nationwide. Its offerings include business savings and checking, business loans and lines and wealth management services. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
Ventura County Credit Union Business Checking Rates & Fees
|Monthly Fee||$10 per month if balance requirement not met|
|Minimum Balance Requirement||$1,500 minimum balance|
|Transaction Fee||150 free cleared checks and 20 free deposits per month; 25 cents per check and $1 per deposit thereafter|
|Wire Transfer Fee||Outgoing (domestic): $25|
Outgoing (foreign): $40
|Cash Deposit Fee||Free for first $5,000 per month|
|Overdraft Fee||$30 per item|
|ATM Fee||Non-VCCU or out-of-nNetwork ATM transactions: $1.50 each|
Ventura County Credit Union Network
Ventura County Credit Union has eight branches in California with more than 30,000 surcharge-free ATM locations and 5,000 CO-OP shared branches nationwide. You can use its branch locator to see what locations are closest to you.
Ventura County Credit Union Additional Business Banking Services
Ventura County Credit Union also offers the following business services: business savings and money market accounts, business lines of credit and credit cards and wealth management as well as Small Business Administration, business and vehicle loans. It currently doesn’t offer commercial real estate loans. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||x|
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.