Vibrant Credit Union has seven branches in Iowa, Illinois, and Indiana and thousands of surcharge-free ATMs nationwide. It offers savings and business checking accounts, remote deposit capture, card processing, insurance, and more. In this article, we cover Vibrant Credit Union business checking reviews and fees. Ready to get started? Apply now.
Vibrant Credit Union Business Checking Fees & Rates
The Vibrant Credit Union business checking fees include an overdraft payment of $29 per item, an ATM surcharge of $1 per non-network ATM transaction, and wire transfer fees of $20 per domestic transfer and $45 per international wire.
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Varies per account|
Free online account access and bill pay
|Wire Transfer Fees||Domestic: $20|
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29 per item|
$29 Negative Account Fee (charged after seven days of the account being continuously overdrawn)
|ATM Fee||$1 per non-Vibrant ATM transaction|
Summary of Vibrant Credit Union Reviews From Around the Web
We compiled online Vibrant Credit Union reviews and found that it has a D- Better Business Bureau rating and a mix of positive and negative reviews online. Customers who gave it a positive review said that it offers good rates, while those who gave it a negative review complained about its poor customer service and manner of resolving customer issues.
Vibrant Credit Union Network
Vibrant Credit Union has seven local branches in Iowa, Illinois, and Indiana. It is also part of the Allpoint network, which provides its members access to thousands of surcharge-free ATMs nationwide. Anyone may join Vibrant Credit Union, and you may view its branch locator to check which locations are closest to you.
Vibrant Credit Union Additional Business Banking Services
Vibrant Credit Union also offers business savings, money market accounts, and credit cards. Although it offers personal and auto loans, it currently does not have business loan programs. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||x|
|Commercial Real Estate Loans||x|
|Business Line of Credit||x|
Best Business Checking Account for Small Businesses
Have you read these Vibrant Credit Union business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.