We Florida Financial has nine full-service branches in Florida. It offers its members access to hundreds of free ATMs and shared branches nationwide through its CO-OP and Publix Presto! networks. Its offerings include business savings and checking, loans and credit cards, merchant services and investment solutions. It has a B rating by the Better Business Bureau and is rated three stars on Bankrate and two stars on Yelp.
We Florida Financial membership is open to anyone who lives or works in or any business located in one of several Florida counties listed on the institution’s website as well as family members of existing members and/or employees of select employers throughout its membership area.
We Florida Financial Business Checking Rates & Fees
| Monthly Fee | $9 per month; waived if balance requirement is met and enrolled to E Statement |
| Minimum Balance Requirement | $1,000 |
| Transaction Fee | Free for first 200 items; 50 cents thereafter |
| Wire Transfer Fee | Incoming: $10 Outgoing (domestic): $24 Outgoing (foreign): $150 |
| Cash Deposit Fee | 10 cents per $100 deposited more than $5,000 per month |
| Overdraft Fee | $35 per electronic item $39 per paper item |
| ATM Fee | Out-of-network ATM transactions: $2 per withdrawal $1 per balance inquiry |
We Florida Financial Network
We Florida Financial has nine physical branches and hundreds of ATMs through its Publix Presto! network. Its members may also use any CO-OP shared branches in all 50 states to conduct routine transactions like deposits, withdrawals and loan payments. You can use its branch locator to see which locations are closest to you.
We Florida Financial Additional Business Banking Services
We Florida Financial also offers the following business services: business savings and money market accounts, business credit cards, Sall Business Administration loans, business term loans and commercial real estate financing. Currently, it doesn’t offer business lines of credit or wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Business Line of Credit | x |
| Wealth Management | x |
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.
