Westamerica Bank has more than 80 offices in 20 counties throughout Northern and Central California. Its customers also have access to more than 60,000 free ATMs worldwide through its Visa, Plus, Cirrus and Star networks. Its offerings include business savings and checking, loans and lines of credit, cash management and more. They have a B- rating by the Better Business Bureau but generally positive reviews online.
Westamerica Bank Business Checking Rates & Fees
|Monthly Fee||No monthly service charge when transaction limits are not exceeded|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||10 free deposits and 25 checks paid per statement cycle, $1.50 per deposit and 40 cents per check thereafter|
|Wire Transfer Fee||Incoming: $15|
Outgoing (domestic): $35
Outgoing (international): $45
|Cash Deposit Fee||$1.30 per $1,000|
|Overdraft Fee||$35 per item, maximum of 10 fees per day|
$5 per business day continuous overdraft fee
|ATM Fee||Non-Westamerica ATM transactions:|
$2.50 per withdrawal
$2 per inquiry
Westamerica Bank Network
Westamerica Bank has more than 80 branches in Northern and Central California with its customers having access to more than 60,000 worldwide through their ATM networks (Visa, Plus, Star and Cirrus). You can use its branch locator to see what locations are closest to you.
Westamerica Bank Additional Business Banking Services
Westamerica Bank also offers the following business services: business savings and money market accounts, business lines and credit cards as well as business loans, Small Business Administration loans and commercial real estate financing. It currently doesn’t offer wealth management services. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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