Wray State Bank has three branches in Colorado and thousands of free ATMs nationwide through the MoneyPass network. Its small business offerings include business savings and checking accounts, lending, commercial automated clearing house (ACH) origination, merchant capture and card processing, safe deposit boxes, and escrow services. It is rated three stars on Bankrate.com.
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Wray State Bank Business Checking Rates & Fees
|Monthly Fee||$3 per month|
|Minimum Balance Requirement||$100 average collected daily balance to offset monthly fee|
|Transaction Fee||Unlimited check writing|
5-cent activity charge per transit item (items deposited that are not drawn on-us)
15 cent activity charge per debit item
|Wire Transfer Fee||Domestic (incoming): $15|
Domestic (outgoing): $25
International (incoming/outgoing): $50
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$25 per item|
|ATM Fee||No fee when you use network ATMs|
Wray State Bank Network
Wray State Bank has three branches in Colorado: Brush, Windsor, and Wray. It is also part of the MoneyPass network, which provides its customers access to thousands of free ATMs nationwide. You can use its branch locator to check which location is closest to you.
Wray State Bank Additional Business Banking Services
Wray State Bank also offers the following business services: business savings and money market accounts, lines of credit, commercial real estate financing, Small Business Administration funding, and credit cards. Currently, it does not offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.