Xenith Bank is a division of Union Bank & Trust of Richmond, VA, with 147 branches, seven of which are operating in North Carolina and approximately 216 ATM locations throughout North Carolina, Maryland, and Virginia. They offer business savings and checking accounts, lending, credit cards, and treasury management. They have an A+ BBB rating and generally positive reviews online.
Xenith Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||250 free items per month, $0.35 per item thereafter|
|Wire Transfer Fee||Incoming (Domestic and Foreign): $15|
Outgoing (Domestic): $30
Outgoing (Foreign): $50
|Cash Deposit Fee||Not Available|
|Overdraft Fee||$36 per item|
|ATM Fee||$2.50 per non-Xenith Bank ATM transaction|
Xenith Bank Network
Xenith Bank has seven branches in North Carolina. Xenith Bank is a division of Union Bank & Trust of Richmond, VA, which means that Xenith Bank customers visiting Virginia and Maryland can use any of the 147 Union Bank & Trust of Richmond branches. You can use their branch locator to see which locations are closest to you.
Xenith Bank Additional Business Banking Services
Xenith Bank also offers the following business services: business savings and money market accounts, credit cards, business term loans, lines of credit, and commercial real estate financing. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.