Choosing the best semi-truck insurance first requires identifying the kinds of goods being transported and their corresponding risks, and whether long or short hauling is involved. Then, semi-truck owners need to choose among the many insurance companies and brokers that offer coverage for their line of work. To help semi-truck owners narrow their choices, we’ve…
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5 Best Electrician Insurance Providers for 2022
Deciding on the best electrician insurance first requires identifying the kinds of electrical services being offered, the corresponding risks, and whether work vehicles are being used. Then electricians need to choose among the many insurance providers and brokers that offer business coverage. To help electricians narrow their choices, we’ve chosen the top five electrician insurance…
Electrician Liability Insurance: Cost & Coverage
Electrician insurance refers to policies that protect against financial loss resulting from property damage, workplace injuries, income loss, and vehicle accidents in work trucks. Electricians may need multiple policies to provide full coverage but can save by using a business owner’s policy (BOP). Electrical contractors usually pay an annual average of $500 to $1,006 for…
5 Best DJ Insurance Providers
Finding DJ insurance can be a complicated process because the type of insurance you need can vary based on the types of events you book, the frequency of your bookings, and the kind of equipment you use. DJs must choose between the many insurance providers and brokers that specialize in DJ insurance to find a…
What Is DJ Insurance and How Much Does It Cost?
Disc jockey (DJ) insurance isn’t a specific policy. The term refers to all the policies that protect professional DJs against business losses related to expensive equipment or stemming from interactions with hosts, party guests, and venues where they work. Depending on the carrier, DJ liability insurance typically costs between $180 to $450 per month. makes…
How Are Workers’ Comp Rates Calculated?
Determining workers’ compensation costs requires complicated algorithms. However, the basic workers’ comp calculations are fairly straightforward if you have the right information to plug into the formula. Doing this can give you a decent idea of what your premium should be so that you can include it when budgeting for new hires. How Workers’ Comp…
Interior Designer Insurance: Cost, Coverage & Providers
Interior designer insurance is a business owner’s policy (BOP) that offers affordable coverage for property damage and personal injury, with costs averaging $1,500 annually. Interior designers should also consider professional liability coverage, with minimum costs at $1,200 per year, as well as commercial auto insurance ranging from $1,000 to $4,500 per year. is an extremely…
Dance Instructor Insurance: Cost, Coverage & Providers
Because there isn’t a single policy to cover all their risks, dance instructors need multiple dance studio insurance policies. In most cases, instructors can obtain bundled insurance coverage under a business owner’s policy (BOP) to get comprehensive protection for their most likely losses. BOPs for dance instructors start at $300 annually. Dance studio owners may…
Staffing Agency Insurance: Cost, Coverage & Providers
Staffing agency insurance is a set of business policies agency owners can purchase to protect their assets. Each policy covers different risks many employment agencies face by paying for the costs associated with them. At a minimum, most agencies need general liability to cover third-party injuries and property damage which costs $400 to $1,000 annually….
Church Insurance: Cost, Coverage & Top Companies
Churches need to protect their assets like any other business. But getting coverage isn’t as simple as asking an agent for church insurance. Rather, you need several policies, each designed for a specific risk. For instance, most churches need general liability in case a congregant suffers an injury. This policy typically costs between $500 to…
Food Vendor Insurance: Coverage, Providers & Cost
Food vendor insurance refers to the types of coverage food vendors need to protect their businesses against financial loss from liability claims. The most common policies for food vendors are general liability and commercial property. Food vendor insurance costs start around $300 to $1,300 annually and can start as low as $60 for single-day events….
Daycare Insurance: Coverage, Costs & Top Providers
Policies can cover business-owned property and liability risks that come with caring for children. Depending on the coverage, annual costs of daycare insurance range from $450 to $1,350 for in-home childcare businesses and from $1,000 to $3,500 for commercial daycare centers. To get your daycare insured quickly and properly, try an online broker like ….