Credit cards can damage your credit and finances if you use them irresponsibly. You can benefit from credit card use, but you’ll need to steer clear of pitfalls that can harm your credit, like falling behind on your payments or using too much of your credit limit. Here are the 10 worst credit card mistakes…
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7 Best 0% APR Business Credit Cards April 2020
The best 0% APR business credit cards can give you a chance to finance purchases or balance transfers while avoiding ridiculous interest charges. Small businesses can use no-interest business credit cards to fund purchases or pay off high-interest credit card debt for free for up to 20 billing cycles. The best 0% annual percentage rate…
How Does Credit Card Interest Work?
Credit card issuers charge interest if you don’t pay your bill in full each month. It’s typically stated as a yearly rate known as the annual percentage rate (APR). To calculate your interest, divide your APR by 365 (days) to get the daily rate, then multiply your current balance by that rate. How Credit Card…
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What Is a Credit Card Billing Cycle?
A credit card billing cycle, which is often set on a monthly basis, is the time between billing periods. Throughout this cycle, credit card transactions post to your account and change the balance you owe. At the end of your billing cycle, your credit card issuer will charge you for any unpaid transaction made in…
What Is a Balance Transfer & How Much Does It Cost?
A balance transfer lets you move debt from one credit card to another, typically for a fee. Balance transfer fees usually range between 3% to 5% of the amount of your balance transfer, or between $5 to $10, whichever is higher. Some credit cards offer introductory 0% annual percentage rates (APR) on balance transfers for…
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4 Best Easy Approval Business Credit Cards 2020
Business owners who have credit scores below 670 are more likely to qualify for one of these easy approval business credit cards. These cards have lower credit score requirements than most while some cards on our list require no credit check at all. Although some business cards on this list require a credit check and…
9 Best High Limit Business Credit Cards April 2020
The best high-limit business credit cards offer companies with $15,000 to $100,000 or more in monthly expenses, the flexibility to put both large and routine purchases on one credit card. These cards also offer great ongoing rewards and robust introductory bonuses. However, business owners will need good to excellent credit scores to get approved. The…
7 Best Business Credit Cards With No Annual Fee April 2020
The best business credit cards with no annual fee can help eliminate the cost of owning a small business credit card. You should consider using a fee-free business credit card if you own a startup or new business, want to issue free employee credit cards or don’t need top-tier perks like airport lounge access. The…
Do Business Credit Cards Affect Personal Credit?
How you use your business credit card can impact your personal credit. Some business credit cards report payment history to consumer credit bureaus, which means any late payments you make could hurt your personal credit score. But if you use your card responsibly and always pay your bills on time, a business credit card could…
7 Best Credit Cards for Business Expenses of 2020
Business expenses can vary depending on the business you run―from gas and office supplies to social media advertising and phone services. The best credit card for business expenses is one that earns top rewards in the bonus categories where your business spends the most. Use these cards to earn rewards and get access to card…
What Does 0% APR Mean, and How Does It Work?
0% APR allows you to charge purchases and make balance transfers on a new credit card with no interest for a specific time period. Once this introductory period ends, any unpaid balances will assess the regular annual percentage rate (APR). The best 0% APR credit cards offer no-interest financing for up to 18 months. What…
5 Best Instant Approval Business Credit Cards 2020
Instant approval business credit cards are an excellent way to access necessary funding quickly. In addition to your credit limit, you’ll earn ongoing rewards and have access to 0% introductory annual percentage rates (APRs). Some of these business credit cards with instant approval capabilities don’t even require a personal credit check. The best instant approval…
