The primary difference between a charge card vs credit card is that charge cards require you to pay your balance in full while credit cards let you carry a balance. Charge cards also have no preset spending limits; credit limits are standard for all credit cards. However, rewards programs are common with both credit cards…
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10 Best Business Credit Cards for Travel 2020
The best business credit cards for travel offer introductory rewards worth $1,000 or more and ongoing rewards of up to 5% on airfare and hotel purchases. Travel cards also provide benefits like free airport lounge access, free checked bags, and annual travel credits. Annual fees for business travel cards range from $0 to $595. The…
10 Best Business Credit Cards for Startups 2020
The best business credit cards for startups give entrepreneurs easier credit access to build their firms. Startups will enjoy low APRs, rewards tailored to growing businesses, and no annual fee—allowing them to keep more money in their companies. You can expect APRs as low as 13.74% and ongoing rewards of up to 5%. The 10…
How to Increase Your Credit Limit: 5 Tips That Really Work
If you want to learn how to increase credit limits, know that you’ll typically need a credit score above 680, a low amount of debt relative to your income, and a timely payment history. Additionally, your existing credit cards should not be maxed out. Responsible cardholders can request an increased credit limit from their credit…
Credit Card Stacking & Using It to Fund Your Startup
Credit card stacking is the practice of applying for multiple credit cards at the same time to access a larger unsecured line of credit. Once approved, you can use your stack of credit cards to finance a startup, small business, or real estate deals. This works as an alternative working capital funding source for businesses….
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6 Best Fuel Cards for Small Business 2020
The best fuel cards for small business owners offer affordable fees, low APRs, and wide network availability. A fuel card is a credit card most commonly used to buy gasoline, diesel, and other fuels at gas stations. It can help business owners manage their company vehicles and provide online expense tracking, discounts, and rewards. The…
10 Best Business Credit Cards for New Businesses 2020
The best business credit cards for new businesses offer some mix of introductory and ongoing rewards, low or no annual fees, and interest-free financing for a year or longer on purchases and balance transfers. Some cards charge annual fees up to $95, waived the first year, but that doesn’t mean it’s necessarily a better card….
5 Best Small Business Credit Cards for Fair Credit 2020
Small business credit cards for fair credit are best for owners with personal credit scores below 670. Few issuers offer business credit cards for fair credit, but the best cards offer competitive APRs, low or no annual fees, and rewards programs. We recommend using these cards until you qualify for a traditional business credit card….
What Is a Fleet Card & Is It Right for Your Business?
Fleet cards, or fleet fuel cards, are used to maintain company vehicles and help businesses manage fleet-related expenses. Fleet cards are best for businesses with two or more vehicles and use between 1,000 and 5,000 gallons per month. You may also want to consider fleet cards to earn discounts on eligible vehicle-related purchases. What Is…
Your One-stop Shop for Business Charge Cards
Business charge cards allow you to make purchases without using cash on hand. Instead of having a predetermined credit limit like credit cards, business charge cards have no preset spending limit. However, you’re required to repay your balance in full every month to avoid late payment fees. American Express is the only major credit card…
11 Best Small Business Credit Cards 2020
The rewards and perks that appeal to you most should determine which small business credit card is right for you. The best business credit cards offer excellent introductory rewards, top ongoing rewards of up to 5% based on your spending, 0% financing on purchases and balance transfers, and free benefits like airport lounge access. The…
6 Best Business Prepaid Cards 2020
Prepaid business credit cards are designed for small business owners who can’t qualify for or don’t want a typical business credit card. They require fewer qualifications than business cards while also limiting the owner’s risk. The best business prepaid cards can help small business owners manage employee expenses. However, they don’t help build business credit….
