A business liability waiver that outlines the risks and rights being waived and is in compliance with state law can help protect your business from lawsuits. While your business can still be sued, the waiver serves as part of your defense that the plaintiff waived their rights. However, there are cases where the waiver may…
Next Insurance is a small business insurance company that sells policies directly to customers online while also working with agents. It offers the core coverages of general liability, professional liability, business owner’s policy, and workers’ comp insurance for more than 1,300 different types of businesses. Policies can be obtained online without speaking to anyone after…
Swim instructor insurance is a policy providing liability coverage for someone who directly oversees training. The providers of this insurance sometimes lump swim instructors into “sports instructors,” which cover a range of athletic activities, so insurance options vary widely. Also, some insurers offer a policy that carries both general and professional liability insurance, but general…
Food vendor insurance is a policy or a combination of policies food vendors need to protect their businesses from the financial loss of a claim. The average annual cost for the most common policy, general liability, ranges from $350 to $1,000, with a coverage amount of $1 million per occurrence, $2 million aggregate. Food vendors…
Gym insurance can be a single policy, like general liability, or a combination of policies, like a business owner’s policy (BOP) to protect your business in the event of customer injuries, subsequent lawsuits, and damage to your equipment. While costs can vary, general liability for a gym ranges from approximately $200 to $4,900 a year….
Finding the right DJ insurance can be challenging because it’s a niche industry. The coverage you’ll need depends mainly on how your business is set up. When finding the best DJ insurance companies, you must consider the financial stability, customer satisfaction, convenience, and available policies. After evaluating some of the most popular options, here are…
Disc Jockey (DJ) insurance refers to all the policies that protect professional DJs against business losses related to claims. Depending on the carrier, DJ liability insurance typically costs anywhere from $190 to $740 annually for general liability. Next Insurance is a great provider of DJ insurance. In 10 minutes or less, you can get insurance…
Liquor liability insurance provides liability protection for businesses that sell and serve alcohol and handles claims arising out of the actions of an intoxicated patron. Whether the claim is for damage or injury, the business can be legally liable for providing alcohol to the intoxicated customer. The cost of liquor liability can range from $200…
