All Insurance Articles

The Iowa Workers’ Compensation Act mandates that most employers have valid workers’ compensation insurance in place before employees start work. Employers pay an average of 92 cents per $100 of payroll in the state for workers’ comp insurance―an average that spans across industries. Shopping for workers’ compensation insurance isn’t always easy. You have to provide…

All employers with three or more employees in the state of New Mexico are required to have workers’ compensation insurance. This protects employees who get injured or ill on the job and prevents employers from expensive lawsuits over their employees’ injuries. New Mexico workers’ compensation insurance costs, on average, 89 cents per $100 of payroll―that’s…

Utah workers’ compensation insurance laws require that most businesses with at least one employee maintain a valid policy to protect injured employees from the expense of medical bills and to pay lost wages. The average workers’ compensation policy in Utah costs 78 cents per $100 of payroll when averaged across all industries in the state….

Rhode Island workers’ compensation insurance regulations require any employer in the state with at least one employee to maintain valid coverage. This is to protect employees who may suffer injuries or illnesses because of their work. The average rate paid across all Rhode Island employers is $1.09 per $100 of payroll. However, rates vary based…

Kansas law requires employers to maintain workers’ compensation insurance if they have at least $20,000 in payroll a year. This no-fault insurance protects employees who get injured while performing work-related duties. In Kansas, workers’ compensation insurance costs an average of 99 cents for every $100 of a business’ payroll. Because costs vary, business owners should…

Kentucky law is pretty clear: If you have one or more employees, you are required to obtain workers’ compensation insurance to pay medical benefits and lost wages if an employee gets hurt on the job. The average cost of a workers’ compensation policy in the state is $1 per $100 of payroll––that’s across all industries….

Mississippi employers who have at least five employees must get workers’ compensation insurance. This coverage is designed to protect employees who are injured at work. While premiums vary widely, the average rate for a Mississippi workers’ compensation policy is $1.22 per $100 of payroll across the state. Don’t get overwhelmed when shopping for workers’ compensation…

The Oklahoma Administrative Workers’ Compensation Act mandates that nearly all Oklahoma employers provide workers’ compensation insurance to their employees. This law includes both full-time and part-time workers. On average, Oklahoma employers can expect to pay $1.21 per $100 of payroll in workers’ compensation premiums. Finding a workers’ comp policy is easy when you use a…

In Alabama, state law requires employers carry workers’ compensation insurance when they have five or more employees. This insurance provides medical benefits and covers partial lost wages if an employee is injured while on the job. Alabama employers can expect to pay an average of $1.01 per $100 of payroll for the right insurance policy….