Employment practices liability insurance, or EPLI insurance, protects business owners from claims arising from employment-related issues, including wrongful termination, discrimination, and sexual harassment. The cost of EPLI insurance depends on several factors, such as business size and employee turnover. However, most small businesses can get EPLI coverage for less than $1,200 per year. Top 5…

Personal trainer insurance usually refers to commercial general liability, which covers third-party bodily injury, property damage and related legal costs. Depending on various factors, such as the size of the business and if you have employees, other types of insurance may be needed. The average personal trainer insurance cost ranges from $150 to $500 per…

Commercial umbrella insurance provides businesses with added coverage when claims exceed the limits of their primary insurance policies, such as general liability. Most umbrella policies provide an extra $1 million of coverage. The cost of commercial umbrella insurance will vary depending upon several factors, but most small businesses get coverage for $500 to $1,500 per…

Salon insurance is a category of insurance coverage for salons, barber shops, and spas. The most common form of salon insurance is commercial general liability, which covers third-party bodily injury, property damage and theft on your premises. Salon insurance costs for most small businesses typically run from $350 to $750 per year in premium. Best…

Commercial property insurance covers businesses for losses due to certain covered events, such as fire, theft, vandalism, or natural disaster. This coverage helps business owners protect their valuable assets, such as an owned or leased building, tools, equipment, machinery, or inventory. Commercial property insurance rates typically average $500 to $1,000 per year. Commercial Property Insurance…

Garage liability insurance refers to insurance coverage needed for auto repair shops, auto dealerships, tow truck drivers and service stations. The primary coverage type is general liability insurance, which covers third-party bodily injury and damage or theft of machinery or vehicles on your premises. The annual cost of garage liability insurance averages $300 to $1,000…

Commercial auto insurance protects businesses against claims arising from accidents involving vehicles used by the business. Coverage includes third-party liability and physical damage. Most policies will also include first-party coverage types, such as medical payments and collision. For small business owners, the average annual cost of commercial vehicle insurance is $750 to $1,200 per vehicle….

A business owners policy (BOP) is insurance that combines multiple coverage types into one single policy. BOP insurance most commonly bundles general liability and commercial property insurance into a package that is less expensive than buying two separate policies. The average cost of BOP insurance is $1,200 per year, but ranges from $500 – $3,500….