Small business owners should look for e-commerce insurance carriers that offer quality coverage at an affordable rate and can scale with their business. We compared more than 15 carriers on costs, policy options, online features, and more to come up with the seven best e-commerce insurance companies. Top 7 E-commerce Insurance Companies CoverWallet: Overall Best…
Insurance
Babysitting & Nanny Insurance: Cost, Coverage & Providers
Nanny insurance is a group of business policies, which can include general liability and professional liability, and are designed for individuals who care for children. Whether they work out of their home or someone else’s, nannies are protected by these policies in case of a lawsuit. General liability insurance for babysitters and nannies typically costs…
8 Best Workers’ Compensation Insurance Companies
The best workers’ compensation insurance companies provide more than just excellent coverage. They seek to train employers on safety and make the process of buying and paying for workers’ compensation insurance easy. We reviewed several top-rated workers’ compensation carriers and selected the best eight: : Best overall for worker’s comp : Best for businesses with…
What Is Public Liability Insurance?
Public liability insurance covers businesses for claims made by third parties, such as customers, for injury or property damage caused by the insured business. Public liability typically only covers injury and property damage claims that happen at the physical location of the business. How Public Liability Insurance Works Public liability insurance is designed to protect…
7 Cheapest General Liability Insurance Companies for Small Business
Business owners want to protect their assets, but insurance can be expensive. Unfortunately, cheaper insurance often means more limited coverage. When choosing a policy consider premiums, multipolicy discounts, and make sure the provider is available in your state. We evaluated 15 companies to figure out which ones offer the best general liability insurance at a…
5 Best Landscaping Insurance Companies for 2022
Buying landscaping insurance provides a set of policies that protect your business assets. Usually, landscapers and lawn care business owners need to consider the kinds of landscaping and lawn care services they offer, the vehicles they use to go from one location to another, and the kinds of equipment they use for each project. There…
How Much Does Workers’ Compensation Insurance Cost?
Workers’ compensation insurance costs depend on many factors, such as state regulations, payroll, and industry, so it’s difficult to pinpoint an exact premium without considering all of your business’ characteristics. Employer costs for employees’ compensation among civilian workers averaged $39.01 per hour worked as of March 2021, according to a . Those in less-risky industries…
Landscaping Insurance: Cost & Coverage for Your Business
Landscaping insurance, or lawn care insurance, is a group of policies that protect a landscaping business’s assets. The most common lawn care business insurance policy is general liability, which pays for nonemployees’ injuries and property damage. Landscapers’ general liability insurance starts at around $2,200 per year. However, most landscapers need additional policies, and that increases…
Life Coach Insurance: Coverage, Providers & Cost
Life coaches offer expert advice to individuals, so they need professional liability insurance in case they’re sued over their services. Policies typically cost between $300 and $5,000 annually, depending on the business size. Life coaches should also consider purchasing a business owner’s policy (BOP), which costs around $350 to $1,000 annually as well as commercial…
Semi Truck Insurance: Providers, Coverage & Costs
Semi truck insurance, also called owner-operator or commercial truck insurance, is a blanket term for a collection of policies for truck drivers. Many of these policies cover truckers’ legal liabilities in different situations like hauling cargo or nonbusiness driving. Owner-operators can expect to pay between $8,000 to $12,500 per year for truck insurance. Whatever commercial…
6 Most Common Workplace Injuries & How To Avoid Them
Business owners who want to keep their workers’ compensation insurance costs down need to reduce compensable injuries among their employees. By minimizing injuries, employers can improve their claims histories, which can lower their rates and, sometimes, earn discounts from their insurers. We’ve compiled this list of the most common workplace injuries and added tips to…
Gym Insurance: Cost, Coverage & Providers
As a gym owner, you have more risk than many other businesses because your operations involve people who are engaged in strenuous exercise. Gym insurance covers the costs associated with injuries and lawsuits. Annual gym insurance costs depend on the specific policy you’re buying. For example, general liability insurance usually costs between $500 to $1,700…