All Insurance Articles

IT insurance is a collection of insurance coverages needed by consultants and businesses focused on delivering technology, computer, or IT services to protect against third-party liability claims. The two main tech insurance coverage types are professional liability and general liability insurance. The average cost of IT insurance ranges between $650 and $1,300 per year. With…

Food vendor insurance refers to the types of insurance mobile food vendors need to protect their businesses against financial loss from liability claims. The most common types of food vendor insurance are general liability and commercial property. The cost for food vendor insurance averages $400 to $800 per year and costs for single events average…

Business interruption insurance, aka business income insurance, covers the lost income of a business that has to cease operations due to damage from a covered event under a property insurance policy, such as fire or wind. Pricing for coverage varies, but the average cost of business interruption insurance ranges from $750 to $1,200 per year….

The best small business insurance companies offer standard policies, such as commercial general liability, and also a broad range of other insurance types that small business owners may need. Before narrowing our list down to the top 10, we reviewed dozens of providers and evaluated them on key qualities like coverage types, service and pricing….

Builders risk insurance provides financial protection for building projects while they are under construction or renovation. Coverage includes fire, theft, vandalism and extreme weather. The cost of builders risk insurance typically averages between one and four percent of the total construction costs and varies based on several factors, including type of project, location, and construction…

Painters insurance isn’t a type of coverage, but most painters are looking for commercial general liability insurance that covers customer property damage and injury lawsuits. The average cost of general liability for painters typically ranges from $400 to $800 per year. Some painters may need other insurance types like workers’ compensation and commercial auto insurance….

CPA insurance for accountants generally refers to the common types of insurance needed by bookkeepers, accountants, and certified public accountants (CPAs). The primary type of insurance accountants need is professional liability insurance, which covers claims arising from negligence or mistakes in delivering accounting services to clients. CPA insurance for accountants averages $500 to $1,000 per…

Employment practices liability insurance, or EPLI insurance, protects business owners from claims arising from employment-related issues, including wrongful termination, discrimination, and sexual harassment. The cost of EPLI insurance depends on several factors, such as business size and employee turnover. However, most small businesses can get EPLI coverage for less than $1,200 per year. Top 5…