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Based on the information you provided, your credit score will be a limiting factor in your search for financing.

Depending on the nature of your business there may be 2 higher interest rate options still available to you:

1. Invoice Financing - Allows you to get cash for outstanding invoices today. Our recommended invoice financing company for less than $25k is Fundbox. For borrowing more than 25K we recommend Bluevine.
2. Merchant Cash Advance - Allows you to borrow against credit card receipts.  Our recommended merchant cash advance provider is Can Capital.

If you boost your credit score other lower interest rate options will open up. We have outlined steps you can take to improve your score below:

1. Go to Nav.com today for free access to your personal credit score, as well as a personalized analysis of how to improve your score.
2. Visit AnnualCreditReport.com to get a free complete copy of your personal credit report.

Here are some things you can do right away to increase your credit score:

• Build out a thin file through responsible use of a credit card.
• Pay all bills on time.
• Pay down outstanding credit card and loan debt.
• Dispute errors on your credit report through Nav.com.
• Limit rate shopping if you're applying for a loan.

Follow the steps above, and your credit score will thank you for it! Please check in with us again once you've raised your credit score, and we'd be happy to discuss additional financing options with you.