Business credit cards with no annual fee are best for startups and owners concerned about keeping card costs low. The best cards pay up to 5% in rewards and have ongoing APRs starting at 11.49%. Some business credit cards have annual fees up to $495, but high fees don’t always mean a better card. Top…
Have a great business idea and need some additional capital to get it off the ground? In this section you'll find all our startup financing articles from using personal funds to start a business to the 9 best small business startup financing options.
Startup Financing Articles
SBA & Bank Loans
If you have a good personal credit score, have been in business for more than 2 years profitably, and can wait several months for funds, SBA loans or other types of bank loans are generally your lowest cost option.
Alternative Business Loans
Don't meet the strict requirements, or need money faster without all the paperwork? An alternative business loan may be the right option for you. Learn about all the different types of alternative business loans here.
Commercial Real Estate Loans
Need funds to purchase an office building, retail location, or investment property? Here you can learn about all your commercial real estate loan options.
All Financing Articles
Business credit card balance transfer offers allow you to move your balance from one card to another. The best business credit cards for balance transfers offer an introductory 0% annual percentage rate (APR) period on balance transfers for up to 12 months. We found eight cards that offer 0% APR on balance transfers. How We…
The best cash back business credit cards offer up to 5% back and benefits like 0% introductory annual percentage rates (APRs). These top cards also come with ongoing APRs as low as 14.24%. We reviewed dozens of cards to find 10 offering owners the best cash back rewards, top benefits, and lowest fees. Top Cash…
The SBA 504 loan program combines two loans―one from a lender, one from a community development corporation (CDC)―that can be used for commercial real estate, and other fixed assets like equipment. The lender portion covers up to 50% of the loan, the CDC portion covers 40%, with the borrower providing the remaining 10%. If you’re…
Franchise financing is used to fund the purchase of a franchise or provide working capital to an existing franchise. The costs and terms associated with franchise loans vary by the type you choose. Small Business Administration (SBA) loans for franchises have interest rates from 7.75% to 10.25%, and loan terms of up to 10 years….
The best secured business credit cards allow owners with credit scores below 579 to build credit without paying high fees. They charge APRs of 20% or less and offer rewards of 1%+. Since your credit limit is tied to a security deposit, we looked for cards that allow deposits up to $100,000. If you have…
The best business credit cards for new businesses offer some mix of introductory and ongoing rewards, low or no annual fees, and interest-free financing for a year or longer on purchases and balance transfers. We compared dozens of new business credit cards to identify those offering the best combination of features that benefit young firms….
The best sole proprietorship business credit cards have no annual fees, introductory rewards up to $500, and pay up to 5% cash back. Plus, some cards offer an introductory no-interest financing period on purchases or balance transfers up to 15 months. We identify the eight best credit cards for sole proprietorship businesses. Top 8 Best…
The best LLC credit cards have large introductory offers of up to $750, strong ongoing rewards of up to 5%, and low introductory and ongoing annual percentage rates (APRs). Plus, they offer additional features, such as insurance and travel perks. After reviewing dozens of cards, we found eight of the best LLC credit cards. Top…
Between 2010 and 2018, based on data we obtained from the Small Business Administration (SBA), lenders collectively issued 493,843 SBA 7(a) loans to small businesses. Of these loans, 57% were for amounts of $150,000 or less. We’ve compiled a list of the 100 top SBA lenders for loans under $150K. 100 Top SBA Lenders for…
Business credit cards with no foreign transaction fee are designed for people traveling for business outside the United States. The best cards pay up to 12x points in rewards and offer luxury travel perks, such as baggage insurance and airport lounge access. We identify the eight best business credit cards with no foreign transaction fee….
A working capital loan is short-term business funding used to finance a company’s day-to-day operations, like buying inventory or covering payroll. Common small business working capital loans are lines of credit, term loans, invoice financing, and merchant cash advances. We reviewed working capital loan providers on costs, terms, and qualifications to identify the top six….