Term loans—loans with fixed repayment terms—are a common source of small business financing. These loans are repaid through regular payments over the predetermined term of the loan. We’ve evaluated business term loans based on costs and qualifications to deliver a list of the seven best term loans for your small business consideration. 7 Best Business…
Have a great business idea and need some additional capital to get it off the ground? In this section you'll find all our startup financing articles from using personal funds to start a business to the 9 best small business startup financing options.
Startup Financing Articles
SBA & Bank Loans
If you have a good personal credit score, have been in business for more than 2 years profitably, and can wait several months for funds, SBA loans or other types of bank loans are generally your lowest cost option.
Alternative Business Loans
Don't meet the strict requirements, or need money faster without all the paperwork? An alternative business loan may be the right option for you. Learn about all the different types of alternative business loans here.
Commercial Real Estate Loans
Need funds to purchase an office building, retail location, or investment property? Here you can learn about all your commercial real estate loan options.
All Financing Articles
Understanding how to choose a business credit card is a seven-step process. The process includes knowing how a business credit card works, reviewing where your business spends the most, and examining potential fees and rewards. Your business’s spending goals and the rewards or perks you want to receive likely determine the best card for you….
Invoice financing is the process business owners rely on to borrow against unpaid invoices and receivables. The industry offers small business owners multiple options that include factoring, discounting, selective financing, spot factoring, and invoice auctioning. These types of invoice financing for small businesses have varying costs, terms, and requirements. Invoice financing is part of a…
Small business credit cards for fair credit are best for owners with personal credit scores below 670. Few issuers offer business credit cards for fair credit, but the best cards offer competitive APRs, low or no annual fees, and rewards programs. We recommend using these cards until you qualify for a traditional business credit card….
The best cash back business credit cards offer introductory rewards of up to $500 cash back and ongoing rewards of as much as 5% back. They also include 0% introductory annual percentage rates (APRs) on purchases and balance transfers for up to 15 billing cycles and low ongoing APRs several percentage points below average. Top…
There are several steps for how to build business credit in 30 days, which include creating a business profile, reviewing credit reports, and beginning to build good payment habits. Building good business credit means you’re more likely to get approved for a business loan and qualify for lower rates. Opening a business credit card is…
The Bank of America® Business Advantage Cash Rewards Mastercard® credit card is a great cash back business card for owners with a strong existing bank relationship. Your deposits could increase your card rewards by 75%. Without those bonuses, this is just an average rewards card. The ongoing APR is as low as 13.74%. The best…
Business credit cards that don’t report to personal credit won’t impact your personal credit score. However, the cards on our list require a personal credit check and personal guarantee. The best cards offer introductory rewards up to $1,000, pay ongoing rewards up to 3%, and charge variable annual percentage rates (APRs) as low as 9.24%….
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a solid pick for owners shopping for their first travel rewards card. It charges no annual fee and offers above-average rewards on travel expenses. Plus, the ongoing APR starts at 12.74%, which is the lowest APR among travel cards. The best business…
The Bank of America Platinum Plus® Mastercard® Business Card is best for business owners who want to receive an ongoing annual percentage rate (APR) as low as 11.74%. With this competitive purchase APR, you can to save big on potential interest charges. You’ll also have interest-free financing on purchases for the first seven billing cycles….
SnapCap is a loan marketplace owned by LendingTree that matches borrowers with lenders. While SnapCap loans include short-term loans, merchant cash advances, and equipment financing, it charges a fee unlike LendingTree to match borrowers to lenders. We selected the top six direct lender alternatives based on costs, terms, and qualifications. SnapCap Business Loans vs Top…
The Alaska Airlines Visa® Business Credit Card is provided by Bank of America and is best for business owners who are loyal Alaska Airlines flyers. You’ll receive Alaska’s Famous Companion Fare™ from $121 every year. Plus, you’ll get free checked baggage for you and six guests. The best travel business credit cards offer free airport…