A savings calculator is a great tool to calculate compound interest and estimate the value of savings over a period of time. Using the savings calculator above, you can see what your savings will be worth in the future and how quickly it will grow in a savings account, certificates of deposit (CDs) or money…
Startup Financing
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Have a great business idea and need some additional capital to get it off the ground? In this section you'll find all our startup financing articles from using personal funds to start a business to the 9 best small business startup financing options.
Startup Financing Articles
SBA & Bank Loans
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If you have a good personal credit score, have been in business for more than 2 years profitably, and can wait several months for funds, SBA loans or other types of bank loans are generally your lowest cost option.
Alternative Business Loans
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Don't meet the strict requirements, or need money faster without all the paperwork? An alternative business loan may be the right option for you. Learn about all the different types of alternative business loans here.
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Commercial Real Estate Loans
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Need funds to purchase an office building, retail location, or investment property? Here you can learn about all your commercial real estate loan options.
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Finance Providers
All Financing Articles
SBA Form 413: What You Need to Fill Out the SBA Personal Financial Statement
SBA Form 413 is a personal financial statement form used to apply for SBA 7(a) and SBA 504 loans. Your lender will incorporate the personal financial information you report in its analysis of your company’s creditworthiness and repayment ability. To quickly and easily complete SBA Form 413, have your financial paperwork organized and available. Who…
10 Best Fitness & Gym Franchises 2018
As fitness has become more of a lifestyle than a trend and people are conscious about getting fit, entrepreneurs are taking advantage of this by investing in gym and fitness franchises. Fortunately, there are different fitness franchises to choose from, with an average cost of around $319,688. We received data on the 10 best-performing gym…
SBA Disaster Loans: Interest Rates, Qualifications & How to Apply
Small Business Administration (SBA) disaster loans provide quick and affordable financing for disaster recovery as declared by the President of the United States, SBA or U.S. Department of Agriculture. Businesses of all sizes, most private nonprofit organizations, homeowners and renters are eligible. The SBA disaster loan program features an initial 5- to 15-month payment deferral,…
What Accounts Receivable Financing Is & Who It’s Right For
Accounts receivable financing is a tool businesses can use to overcome short-term cash flow gaps by borrowing against their unpaid invoices. Unlike invoice factoring, with AR financing you won’t assign or sell your invoices to your provider. Invoice financing works like a credit line, with funding in one to three days and lower costs than…
How to Open a Business Bank Account in 5 Steps: Instructions, Requirements & Fees
When considering how to open a business bank account, the five important steps are determining the right type of bank account, selecting the right bank, knowing what you have to pay, providing the required documentation and depositing funds. Opening a business bank account makes it easier to keep your business and personal cash flow separate….
15 Best Small Business Credit Cards 2018
The best small business credit cards offer high reward payouts, specific rewards categories, and low introductory and ongoing interest rates. Based on these criteria, we’ve compiled a list of the top 15 small business credit cards for 2018 and ranked them based on costs, application process, and rewards for various types of businesses and spending….
SBA Loans: Types, Rates & Requirements
The Small Business Administration (SBA) guarantees small business loans issued by approved lenders. SBA loans are difficult to qualify for but carry low interest rates up to 10% and repayment terms up to 25 years. The six types of SBA loans are 7(a) loans, community development corporation (CDC)/504 loans, CAPLines, export loans, microloans, and disaster…
SBA Loan Rates – Current Interest Rates and How They Work
There are three primary types of SBA loans: SBA 7A Loans, SBA Express Loans, and CDC/504 Loans. SBA 7A loans and SBA Express loans can be used for a wide variety of purposes, including growth capital and refinancing. CDC/504 loans, on the other hand, are specifically for the purchase of fixed assets like real estate…
Commercial Real Estate Loan Rates 2018
Commercial real estate loan rates remain at near all time lows, making now a great time for small business owners to purchase or refinance commercial property. A variety of different lenders make commercial real estate loans. This article covers how commercial real estate loan rates work and the interest rates that different types of lenders…
12 Best High-yield Savings Accounts 2018
A high-yield savings account charges little or no fees and allows consumers to build their savings by earning interest each month while still maintaining access to their money. We’ve reviewed more than 60 of the best high-interest savings accounts and narrowed it down to the 12 accounts with the best interest rates. Online Savings Account…
6 Best Accounts Receivable Financing Companies 2018
Accounts receivable (A/R) financing companies can provide fast, affordable funding to smooth out a small business’s cash flow or provide them with access to short-term working capital. A/R financing is based on factors like size, credit score, age and whether it’s an individual or group. We reviewed invoice financing companies to choose the six best….
