Priority Pass gives members access to more than 1,300 airport lounges across 130 countries. Priority Pass lounges offer complimentary food and drinks, free Wi-Fi, and conference rooms. Memberships typically cost between $99 to $429 per year. However, frequent travelers can receive memberships for free, called Priority Pass Select, through some travel credit cards. If you…
Have a great business idea and need some additional capital to get it off the ground? In this section you'll find all our startup financing articles from using personal funds to start a business to the 9 best small business startup financing options.
Startup Financing Articles
SBA & Bank Loans
If you have a good personal credit score, have been in business for more than 2 years profitably, and can wait several months for funds, SBA loans or other types of bank loans are generally your lowest cost option.
Alternative Business Loans
Don't meet the strict requirements, or need money faster without all the paperwork? An alternative business loan may be the right option for you. Learn about all the different types of alternative business loans here.
Commercial Real Estate Loans
Need funds to purchase an office building, retail location, or investment property? Here you can learn about all your commercial real estate loan options.
All Financing Articles
Business credit cards with no personal guarantee do exist—if you can qualify for one. These cards reduce or eliminate an owner’s personal liability to repay card debt, but they typically are issued to businesses with at least $1 million to $5 million in annual revenues and one to two years or more of cash reserves….
Fast business loans are short-term financing options with high-interest rates that make funds available in 1 to 3 business days. They’re best for businesses needing short-term working capital for payroll, inventory, and expenses. We compared the top providers according to their terms, costs, and qualifications and chose the top six fast business loans. Top 6…
There are some types of loans that don’t require personal guarantees, but most lenders require personal guarantees from small business owners. The personal guarantee pledges personal assets to the lender, which it can pursue if the business defaults. It’s required from anyone that signs the loan, and business owners may be able to negotiate it….
With so many online lenders these days, getting a small business loan has become much easier. Easy small business loans have short applications, simple repayment options, easy-to-manage accounts, and fast funding process. Easy business loans can get funded in 24 hours and help small business owners save time so they can focus on their business….
Earnings before interest, taxes, depreciation, and amortization (EBITDA) is a measure of a company’s revenue before accounting for deductions related to interest expense, taxes, depreciation, and amortization. It is a method of determining the health and value of a business that discounts how the business is financed as well as accounting and tax strategies. What…
How to Read Your Merchant Cash Advance Calculator Results Factor rate: The factor rate is what merchant cash advance providers use to determine the total amount you’ll need to repay. The factor rate for a merchant cash advance typically ranges from 1.1x to 1.5x the amount advanced. If you receive a factor rate above 1.5x…
Asset-based lending is a form of business financing that uses a business asset as collateral for a loan. If you default on the loan, the lender can take possession of the asset. Typical types of asset-based loans include accounts receivable financing, inventory financing, equipment financing, or real estate financing. Invoice financing is a common form…
TSA PreCheck memberships are valid for five years. You can renew TSA PreCheck up to six months before your Known Traveler Number (KTN) expires, which costs $85. Typically, TSA PreCheck renewal is simple, and you can complete it online in about 15 minutes. However, some members may need to provide updated information or new fingerprints….
Both Global Entry and TSA PreCheck are government programs that offer faster security clearance to low-risk, domestic and international travelers. TSA PreCheck offers expedited Transportation Security Administration (TSA) lines at more than 200 United States airports while Global Entry is tailored for international travelers who want expedited US customs screening plus TSA PreCheck benefits. When…
How to Read Your APR Calculator Results Interest rate: This is the primary input for the APR calculator and represents the annualized cost of borrowing money without fees. The calculator assumes that the interest rate is fixed throughout the life of the loan. Repayment term: This input is the number of years that the loan…
The best business credit cards for travel offer introductory rewards worth up to $2,000 and ongoing rewards of up to 5% on airfare and hotel purchases. Travel cards also offer benefits like free airport lounge access, free checked bags, and annual travel credits. Annual fees for business travel cards range from $0 to $595. Top…