Credit Scores by State - Complete Data

Credit Scores by State - Complete Data

State
Avg Credit Score
Avg. Credit Score Ranking
Personal Bankruptcy per 100,000
(10%)
Avg. Amount of Debt per Person
(10%)
Cost of Living Index
(10%)
Median Household Income
(10%)
Unemployment Rate
(10%)
Minnesota
709
1
226
$113,455.30
101.5
$63,488
3.1
Vermont
702
2
115
$30,000.09
118.7
$56,990
2.4
New Hampshire
701
3
189
$24,091.00
109.3
$70,303
2.4
South Dakota
700
4
140
$6,738.38
98.5
$53,017
2.9
Massachusetts
699
5
154
$42,003.81
133.8
$70,628
3.0
North Dakota
697
6
94
$36,012.50
98.7
$60,557
2.4
Wisconsin
696
7
369
$39,203.34
95.8
$55,638
2.9
Iowa
695
8
165
$33,594.07
91.8
$54,736
2.4
Nebraska
695
8
251
$8,426.00
93.3
$54,996
2.8
Hawaii
693
9
124
$869,250.00
190.1
$73,486
2.7
Washington
693
9
310
$32,562.97
109.5
$64,129
4.5
Connecticut
690
10
187
$32,045.45
128.8
$71,346
3.8
Maine
689
11
153
$91,183.42
117.2
$51,494
3.4
Montana
689
11
152
$46,740.00
104
$49,509
3.8
Colorado
688
12
341
$34,925.25
105.5
$63,909
3.7
New York
688
12
162
$70,153.60
135.7
$60,850
3.9
Oregon
688
12
315
$54,865.90
131.2
$54,148
4.4
Pennsylvania
687
13
186
$30,277.44
98.6
$55,702
4.0
Rhode Island
687
13
287
$34,454.64
122.5
$58,073
3.9
New Jersey
686
14
304
$39,070.92
122.5
$72,222
4.0
Illinois
683
15
470
$98,309.16
95.7
$59,588
4.3
Utah
683
15
468
$21,715.38
98.2
$62,912
3.0
Idaho
681
16
299
$9,300.55
94.2
$48,275
2.9
California
680
17
275
$38,890.97
138.7
$64,500
4.2
Kansas
680
17
260
$35,217.05
89.7
$53,906
3.4
Virginia
680
17
290
$81,194.04
102
$66,262
2.9
Ohio
678
18
360
$14,769.86
92.8
$51,075
4.6
Wyoming
678
18
169
$76,844.63
90.5
$60,214
3.9
Michigan
677
19
365
$21,718.89
89.3
$51,084
4.0
Missouri
675
20
352
$19,011.72
88.8
$50,238
3.2
Delaware
672
21
257
$8,583.75
106
$61,255
3.4
Maryland
672
21
347
$284,851.41
131.3
$75,847
3.7
Arizona
669
22
305
$22,037.88
97.7
$51,492
5.1
Alaska
668
23
56
$2,286.43
130.6
$73,355
6.5
Florida
668
23
347
$34,468.59
98.9
$49,426
3.5
Indiana
667
24
450
$166,844.21
90.1
$50,532
3.5
North Carolina
666
25
167
$28,089.26
94
$47,830
3.9
Kentucky
663
26
391
$16,060.05
91.8
$45,215
4.1
Tennessee
662
27
610
$20,466.45
89.5
$47,275
3.2
New Mexico
659
28
183
$22,325.06
92.8
$45,382
5.1
West Virginia
658
29
179
$9,253.92
94.7
$42,019
5.2
Arkansas
657
30
374
$18,790.17
88.4
$41,995
3.8
South Carolina
657
30
153
$43,110.51
98.3
$47,238
3.2
Oklahoma
656
31
256
$174,838.92
88.1
$48,568
3.3
Texas
656
31
132
$185,583.79
91.3
$55,653
3.8
Nevada
655
32
403
$165,739.71
108.3
$52,431
4.3
Alabama
654
33
519
$23,902.26
89.5
$44,765
3.7
Georgia
654
33
524
$13,229.68
91.2
$51,244
3.9
Louisiana
650
34
326
$6,139.85
93.6
$45,727
4.9
Mississippi
647
35
374
$24,083.34
85.7
$40,593
4.8

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State
Avg Credit Score
Avg. Credit Score Ranking
Total Education Quality Score
(10%)
Percent with a Bachelor's Degree
(10%)
Median Age of Residents (US median: 37.8)
(10%)
Percentage of Married Residents
(10%)
State Dependency Score
(10%)
Minnesota
709
1
60.34
34.8%
37.9
52.20%
20.12
Vermont
702
2
63.18
36.8%
43.1
49.70%
46.46
New Hampshire
701
3
65.11
36.0%
42.8
52.40%
31.58
South Dakota
700
4
52.27
27.8%
36.9
52.20%
39.94
Massachusetts
699
5
74.16
42.1%
39.4
46.60%
20.64
North Dakota
697
6
57.03
28.9%
34.4
52.30%
46.99
Wisconsin
696
7
57.59
29.0%
39.4
50.80%
29.57
Iowa
695
8
55.33
27.7%
38.1
52.80%
31.21
Nebraska
695
8
56.42
30.6%
36.1
53.10%
25.45
Hawaii
693
9
45.09
32.0%
37.7
49.80%
26.93
Washington
693
9
54.58
34.5%
37.5
51.00%
27.88
Connecticut
690
10
66.93
38.4%
40.6
47.90%
26.67
Maine
689
11
56.82
30.3%
44.6
51.00%
50.89
Montana
689
11
52.78
28.7%
39.9
52.20%
63.88
Colorado
688
12
57.45
39.4%
36.4
50.80%
28.94
New York
688
12
53.36
35.3%
38.3
44.60%
33.05
Oregon
688
12
39.79
32.3%
39.1
49.60%
43.44
Pennsylvania
687
13
51.36
30.1%
40.7
48.20%
42.94
Rhode Island
687
13
54.78
33.0%
39.7
45.10%
33.88
New Jersey
686
14
67.09
38.1%
39.6
49.00%
17.67
Illinois
683
15
54.2
33.4%
37.7
47.80%
19.92
Utah
683
15
50.99
32.5%
30.6
56.10%
18.56
Idaho
681
16
47.84
26.8%
35.8
54.90%
40.69
California
680
17
46.33
32.6%
36.2
46.70%
30.57
Kansas
680
17
55.55
32.3%
36.2
52.50%
10.7
Virginia
680
17
63.03
37.6%
37.8
50.00%
20.76
Ohio
678
18
51.93
27.2%
39.3
48.10%
35.34
Wyoming
678
18
57.02
26.7%
36.5
53.60%
50.39
Michigan
677
19
50.07
28.1%
39.7
48.10%
37.33
Missouri
675
20
51.2
28.2%
38.4
49.50%
43.76
Delaware
672
21
54.36
31.0%
39.7
47.70%
14.44
Maryland
672
21
57.82
39.0%
38.3
47.00%
41.38
Arizona
669
22
37.53
28.4%
37.4
47.30%
67.03
Alaska
668
23
35.87
29.0%
33.3
48.90%
64.3
Florida
668
23
52.1
28.5%
41.8
46.40%
37.96
Indiana
667
24
52.69
25.3%
37.5
49.30%
59.74
North Carolina
666
25
48.91
29.9%
38.4
49.00%
29.46
Kentucky
663
26
54.34
23.2%
38.8
49.80%
78.76
Tennessee
662
27
46.9
26.1%
38.7
49.30%
52.21
New Mexico
659
28
31.53
26.9%
37.4
44.90%
85.81
West Virginia
658
29
39.91
19.9%
42.2
50.20%
72.34
Arkansas
657
30
42.18
22.0%
37.9
50.10%
40.78
South Carolina
657
30
42.24
27.0%
39
47.30%
61.31
Oklahoma
656
31
48.79
24.8%
36.3
49.90%
44.24
Texas
656
31
46.9
30.7%
34.4
49.30%
34.27
Nevada
655
32
38.54
23.7%
37.8
45.70%
31.14
Alabama
654
33
38.98
24.5%
38.7
47.80%
71.65
Georgia
654
33
45.67
29.9%
36.4
47.00%
37.58
Louisiana
650
34
32.5
23.4%
36.4
43.60%
58.11
Mississippi
647
35
38.87
21.3%
37
44.80%
81.46

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