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Personal Finance

Top 17 Tips for Buying & Selling Stocks

By Benilyn Formoso on June 7, 2019 | Personal Finance, Tip List

stock market graph

One important rule for investing in the stock market is to buy low and sell high. However, you can’t predict when the stock prices will go up or down. While there’s no definite way to time your trades perfectly, there are some tips for buying stocks that can help you make better decisions. Here are…

Free SIMPLE IRA Calculator & Contribution Limits

By Dock David Treece on November 9, 2018 | Calculators, Personal Finance

Hand of woman working using calculator

  How to Read Your SIMPLE IRA Calculator Results Some rules of thumb for reading the SIMPLE IRA contribution calculator results include: Annual SIMPLE IRA Contributions: SIMPLE IRA contributions should be at least 3 percent of annual compensation or $5,000. If they’re more than $20,000, or 8 percent to 10 percent of your employee income,…

Fiduciary Financial Advisor: What It Is, Duties & Obligations

By Dock David Treece on October 18, 2018 | Personal Finance, What is

fiduciary financial advisor

A fiduciary financial advisor is an investment professional who is licensed with the United States Securities and Exchange Commission (SEC) or state regulators. Fiduciary advisors are important for clients because they are legally required to put clients’ interests ahead of their own. Using a fiduciary is important if you want an advisor to manage your…

Employee Stock Ownership Plan: How ESOPs Work & Who They’re Right For

By Dock David Treece on October 16, 2018 | How To, Personal Finance

esop

An employee stock ownership plan (ESOP) is a qualified defined-contribution employee benefit plan that provides the employees of a business an ownership interest in that business. An ESOP is used by employers to either reward employees or as an exit strategy from business ownership. If owned by an ESOP, the business can receive great tax…

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