Nathan Weller

Progressive Insurance got its start in personal auto insurance and, over time, expanded into homeowners, commercial auto, and small business insurance. It is a great option for businesses primarily in transportation or construction because of its robust commercial auto insurance package. Progressive Commercial, a division of Progressive Insurance, works as a broker for customers for…

A business owner’s policy (BOP) is advantageous for small business owners because it brings together general liability, commercial, and business interruption coverage—often for a lower price than if you were to purchase the policies separately. Learn what a BOP policy is, how much it costs, and what coverages it typically includes, as well as top…

Year over year, commercial insurance premiums continue to rise. Whether you are looking to save money on business insurance or just want to learn how to compare small business insurance quotes, we’ve put together a step-by-step guide to make the process—which involves understanding what coverage you need, thinking about limits, and researching the insurer’s reputation—easier…

Medical malpractice insurance is a type of professional liability policy designed specifically for physicians and other medical professionals. Policies cover the costs associated with accusations that a physician’s negligence caused a patient’s injury or death. Medical malpractice insurance costs vary by state and specialty, and premiums vary significantly depending on geography and practitioner but can…

Inland marine insurance is a first-party small business coverage that offers protection for products, equipment, and valuable goods while they are being transported over land or stored at an off-site location. Policies for inland marine insurance differ from standard commercial property policies by covering your property while it is not at the primary listed location…

Business personal property (BPP) insurance is an important type of small business insurance for any business that owns equipment, inventory, office furniture, or tools. It is a type of commercial property insurance, meaning it is first-party coverage. It can be purchased from some carriers as a standalone policy and is often available as an endorsement…

The Hartford offers personal auto, homeowners, and business insurance for any size of business in a wide range of industries. In our review of small business insurance companies, it scored the highest with a 4.5 out of 5, making it the best small business insurer. The Hartford has been in operation for more than 200…

Business owners who make a living by providing advice or service to others need to consider purchasing professional liability insurance. Due to the specialized knowledge often associated with the service industry, small businesses in this space are exposed to accusations that their advice or mistakes led to a financial loss. Professional liability can protect you…

Commercial umbrella insurance is a special policy a small business owner can purchase that adds additional protection to existing commercial insurance. Similar to commercial general liability and commercial auto liability insurance, it covers legal costs, medical bills, damages to other property, judgment-issued payments, and settlements. Commercial umbrella policies can run anywhere from $300 to $1,500…

Professional liability insurance is a third-party liability insurance for small businesses in the professional services sector. It’s sometimes called errors and omissions (E&O) insurance, or medical malpractice insurance for those in a medical profession. Unlike general liability insurance, a professional liability policy covers more intangible claims, such as the business provided bad advice, and more…

It may seem like you don’t need liability insurance as an independent contractor, or a 1099 worker—especially if you do regular work for other companies. However, the truth is, you still risk financial exposure from claims or accidents. Having liability insurance is an inexpensive way to protect yourself and your business from high out-of-pocket expenses…

Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Businesses that do buy policies are covered for their obligations after a worker is injured, including the workers’ medical expenses, prescriptions, and partial weekly wages. Texas employers can expect to pay an average of 55 cents for every $100 of payroll…