Nathan Weller

Business personal property (BPP) insurance is an important type of small business insurance for any business that owns equipment, inventory, office furniture, or tools. It is a type of commercial property insurance, meaning it is first-party coverage. It can be purchased from some carriers as a standalone policy and is often available as an endorsement…

The Hartford offers personal auto, homeowners, and business insurance for any size of business in a wide range of industries. In our review of small business insurance companies, it scored the highest with a 4.5 out of 5, making it the best small business insurer. The Hartford has been in operation for more than 200…

Business owners who make a living by providing advice or service to others need to consider purchasing professional liability insurance. Due to the specialized knowledge often associated with the service industry, small businesses in this space are exposed to accusations that their advice or mistakes led to a financial loss. Professional liability can protect you…

Commercial umbrella insurance is a special policy a small business owner can purchase that adds additional protection to existing commercial insurance. Similar to commercial general liability and commercial auto liability insurance, it covers legal costs, medical bills, damages to other property, judgment-issued payments, and settlements. Commercial umbrella policies can run anywhere from $300 to $1,500…

Professional liability insurance is a third-party liability insurance for small businesses in the professional services sector. It’s sometimes called errors and omissions (E&O) insurance, or medical malpractice insurance for those in a medical profession. Unlike general liability insurance, a professional liability policy covers more intangible claims, such as the business provided bad advice, and more…

It may seem like you don’t need liability insurance as an independent contractor, or a 1099 worker—especially if you do regular work for other companies. However, the truth is, you still risk financial exposure from claims or accidents. Having liability insurance is an inexpensive way to protect yourself and your business from high out-of-pocket expenses…

Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Businesses that do buy policies are covered for their obligations after a worker is injured, including the workers’ medical expenses, prescriptions, and partial weekly wages. Texas employers can expect to pay an average of 55 cents for every $100 of payroll…

North Carolina has a strong economy, including a robust export economy, that consists primarily of small businesses with fewer than 19 employees. Business insurance in North Carolina plays a very important role in keeping its economy afloat by helping offset the financial loss a business faces when it has a claim. In North Carolina, workers’…

biBERK is a dedicated small business insurance company that is part of the Berkshire Hathaway Insurance Group (BHIG). It was founded in 2015 with the goal of providing the most important types of insurance for small businesses in a quick, and easy way: by producing quotes online that can then be purchased online. While it…

The Buckeye State has a strong manufacturing and export sector that is comprised mostly of small business owners. Ohio small business insurance plays an important part in the state’s economy. Business owners are required to purchase workers’ compensation and commercial auto insurance, and the other important coverages to consider are general liability, professional liability, and…

A business insurance deductible is the amount of money that a policyholder and insurance carrier agree upon will be paid by the policyholder in the event of a claimable loss. This amount is paid first by the policyholder before anything is paid out under the policy. How a Business Insurance Deductible Works How a business…

Through a combination of first and third-party policies, security guard insurance helps protect against financial losses for your business. When you combine the different policies needed, like general liability and commercial property, they form what is called security guard insurance, and the estimated total minimum premium for all core policies can start at $7,300 annually….