Rayanne Harmon

Fifth Third Bank has three checking accounts tailored to meet the needs of businesses at various levels. Each has standard features—such as a business debit card for each signer, online banking, bill pay, mobile banking, mobile deposit, discounted payroll, text alerts, and overdraft protection. The entry-level account has a $0 monthly maintenance fee and includes…

NBKC Bank (officially stylized as nbkc bank) is an excellent choice for business owners looking for a free checking account with $0 fees for common banking services. Branches are located in Kansas and Missouri; however, its business products are available to all permanent residents operating a business in the US. Since NBKC is primarily an…

Square has created a perfectly matched duo by linking the Square Checking account with the Square payment processing portal. The business checking account has no monthly maintenance fees and minimum balance requirements. Also, it requires $0 to open and never charges for cash deposits at its retail partners. If you’re a business owner looking for…

Business owners looking for a checking account with no monthly maintenance fee will find a good fit at Huntington Bank. The Business Checking 100 account is a great entry-level account for businesses with fewer than 100 transactions per month. It also has other account options to choose from as your business grows, savings accounts, and…

Mechanics Bank is a good option for businesses in California searching for a community bank with a variety of checking options. There are four accounts that can be opened with a $100 deposit, and each has a preset limit of free transactions and cash deposits. The provider is a great fit for business owners needing…

Northfield Bank is an excellent choice for business owners based in the boroughs of New York City, including Staten Island and Brooklyn, and many locations in New Jersey. It has a full selection of business products, including three business checking accounts and two savings options. It also serves nonprofit customers and has a special account…

The best credit unions for small businesses offer outstanding business checking and savings products that earn interest on your business reserves. Unlike traditional banks, some credit unions have strict membership requirements. The ones we list are accessible across the US or have targeted geographic or employment requirements available to enough businesses to merit inclusion. Check…

Flagstar, formerly known as New York Community Bank, is a good choice for business owners looking for affordable checking accounts. There are three different business checking accounts for businesses and two enterprise-level analysis checking accounts. These range from a $0 to $15 monthly maintenance fee. All accounts have a built-in option allowing the fee to…

Business owners located in Indiana, Ohio, New York, or Pennsylvania looking for a business account with high transaction limits and low monthly maintenance fees will find a good fit with Northwest Bank. It has three checking accounts to choose from, with transaction volume of 100 or 300 per statement cycle. It also has an interest-earning…

Remote deposit capture (RDC) is a treasury management tool and fully electronic method of banking that converts paper checks into digital images using a check scanner. Once the images are scanned, they are compiled into a batch and deposited to your business checking account. This service is offered by both traditional and online-only banks, saving…

The first step in choosing a bank for small business starts with determining your company’s needs. Hundreds of business bank account providers offer a wide range of banking products and services. Banking providers range from online-only financial technology (fintech) companies to credit unions and traditional brick-and-mortar banks. Some offer one or two highly specialized banking…

Comerica Bank has a wide range of checking accounts for business owners. The Basic Business Checking account is great for those looking for a $0 monthly maintenance fee. It also allows 75 items—including debits, deposited items, and cash—to clear at no charge. It also has a cash deposit threshold of $2,500, with $2.50 charged per…