Andrew Wan

Pet sitting insurance is a must-have, particularly with the risks associated with the day-to-day work. For instance, if a client’s pet on your watch ends up injuring someone else, you could be found at fault or otherwise negligent, leading to huge financial losses. Pet Sitters International reports that’s exactly what happened to one pet sitter when…

Having the best liability insurance as a freelance worker is crucial to protect yourself from the inherent risks of running your own business. This is true regardless of which line of work you’re in, whether you’re a writer, developer, or consultant. The best liability insurance for freelance workers will cover you for accidents, professional mistakes,…

Are you looking for a business loan that plays by a different set of rules? If so, then a portfolio loan could be exactly what you need. You see, unlike traditional loans that might get sold to other investors, portfolio loans stay with the original lender. That means the originating lender has a lot more…

If you run your own graphic design company, you should give some serious thought to how you can protect your financial assets. Every client you work with will carry some level of risk — for instance, having equipment stolen or damaged could lead to missed deadlines, resulting in a financial setback. Similarly, you could face…

According to the most recent data from the Federal Reserve Bank of Kansas City[1], average business loan interest rates currently range from around 6.4% to 11.5%. That’s a pretty wide threshold, but you can use this information as a benchmark to determine whether the rate you’re getting is good or not. With that being said,…

If you sell products on Amazon, you’ll be required to obtain seller insurance once you exceed $10,000 in gross sales proceeds in one month or if you’re a Pro Merchant. Eligible policy types include commercial general, excess, or umbrella liability insurance, designed to protect you from accidents that may occur as a result of the…

The best hotel business credit cards will make your business travels easier by offering complimentary status upgrades or the ability to more quickly earn rewards for things like free or discounted bookings at a specific hotel chain. It could also offer perks, like late checkouts, early check-ins, and room upgrades, and protections you might occasionally…

Running your own business as a moving company can be extremely rewarding, but it isn’t without its risks. After all, you’ll be in people’s homes, moving furniture, handling their prized and valuable possessions, and getting it all to their final destination. It’s easy to see scenarios where you might accidentally damage property while navigating tight…

Editorial and Partnership Disclosure The best 0% APR business credit cards will offer at least a 6-month period in which no interest will be charged on purchases. Some may even offer this on balance transfers along with a combination of rewards programs, low or $0 annual fees, and other perks, like reimbursements or credits for…

If you’re in need of business funding, a rollover for business startups (ROBS) can be a great way to unlock access to your retirement funds, tax- and penalty-free! Since a ROBS requires you to navigate complex tax regulations, partnering with the right ROBS provider can ensure that you get the proper guidance throughout the process…

Life isn’t easy as a business owner. You’re faced with the ongoing task of trying to make ends meet, but the expenses never seem to end! And, when it comes to travel costs, we all know that things can quickly add up — from airfare and rental cars to hotel stays — a single business…

Getting proper retail business insurance coverage is a must for retail businesses as it helps with costs related to physical damage to your store, bodily injury to customers, and other forms of harm that may come to your employees or your company property. A business owner’s policy (BOP) is a common form of insurance obtained…