Andrew Wan

Mixed-use loans are used to finance a piece of real estate that has a combination of uses or zonings, such as a property with a mix of residential, commercial, agricultural, or industrial uses. They can primarily be categorized as commercial, government-backed, or short-term and may have repayment terms as short as several months to as…

The best trucking business loans will be able to provide a range of low rates, industry expertise, expert guidance, flexible qualification requirements, and fast funding speeds. Since business owners each have varying circumstances and needs, I recommend considering which of these characteristics is most important to you when it comes to selecting a loan, as…

I’ll walk you through how to consolidate business debt and help you understand the nuances involved in the process—from determining the total amount needed to pay off existing loans and finding a lender, to applying for a loan and ensuring proper payoff of your old accounts. Business debt consolidation can provide multiple benefits, such as…

Peer-to-peer lending, or P2P lending for short, is a way for borrowers to get loans from other individuals, rather than a bank or other traditional lending institution. It’s often used by borrowers who either are unable to qualify for a traditional bank loan or cannot secure the type of financing they’re looking for. Due to…

A microloan is a small loan that’s made to a business owner, usually carrying qualification requirements that are more flexible than most traditional loan programs. As a result, it can be a good option for businesses that have bad credit or weak finances. Microloans often have short repayment terms of no more than five to…

The federal funds rate is the rate that’s charged when a bank lends funds to another bank. This can occur if a bank needs money to satisfy reserve requirements set by federal regulations. While the federal funds rate describes the rate banks charge one another, it plays a large role in US monetary policy and…

To refinance a business loan, you must replace the existing loan with a new one. This requires you to have an understanding of how much you need to satisfy the existing loan, identify the best type of loan to suit your needs, and then find a lender willing to issue you funding. While there may…

The best business plan software walks you through creating an effective plan to help you get approved for loans or secure funds from investors. It should help you write various sections and commonly include the ability to make financial projections, conduct marketing research and analysis, and create miscellaneous charts and graphs to illustrate complex data…

The best business plan writing services will have a track record of helping their clients get funding from investors and qualify for small business loans. Components of effective business plans commonly include accurate financial projections, thorough analyses of the market and leading competitors, and insights into marketing strategies for specific products and services. Since the…

Editorial and Partnership Disclosure The best business credit cards with airport lounge access will provide free or discounted access to airport lounges. While many will carry an annual fee, these credit cards often carry premium travel perks, such as credits for TSA PreCheck, complimentary elite status at hotels, priority boarding, free checked bags, and more….

Guidant Financial provides funding solutions for small businesses and franchises. It’s perhaps most well known for its Rollover for Business Startups (ROBS) product, which allows retirement funds to be accessed tax- and penalty-free. However, Guidant Financial also offers other products and services, such as Small Business Administration (SBA) loans, unsecured loans, portfolio loans, and equipment…

Multifamily financing is commonly used to refinance, acquire, or cover construction costs on a multiunit property. Construction costs can include repairs, renovations, and other upgrades made to land and existing buildings. Eligible properties can vary depending on the lender you choose, but usually encompass any property with more than one unit such as duplexes, triplexes,…