Nathan Weller

Nathan Weller

Insurance Staff Writer at Fit Small Business
Seller in the bread store
Bakery Insurance: Coverage, Cost & Requirements

Bakery insurance is a simple combination of policies for your bakery that, when combined, provide all of the coverage you need against claims. Claims can come in all types of forms. Whether it is an allegation of food poisoning or a power outage damaging your oven, insurance for a bakery business is an important part…

Nov 12, 2024
Two young fitness instructors looking at the tablet.
What Is Personal Trainer Insurance Coverage?

Personal trainer insurance coverage refers to a policy or group of policies designed to protect a personal trainer’s business assets. Personal trainers need muscular coverage, so to speak, and it typically starts with a general liability policy, which covers the costs of common lawsuits business owners face. Additionally, personal trainers should consider bulking up with…

Nov 11, 2024
Smiling Lawyer Realtor Financial Advisor
Bonded vs Insured (& Who Needs Both)

The difference between bonded and insured is simple: a bond serves only one party, while insurance can protect both the policyholder and claimants. Saying you are bonded means you purchased a surety bond that offers a limited guarantee to an obligee (customer). Meanwhile, having insurance means you purchased an insurance policy, which usually has a…

Nov 7, 2024
Insurance agent explaining insurance policy to customer in office room.
Arizona Business Insurance Guide

Arizona is home to five different climate zones, two time zones, the Navajo Nation, the Grand Canyon, and a healthy economy driven by small businesses. Small businesses are a key part of employment, taxes, and production in Arizona. Small business insurance in Arizona is an important part of the economy both in its contribution to…

Nov 7, 2024
miniature under umbrella
Commercial Hurricane Insurance: Coverage & Costs

Though it started in June and runs until November, it feels like lately, hurricane season has made itself known through two back-to-back devastating hurricanes. Businesses, homeowners, and nonprofits are left with significant damages, and many wonder what role insurance plays when a natural disaster hits. Commercial hurricane insurance is an important combination of policy options…

Nov 4, 2024
man talking to a girl coach
Life Coach Insurance: Cost, Coverage & Providers

Life coaching insurance is any policy that protects your business from losses by helping provide defense and settlement of the claim. Additionally, life coaches should consider a business owner’s policy (BOP) for additional protection for their property and other forms of liability not found in professional liability. Costs for these combined policies can range from…

Oct 28, 2024
Accounting data and graphs on top of the table with a laptop and a hand that is writing on a small notebook.
CPA Insurance for Accountants: Cost, Coverage & Providers

Insurance for CPAs are policies that protect an accountant from allegations that their service caused harm to a client. CPA insurance isn’t just for liability: it can help your business if any of your property or equipment is damaged or stolen or if your firm suffers a cyberattack. CPA insurance is something that certified public…

Oct 17, 2024
Businessman examining insurance policy.
Washington Business Insurance Guide

Washington, appropriately nicknamed the Evergreen State, is beautiful and one of the leading producers of apples and other fruits in the US. It’s famous for being the headquarters for Microsoft and Boeing, but nonetheless, small businesses make up a bulk of the state’s economy and employment. Small business insurance is an important part of helping…

Oct 9, 2024
A busy food vendor.
Food Vendor Insurance: Cost, Coverage & Best Companies

Food vendor insurance is a policy or a combination of policies that protect businesses from the financial loss of a claim. This can be a liability claim alleging negligence by the food vendor or a loss to business property. The average annual cost for the most common policy, general liability, ranges from $350 to $1,000….

Oct 3, 2024
dance instructor and students
Dance Studio Insurance: Cost, Coverage & Providers

Dance instructor insurance can either be a policy (or combination of policies) that protects your business against liability claims and first-party losses. Whether you’re an independent instructor offering classes or a business owner looking for dance studio insurance, make sure your business is protected. The best policy for dance studios is a business owner’s policy…

Oct 1, 2024
electrician fixing wirings
Electrician Insurance: Cost & Coverage

Electrician insurance is a policy, or combination of policies, that protects your business from financial loss from claims of third-party property damage, workplace injuries, damaged business property, or loss of business income. Some license boards require electrical liability insurance like general liability insurance, while most states will require workers’ comp if your business has employees….

Sep 30, 2024
Dj mixer with headphones
What Is DJ Insurance and How Much Does It Cost?

Disc jockey (DJ) insurance refers to any policy that protects professional DJs from business losses related to claims. Depending on the carrier, DJ liability insurance typically costs $180 to $740 annually for general liability. However, most DJs can expect to pay in the lower price range for the average for DJ insurance. How DJ Insurance…

Sep 30, 2024
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