Nathan Weller

Interior design insurance is any policy or combination of policies that protect your business from financial loss from a claim of negligence or other types of loss like a fire. The primary policy for an interior designer is professional liability, followed by general liability and first-property coverage, like inland marine and commercial property. Professional liability…

Premises liability coverage is an insurance policy that protects property and business owners from financial losses due to injuries and property damage claims on their premises. Specifically, this insurance is designed to cover situations like slips and falls, injuries from falling objects, the destruction of personal belongings, or accidents due to negligence in maintenance or…

As you explore insurance for your small business, you’ll likely encounter terms in your policy or in conversations with your provider that will give you pause. We’ve put together a business insurance glossary of the most commonly used business insurance terms for small businesses to help you better understand the lingo. A ACORD Certificate of…

Product liability insurance protects your business from any financial harm you may face from claims that your product caused bodily injury or property damage. This insurance applies to any product you manufacture, distribute, or sell. Product liability costs vary depending on the business, but premiums can range from $250 to $2,000 annually. You can purchase…

Whether starting a new restaurant in Richmond, running an ice cream food cart at Virginia Beach, or operating a bed and breakfast in the Shenandoah Valley, small business insurance will be a critical part of your business plan. Virginia business insurance requirements are workers’ compensation and commercial auto. Some industries require general liability, too, for…

Landscaping insurance refers to a policy, or combination of policies, that protects your business assets against claims that your business was negligent and caused harm. Landscapers need coverage for third-party claims, employee injuries, and business property damaged by theft or vandalism. Landscape insurance costs for general liability will range from $500 to $2,300 annually. Landscaping…

Special event insurance is primarily a liability insurance policy for a business, vendor, or individual hosting an event. The policy provides coverage for injuries and damaged property, with additional options like weather cancellation. Unlike other policies, special event insurance is a policy with one payment, with average premium costs starting at $100 or $500 for…

Social media has become an important part of building brand authority and driving sales. Social media influencer insurance is coverage that protects the content creators who drive those results. The primary coverages to consider are professional liability ($750 annually for social media insurance) and general liability (around $350 annually). Depending on the size of your…

Appropriately named the Garden State, New Jersey’s robust small business economy includes nearly 10,000 farms. Whether it is a farm or a transportation company, small businesses are a significant part of New Jersey’s growing economy—driving small business insurance in New Jersey as a key part of a successful business plan. While not every coverage is…

A certificate of insurance (COI) is a document that provides proof of insurance. It includes policy details like your specific coverage, limits, and effective dates, but it is not an insurance contract. Companies often require businesses they partner with to carry liability insurance because they don’t want to risk being held solely responsible. In those…

Commercial auto insurance is an important policy for any business with vehicles and is required if your business owns a vehicle—covering damages and injuries from accidents. The damage can be to other vehicles or property and even the cost to clean up a crash scene. This type of insurance can include multiple coverages for first-…

Small business owners looking for commercial auto insurance will want opportunities for discounts, responsive customer service, and a company with an appetite for risk and new businesses. Using our proprietary rubric, we evaluated 18 commercial auto insurers. These are the five best providers of commercial auto insurance: : Best overall for commercial auto insurance :…