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Robert Newcomer-Dyer

About the Author

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Robert Newcomer-Dyer

Robert has over 15 years of experience in sales leadership, finance, and business development. He recently spent six years leading a team of small business financing professionals, facilitating the deployment of critical capital to over 9,000 small businesses across the US.

When Robert isn’t writing he enjoys camping and hiking throughout the beautiful Pacific Northwest and spending time with his wife, two children, and an assortment of pets.

Top 6 Venture Capital Firms 2020

By Robert Newcomer-Dyer on January 29, 2020 | Buyer's Guide, Financing, Startup Financing

Venture capital is the investment in startups and early-stage businesses by private investors or firms, and is a form of private equity investing. In exchange for funding, venture capitalists receive equity in the startup. It is most common in high-tech, high-growth industries, including internet and software services, biotechnology, and industrial manufacturing. 6 Best Venture Capital…

The Current Ratio: Formula, What It Is & How to Calculate It

By Robert Newcomer-Dyer on December 18, 2019 | Financing, What is

The current ratio—sometimes called the working capital ratio—measures whether a company’s current assets are sufficient to cover its current liabilities. A higher number indicates better short-term financial health, and a ratio of 1-to-1 or better indicates a company has enough current assets to cover its short-term liabilities without selling fixed assets. How the Current Ratio…

How to Value a Business: The Ultimate Guide for 2020

By Robert Newcomer-Dyer on December 18, 2019 | Buying and Selling a Business, How To, Selling a Business

how to value a business

Learning how to value a business is the process of calculating what a business is worth and could potentially sell for. One common method used to value small businesses is based on seller’s discretionary earnings (SDE). This method can be used to value a business for sale as well as raising capital. To make sure…

6 Best Restaurant Equipment Financing Companies 2020

By Robert Newcomer-Dyer on December 16, 2019 | Business Loans, Buyer's Guide, Financing

Several different types of restaurant equipment financing are available to business owners, depending on the amount of financing needed, your time in business, and your credit as well as annual revenues. Choosing the right type of equipment financing for your restaurant may also depend on whether you’re an existing business or a startup. is our…

3 Best Options for No Credit Check Equipment Financing

By Robert Newcomer-Dyer on December 13, 2019 | Business Loans, Buyer's Guide, Financing

For some borrowers with bad credit, equipment financing without a credit check may be a potential solution. In reality, most lenders will require a credit check to extend financing. While financing that does not require it may be difficult to find, we have compiled a list of three options for no credit check equipment financing….

Restaurant Equipment Leasing: The Ultimate Guide

By Robert Newcomer-Dyer on December 13, 2019 | Business Loans, Financing, Ultimate Guide

Leasing restaurant equipment allows businesses to gain access to necessary tools to run a restaurant without buying, often with lower payments than a loan. Leasing also allows for frequent upgrades while offering many of the same benefits of ownership. Leased restaurant equipment may require as little as 0% down and repayment between 12 – 72…

Quick Ratio: Formula, What It Is, and How to Calculate It

By Robert Newcomer-Dyer on December 13, 2019 | Financing, What is

The quick ratio, also known as acid test ratio, measures whether a company’s current assets are sufficient to cover its current liabilities. A quick ratio of one-to-one or higher indicates that a company can meet its current obligations without selling fixed assets or inventory, indicating positive short-term financial health. How the Quick Ratio Works The…

FedEx Routes for Sale: The Ultimate Guide

By Robert Newcomer-Dyer on December 11, 2019 | Starting a Business, Ultimate Guide

Much of FedEx’s success is due to the over 12,000 independent business owners who own the routes and deliver and pick up packages, keeping the FedEx machine running smoothly. These entrepreneurs hire and train delivery personnel, purchase and maintain vehicles and other equipment, and oversee the day-to-day operations on their route. If you don’t have…

Best Equipment Loans for a Startup Business

By Robert Newcomer-Dyer on December 11, 2019 | Business Loans, Buyer's Guide, Financing

An equipment loan for a startup business allows that business to borrow money to purchase necessary equipment. They can be difficult to obtain for startups as most lenders require at least two years in business. However, equipment loans are available from some lenders for borrowers with at least 650 credit with rates starting around 6%….

Types of Short-term Business Loans

By Robert Newcomer-Dyer on November 25, 2019 | Business Loans, Financing, Ultimate Guide

There are several types of short-term business loans designed to give businesses quick access to needed capital. The most common types include short-term loans, business lines of credit, accounts receivable financing, and merchant cash advance. Costs vary based on the type of short-term loan, with interest from 6%–120% APR. How Short-term Business Loans Work Short-term…

Short-term Business Loans: Definition, Costs & Providers

By Robert Newcomer-Dyer on November 20, 2019 | Business Loans, Financing, What is

A short-term business loan supplies working capital for businesses to meet various needs, and may be secured or unsecured. Short-term loans typically have repayment terms up to two years. Interest rates start around 6% with the average APR on short-term business loans between 30% and 50%. Short-term Small Business Loan Providers Banks, online lenders, business…

Business Valuation Calculator: How Much Is Your Business Worth?

By Robert Newcomer-Dyer on November 19, 2019 | Buying and Selling a Business, Calculators, Selling a Business

business valuation calculator

A business valuation calculator helps buyers and sellers determine a rough estimate of a business’s value. Two of the most common business valuation formulas begin with either annual sales or annual profits (also known as seller discretionary earnings), multiplied by an industry multiple. Both methods are great starting points to accurately value your business. For…

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