Best Business Bank Account Promotions & Offers

An exclusive for Fit Small Business audiences, Mercury has an ongoing business checking account promotion that allows you to earn $300 cash back when you deposit $10,000 within 90 days of account opening. To take advantage of that promotion, open a new account on its website and ensure you meet the cash back requirements.

U.S. Bank is offering up to a $900 cashback bonus for new accounts with qualifying activities. You can earn the bonus when you open a new, eligible U.S. Bank business checking account online (promo code: Q1AFL25) and complete qualifying activities, subject to certain terms and limitations. This offer is valid through March 31, 2025. Member FDIC.

Click the tabs below to see how to earn each bonus:

• Promo code Q1AFL25 MUST be used when opening the business checking account online. Limit of one Business Checking bonus per business. 
• A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account. 
• Earn up to a $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account online between January 16, 2025 and March 31, 2025. 
• The checking account must be opened online to qualify. 
• To earn the $500 bonus, you must make new deposit(s) of at least $5,000 in new money deposits (Direct/Branch, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and then maintain a daily balance of at least $5,000 through 60 days after account opening. 
• To earn the $900 bonus, you must make new deposit(s) of at least $30,000 in new money deposits (Direct/Branch, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and then maintain a daily balance of at least $30,000 through 60 days after account opening.
• The new money deposit cannot be funds held by U.S. Bank or its affiliates. 
• Offer may not be combined with any other business checking account bonus offers.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 24 months. 
• All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information Disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT, and the recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
• A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and March 31, 2025, using the referral code FSM300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

• Step 1: Become a new Bluevine client.
• Step 2: Open a new Bluevine Business Checking Account anytime before March 31, 2025, using promo code FSM300.
• Step 3: Fund your new account within 30 days of account opening and satisfy qualifying deposits as outlined below.

• Maintain a minimum daily balance of $2,000 in your account beginning on the 31st day after account opening and ending on the 120th day after account opening
• Meet at least one of the following conditions every thirty (30) days for ninety (90) days from beginning on the 31st day after Account opening
  • Make at least $5,000.00 in payments through eligible Payroll Providers or
  • Spend at least $2,000.00 on Eligible Transactions with the Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®.
  • Deposit at least $5,000 from eligible merchant services to your Bluevine account. Eligible merchant services providers are as follows: Autorize.net, Amazon, Etsy, Airbnb, Accendo Insurance, Accupos, Adp Totalsource, Adthrivellc, advicepay, Adyen, Aetna Life Insurance, Affinipay, Afterpay, Agri Treas 310, Aldelo, Aliexpress, Alipay, Allianz Life Ins, Alma, Aloha Pos, Amazon Pay, Ambur, Amex, Apartments.Com, Apple Inc, Arise, Ashland Health L, Atlas.Md ,Audible, Bankcard, Bloomnation, Bluesnap, Bmi Royalty Dist, Bonsai,Booksy, Braintree, Breadcrumb, Brightpearl, Brightwheel, Buildium, Bw Real Estate, Captain, Cardconnect, Care Patron Paym, Cayan, Cd Baby, Centene Manageme, Channeladvisor, Chase Payment Solutions, Cherry, Chg Companies, Cin7, Citizens, Classpass Inc., Classwallet, Clio Payments, Cloudbeds Paymen, Clover, Clubready, Cms, Compsych, Contractormgt ,Convertkit Payou, Credit One Bank, Crosscountry, Pmd, Cruises And Tour ,Dailypay, Dancestudio-Pro, Dear Systems, Depop, Dfas-Cleveland, Dharma Merchant Services, Digital Dining,Distrokid Llc ,Dlivrd Llc, Doordash, Doorloop, Ebay,Ec Suites, Ecomdash, Elavon, Electronic Funds, Electronic Management, Systems, Ems,Epos Now,Epx ,Erply,Esquire Eps, Eventbrite, Evolve Vacation, Exp Realty, Faire, Fattmerchant, Fenix,Fglife, Finale Inventory, Fiserv, Flagship Merchant Services, Focus Pos ,Fons, Fora Travel, Forte, Fresha, Frst Bk Mrch Svc, Fullscript, Fullsteam, Galderma Aspire, Gingr Llc, Givebutter ,Global Payments, Glofox Payment, Glossgenius, Google Pay, Grubhub Inc,Headway, Heartland Payments, Helcim, Hgi Comm, Host Merchant Services, Hotplate.Com, Housecall Pro, Hsi Usa Inc, Hubspot, Payments, Humana Inc., Huntington Bp, Hyrecar, Iclasspro Sv9T, Identity Iq, Ignitionpay ,Impact, Radius, Innago ,Internet Truckst, Intuit, Izettle, Katana, Klarna Inc, Kounta ,Landstar Systems, Lavu,Le – Usa Technol, Leaders Merchant Services, Leagueapps,Lightspeed, Loyverse, Lsi,Luna Care, Lyra Clinical, Maitre’D Pos, Mangomint, Mariana Tek Payo, Masspay Incorpor ,Mercari,Merch Bnkcd Sd, Micros Pos ,Mindbody, Modern Health, Moego Pet Busine, Moneycorp Us Inc, Mutual Of Omaha, National Life, National Processing, Nayax, Ncr Silver, Netsuite, Nuvei, Optavia Pay, Optimantra, Ordoro ,Pacificsource, Paragon, Patreon, Payarc, Payline, Payment Depot, Paymentcloud, Paymenttech, Payoneer, Paypal, Paysafe, Paysimple, Peerspace, Phorestpay, Poshmark ,Positouch, Poster Pos, Poynt, Procare Connect, Promerchant, Propay, QuickBooks Pos, Revel ,Revel Systems, Reverb Com Llc, Rezku Pos, Roadie Payout, Rts Financial Se, Salesbinder, Samsung Pay ,Sawyer, Sci Inc., Sellbrite, Selro, Sezzle ,Shift4, Shootproof Pay, Shopify, Shopkeep, Shopmonkey Payme, Silverware Pos, Skubana, Slice, Snap Finance, Spectora, Speedline Solutions, Sportsengine, Square, Squirrel Pos, Stanwith.Me, Stax By Fattmerchant, Step Up For Stud, Stitch Labs, Stripe, StubHub Corp, Styleseat Payout, Sudspecialtygrou, Sumup, Sumup Sv9T, Synchrony, Talech, Talkspaceprovide, Tcg Player, Teachable, Tebra Tech Sv9T, Theranest, Thinkific, Thrizer, Tiktok, Titanium, Tithe, Toast, Touchbistro, Tradegecko, Truecoach Payout, Tsys, Tuition express, Turbotenant.Com, Turo, Twitch Interacti, Uber, Uhaul, Upmc Health Plan, Upserve, Upwork, Usaa Ext-Intrnt, Vagaro, Vantiv, Veeqo, Vend, Vrbo, Walmart, Wave, WeChat Pay, Wepay, Westamerica Bank, Wingspan, WIX, Wodify, Woo, Worldpay, Wyzant Ach, Zift Zip1 and Zoho Payments

Truist is offering $400 bonus for new account openings with qualifying activities through March 31, 2025.

Visit your local Truist branch, call, or apply online to enroll in the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

To earn the bonus, follow the steps below.

• Step 1: Be a new Small Business Checking client.
• Step 2: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in a branch from October 1, 2024, through March 31, 2025, using promo code SB24Q4BIZAFL.
• Step 3: Make qualifying Deposits Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.  of $2,000 or more into your new account within 30 days of account opening.

The reward will be credited to the new business checking account up to four weeks after the qualification requirements have been verified. See promotional offer terms for complete details.

To Be Eligible to Participate in the Promotion:

• You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
• The business account holder must be 18 years or older at the time of account opening.
• The account holder cannot be a non-resident alien.
• The business account holder must have a valid U.S. TIN.
• The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.

Reward Processing:

• The reward will be credited to the new business checking account up to four weeks after the qualification requirements have been met and verified.
• The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
• Only one newly opened business checking account per client is eligible to participate in this offer.
• Truist may report the value of any reward received through any offer to the Internal Revenue Service, as required by law.
• Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture Will Occur If:

• The business checking account is changed to an account type not included in this client offer,
• The business checking account is closed prior to the reward being processed, or
• The new business checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms:

• Minimum opening deposit is $100
• A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000.
• The monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more.
• Accounts opened online without the Promo Code will not be eligible to participate in the offer.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offerAll promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Rho offers a $500 statement credit for depositing at least $10,000 in your Checking Account.

Chase offers a $300 or $500 bonus if you open a new Chase Business Complete Banking Account online or in a branch and complete qualifying activities within the first 90 days.

To earn the $300 bonus:

• Step 1: Open a new Chase Business Complete Banking account online or in a branch and present the $300 bonus offer (which you can receive by entering your email address on Chase’s website).
• Step 2: Deposit a total of at least $2,000 in new money within 30 days.
• Step 3: Maintain at least a $2,000 balance for 60 days from the offer enrollment.
• Step 4: Complete five qualifying transactions (listed below) within 90 days of enrollment.

To earn the $500 bonus:

• Step 1: Open a new Chase Business Complete Banking account online or in a branch and present the $500 bonus offer (which you can receive by entering your email address on Chase’s website).
• Step 2: Deposit a total of at least $10,000 in new money within 30 days.
• Step 3: Maintain at least a $10,000 balance for 60 days from the offer enrollment.
• Step 4: Complete five qualifying transactions (listed below) within 90 days of enrollment.

Once those are completed, the bonus will be deposited into your account within 15 days. However, if you close your account within six months after offer enrollment, Chase will deduct the bonus for that account at closing. The offer is valid until April 17, 2025.

• Bonus/Account Information: Checking offer is not available to existing Chase business checking customers, local, state, or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last three years.

You can receive only one new business checking account opening-related bonus every two years from the last enrollment date and only one bonus per account. To receive the business checking bonus:

• Visit a branch or chase.com/business and open a new Chase Business Complete Checking® account. Accounts are subject to approval.
• Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates.
  • Your new money deposit amount will be determined in the following manner 30 days from offer enrollment:
    • $300 when you fund with $2,000-$9,999
    • $500 when you fund with $10,000 or more

• Maintain: Maintain the new money (at least $2,000 for the $300 offer OR at least $10,000 for the $500 offer) in the new checking account for at least 60 days from the offer enrollment. If the new money deposit amount decreases below the threshold during the 60-day period, your offer amount may change or your checking account may no longer qualify for the offer.
• Complete: Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions: Debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. QuickAccept is not available to all businesses.
• Non-qualifying transactions: ACH (Debits), Person to Person payments, Zelle®, and online transfers to Chase credit card(s).

After you have completed all the above checking requirements, the bank will deposit the bonus into your new account within 15 days.

• Offer is good for one-time use.
• Employees of JPMorgan Chase Bank, N.A., and affiliates are not eligible.
• Chase reserves the right to withdraw this offer at any time without notice.
• Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
• If the checking account is closed by the customer or Chase within six months after offer enrollment, the bank will deduct the bonus amount for that account at closing.

To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account must be submitted between now and September 30, 2025, at 11:59 p.m. PT:

• $75 will be earned for each statement cycle, up to $300, when you meet two requirements:
  • The average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99;
  • You have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction.

• $100 will be earned for each statement cycle, up to $400, when you meet two requirements:
  • The average daily balance in your Basic Business Checking account or Business Interest Checking Account is $50,000 or greater;
  • You have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction.

To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account with promo code “NEW400” must be submitted between 10/31/2024 at 12:00 am PT and 09/30/2025 at 11:59 pm PT:

• Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year. Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below:
• Small Business Checking bonus up to $400: You must be approved for your new Basic Business Checking or Business Interest Checking account and fund it within 30 days of account opening. An incentive of up to $400 can be earned during the first five (5) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month. You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
• $75 will be earned for each statement cycle, up to $300 during when you meet two requirements: 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99, 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction.
• $100 will be earned for each statement cycle, up to $400 during when you meet two requirements : 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is $50,000 or greater, 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction.
• Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
• This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.
• To be eligible to earn all or a portion of the $200 cash incentive under this promotional offer, a Basic Business Checking account application with the promotional code “START200” must be submitted between 01/30/2025 at 12:00 am PT and 9/30/2025 at 11:59 pm PT. You must be approved for your new Basic Business Checking account and fund the account within 60 days to avoid automatic closure. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC or 1099-INT. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below.
• To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened. To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle. The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing. The Basic Business Checking account must remain open for 180 days or an early closure fee of up to $200 may apply.
• This promotion is only available to new Axos Small Business customers who:
• Established their business less than one (1) calendar year from the date of application submission. Proof of formation date may be verified via the Secretary of State or Business Formation documents.
• Have not held primary ownership of any Axos Small Business Banking account at any time.
• This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.
• Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
• To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “BPS375,” a Business Premium Savings (BPS) account must be submitted between 08/08/2024 at 12:00 am PT and 9/30/2025 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) savings account promotional offer per year. Businesses that have held an Axos Bank or UFB savings account for the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
• Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening. An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month. $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99. $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater. You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met. Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
• This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.

Among one of our picks for the best business bank account promotions, PNC Bank lets you earn a $400, or $1,000 cash back bonus when opening a new account. The amount of the bonus depends on which account you open, and the bonus is subject to qualifying actions. The account must be opened by March 31, 2025, to qualify. The offer is only open to businesses with annual revenue of less than $5 million.

Click the tab below to see how to earn each bonus.

• Only Treasury Enterprise Plan and Analysis Checking master accounts qualify towards the balance requirement for this offer; any funds held in linked beneficiary accounts do not qualify.
• Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer.
• Business checking accounts that receive statements daily, weekly, or quarterly are ineligible.
• Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
• If you change your account type after opening, the account type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms, and corresponding reward amount, if applicable.
• Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle.
• New account will not be eligible for an offer if any signer has signing authority on an existing PNC Bank business checking account, or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
• If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• Offers may be extended, modified, or discontinued at any time and may vary by market.
• The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• Please consult your tax advisor regarding your specific situation.

M&T Bank is another financial institution offering one of the best business checking account promotions. Businesses can earn up to $1,500 in cash back bonuses on M&T Bank’s Tailored Business Checking.

Click the tabs below to see how you can earn the bonus.

• M&T will credit one bonus (the “Checking Bonus”) to a new M&T Tailored Business Checking account opened between 10/01/24 and 03/28/25 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened.
• The Checking Bonus amount awarded will correspond to the Average Ledger Balance maintained in the account in the third full calendar month after account opening: $300 awarded for Average Ledger balances between $5,000-$14,999.99; $500 awarded for Average Ledger balances between $15,000 and $29,999.99; $750 awarded for Average Ledger Balances between $30,000 and $99,999.99; $1,500 awarded for Average Ledger balances of $100,000 or more.
• A promo code is required at account opening to be eligible for the offer.
• If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account at the end of the fourth month after the Account was opened.
• The Checking Bonus is reportable for tax purposes and may be considered taxable income.
• The Checking Bonus is not available to employees of M&T Bank or any of its affiliates or to clients who have had a non-personal M&T checking account within the previous 90 days of opening the M&T Tailored Business Checking account.
• Only one Checking Bonus will be awarded per TIN regardless of the number of new M&T Tailored Business Checking accounts opened.
• M&T Bank reserves the right to limit business owners with multiple businesses to one account-related bonus offer across all non-personal deposit account relationships.
• A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
• If the M&T Tailored Business Checking account that receives the Checking Bonus is closed by the client or M&T Bank within 6 months after its opening, we will deduct the Checking Bonus at closing.

Huntington offers one of the best business checking account promotions. You can view Huntington Bank’s business checking account promotions, which let you choose between business checking account offers to earn up to $1,000 cash back depending on which account you open and how much you deposit.

Click on the account type below to see how to earn bonuses from Huntington Bank.

• “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs).
• Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
• If you opened a Business Checking 100 account, your $100 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• If you opened an Unlimited Business Checking account, your $400 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• If you opened an Unlimited Plus Business Checking account, your $1,000 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• Your business checking account must remain in open status to receive the bonus.
• This offer is only available to new business checking customers.
• All existing Huntington business checking customers, including those with business checking accounts closed within the last 12 months, are not eligible.
• Public Fund/Government Banking dollars and Brokers are not eligible for this offer.
• Cash bonus does not count towards the deposit requirement.
• This offer cannot be used in combination with any other offer.
• For tax purposes, the bonus will be reported on IRS Form 1099-INT for the year in which you receive your bonus.
• Huntington reserves the right to limit an individual business owner with multiple businesses to one account-related gift incentive per rolling 24-month period across all deposit account relationships.

Businesses can earn $300 or $750 in cash back bonus when opening a new account with BMO. The bonus amount you receive depends on the balances you maintain for a fixed period. The new BMO business checking account must be opened online or in a branch between February 3, 2025 and April 30, 2025.

Click the tabs below to see how you can earn the bonus.

To receive the Business Checking new account cash bonus of $350:

1. Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO branch between February 3, 2025 and April 30, 2025; and
2. On Day 30, your account balance must be $4,000 or more; and
3. From Day 31 to Day 90, your account balance must be $4,000 or more and it cannot drop below $4,000 during this period.

To receive the Business Checking new account cash bonus of $750:

1. Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO branch between February 3, 2025 and April 30, 2025; and
2. On Day 30, your account balance must be $25,000 or more; and
3. From Day 31 to Day 90, your account balance must be $25,000 or more and it cannot drop below $25,000 during this period.

• On Day 30, the balance of your account will determine if you are eligible to receive the Tier 1 cash bonus offer of $350 or the Tier 2 cash bonus offer of $750. To receive a cash bonus, you must maintain the minimum daily balance requirement in your business checking account for the assigned bonus tier from Day 31 through Day 90 ($4,000 or $25,000). If the balance in your business checking account drops below the assigned tier minimum between Day 31 and Day 90, you will be paid the cash bonus of the lower bonus tier your balance drops to. If the balance in your business checking account goes above the assigned bonus tier maximum between Day 31 and Day 90, you will not be paid a higher cash bonus.
• Example: On Day 30, you are in Tier 2 for the $750 cash bonus. If your balance from Day 31 through Day 90 remains at or above $25,000, you will be paid the $750 cash bonus. If your balance drops below $25,000 on any day from Day 31 through Day 90, but remains at or above $4,000, you will be paid the $350 cash bonus.
• You are only eligible for one business checking cash bonus; you cannot open multiple checking accounts and receive multiple cash bonuses. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. The cash bonus you qualify for will be deposited into the new checking account within 14 days of meeting the promotion requirements stated above, approximately Day 104. To receive the cash bonus, you must 1) meet the associated criteria for the respective offer mentioned above, 2) your checking account must be in an open status and in good standing with a balance greater than zero on the day of payment, and 3) be either a BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account.

Two banks in this guide have an outstanding bonus program. M&T has the highest dollar bonus of $1,500—however, it does require a deposit of $100,000. The bank offering the bonus that’s easiest to qualify for is Truist, offering a $400 bonus for depositing $2,000.

U.S. Bank offers the best small business checking account on the market with no monthly fees and scalable banking features that can grow with your business.

Chase is the overall best business bank for small businesses, thanks to its excellent business checking accounts, full-service banking, outstanding lending products, merchant services, and wide geographic accessibility.

Each bank sets individual qualifications for promotional offers. The best way to earn a promotion is to read the qualifying actions as soon as you have the account open so you will know what activities are required by certain dates. Meeting all those requirements will ensure you are eligible to collect the bonus.

While each bank has different terms and conditions, some of the qualifications are similar. Here are a few commonalities in some promotional bank offers:

1. Open a certain type of account
2. Open the account by a certain date
3. Deposit at least the minimum amount required to earn the bonus within a 30-day period
4. Allow the balance to remain above that amount during the introductory period
5. Keep your average collected daily balance at or above the deposit requirement for 30-90 days
6. Make the required transactions during the introductory period

In general, the way to qualify for the promotion is the same for business and personal accounts—just read the requirements and make sure you follow all the guidelines to earn the bonus. The differences may be related to what actions are required. A personal account may require you to set up direct deposit or use your debit card, while a business promotion may require maintaining higher balances and processing customer payments.