Best Business Bank Account Promotions & Offers October 2024

An exclusive for Fit Small Business audiences, Mercury has an ongoing business checking account promotion that allows you to earn $300 cash back when you spend $2,000 on your debit card within 90 days of account opening. To take advantage of that promotion, open a new account on its website and ensure you meet the cash back requirements.

U.S. Bank has two business checking account offers. You can earn up to an $400 or $900 cash back bonus for new accounts with qualifying activities. You can earn the bonus when you open a new, eligible U.S. Bank business checking account online (promo code: Q3AFL24) and complete qualifying activities, subject to certain terms and limitations. This offer is valid through January 15, 2025. Member FDIC.

Click the tabs below to see how to earn each bonus:

• Promo code Q3AFL24 MUST be used to open a U.S. Bank Silver Platinum or Business Essentials Account. Limit of one Business Checking bonus per business.
• A $100 minimum deposit is required to open one of the referenced accounts.
• Earn up to $400 business checking bonus by opening a new U.S. Bank Silver Business Checking, or Business Essentials Checking account between October 1, 2024 and January 15, 2025.
• To earn the $400 bonus, you must make new deposit(s) of at least $5,000 in new money deposits (Direct/Branch, Mobile Check Deposit, ACH, or Wires) within 30 days of account opening and then maintain a balance of at least $5,000 through 60 days after account opening.
• To earn the $900 bonus, you must make new deposit(s) of at least $30,000 in new money deposits (Direct/Branch, Mobile Check Deposit, ACH, or Wires) within 30 days of account opening and then maintain a balance of at least $25,000 through 60 days after account opening.
• New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or U.S. Bank affiliate.
• Checking account fees(e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus.
• The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking Account within 30 days following the last calendar day of the month you complete all the offer requirements, as long as the account is open and has a positive available balance
• Offer may not be combined with any other business checking account bonus offers.
• Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
• All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT, and the recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Chase offers a $300 bonus if you open a new Chase Business Complete Banking Account online or in a branch and complete qualifying activities within the first 90 days.

To earn the $300 bonus:

• Step 1: Open a new Chase Business Complete Banking account online or in a branch and present the $300 bonus offer (which you can receive by entering your email address on Chase’s website).
• Step 2: Deposit a total of at least $2,000 in new money within 30 days.
• Step 3: Maintain at least a $2,000 balance for 60 days from the offer enrollment.
• Step 4: Complete five qualifying transactions (listed below) within 90 days of enrollment.

Once those are completed, the bonus will be deposited into your account within 15 days. However, if you close your account within six months after offer enrollment, Chase will deduct the bonus for that account at closing. The offer is valid until January 16, 2025.

Bonus/Account Information: Checking offer is not available to existing Chase business checking customers, local, state, or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last three years.

You can receive only one new business checking account opening-related bonus every two years from the last enrollment date and only one bonus per account. To receive the business checking bonus:

• Visit a branch or chase.com/business and open a new Chase Business Complete Checking^® account. Accounts are subject to approval.

To receive the $300 bonus:

• Deposit a total of $2,000 or more in new money into your new checking account within 30 days of offer enrollment; and
• Maintain at least a $2,000 balance for 60 days from the offer enrollment. The new money cannot be funds held by your business at Chase or its affiliates.
• Complete five qualifying transactions within 90 days of offer enrollment. Qualifying transactions are debit card purchases, Chase QuickAccept^® deposits, Chase QuickDeposit^SM, ACH (Credits), wires (Credits and Debits), and Chase Online^SM Bill Pay.

After you have completed all the above checking requirements, the bank will deposit the bonus into your new account within 15 days.

• Offer is good for one-time use.
• Employees of JPMorgan Chase Bank, N.A., and our affiliates are not eligible.
• Chase reserves the right to withdraw this offer at any time without notice.
• Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
• Account Closing: If the checking account is closed by the customer or Chase within six months after offer enrollment, the bank will deduct the bonus amount for that account at closing.

Bank of America is offering two different business account promotions: one is a cash back bonus of up to $200 for opening a new checking account, and the other is a $300 statement credit on a Bank of America small business credit card. Both require qualifying actions to earn the cash back and statement credit.

The company’s website states that this offer is only available to business owners who apply for a new business account online. If you sign up for an account first, you may not receive the offer.

Click the tabs below to see how to earn each bonus:

• New money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
• A transfer done via ATM, online, or teller, or a transfer from a Bank of America deposit account or brokerage account, such as a Merrill account, is not considered new money.
• A cash withdrawal from an existing Bank of America account and deposited into the new Business Advantage Banking account is not considered new money.
• The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
• All account applications are subject to approval.
• Your account does not qualify for the bonus until you provide all of the information required in connection with opening the account by the promotion end date of December 31, 2024. This includes information required to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable.)
• The value of this bonus may constitute taxable income to you.
• To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.
• Please consult a financial center, visit bankofamerica.com, or see the Business Schedule of Fees found at bankofamerica.com/businessfeesataglance for other account fees, rates, and information.
• All new Business Advantage Banking accounts must be open up to the date the earned bonus is paid in order to receive the earned bonus.
• We will make every attempt to deposit the earned cash bonus directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.

To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account must be submitted between now and January 2, 2025, at 11:59 p.m. PT:

$75 will be earned for each statement cycle, up to $300, if you meet these two requirements:

• The average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99, and
• You have completed 10 point-of-sale transactions per month using your Small Business Checking Visa Debit Card for signature-based purchases with a minimum of $3 per transaction

$100 will be earned for each statement cycle, up to $400, if you meet these two requirements:

• The average daily balance in your Basic Business Checking account or Business Interest Checking Account is $50,000 or greater, and
• You have completed 10 point-of-sale transactions per month using your Small Business Checking Visa Debit Card for signature-based purchases with a minimum of $3 per transaction

To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account must be submitted between now and January 2, 2025, at 11:59 p.m. PT:

• Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year.
• Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer.
• Small Business Checking bonus up to $400: You must be approved for your new Basic Business Checking or Business Interest Checking account and fund it within 30 days of account opening. An incentive of up to $400 can be earned during the first five (5) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month. You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
• Bonus will be deposited into your new account within 10 business days of your statement cycle date.
• Account must remain open for 150 days or an early closure fee of $400 may apply.
• Terms and conditions subject to change without notice.
• Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
• You must be approved for your new Small Business Checking account and fund it within 30 days of account opening.

Among one of our picks for the best business bank account promotions, PNC Bank lets you earn a $400, $500, or $1,000 cash back bonus when opening a new account. The amount of the bonus depends on which account you open, and the bonus is subject to qualifying actions. The account must be opened by December 31, 2024, to qualify. The offer is only open to businesses with annual revenue of less than $5 million.

Click the tab below to see how to earn each bonus.

You may earn a $400 reward if you open a new PNC Business Checking or PNC Business Checking Plus account.

• To qualify for the reward, the new checking account must be opened between October 1, 2024, and December 30, 2024, and the following conditions must be met: (a) an average ledger balance of $2,000 must be maintained in your new checking account for each of the first three statement cycles, and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles. Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly, or quarterly are ineligible.
• Already established, converted, or repurposed PNC checking or savings accounts are not eligible. If you change your account type after opening, the account type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms, and corresponding reward amount, if applicable.
• Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle. A qualifying debit card transaction is defined as any debit card purchase made at the point of sale using your signature or PIN; or a purchase made electronically or online using your debit card number, including recurring payments. Any combination of qualifying PNC Visa® Business Debit Card transactions is acceptable but must equal 20 within the first three statement cycles.
• A new account will not be eligible for the offer if any signer has signing authority on an existing PNC Bank business checking account, or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• Offer may be extended, modified, or discontinued at any time. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• Please consult your tax advisor regarding your specific situation.
• Offer only available to businesses with an annual revenue of less than $5 million.

You may earn a $500 or $1,000 reward if you open a new PNC Treasury Enterprise Plan or Analysis Business Checking account.

• To receive $500: Open a new PNC Treasury Enterprise Plan (including Analysis Business Checking) account. To qualify for the reward, the new checking account must be opened between October 1, 2024, and December 31, 2024, and an average ledger balance of $30,000 to $99,999 must be maintained in your new checking account for each of the first three statement cycles.
• To receive $1,000: Open a new PNC Treasury Enterprise Plan (including Analysis Business Checking) account. To qualify for the reward, the new checking account must be opened between October 1, 2024, and December 31, 2024, and an average ledger balance of $100,000 or more must be maintained in your new checking account for each of the first three statement cycles.
• These offers are mutually exclusive. If you qualify for a reward, you will only receive the highest reward you are eligible for.
• Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly, or quarterly are ineligible. Already established, converted, or repurposed PNC checking or savings accounts are not eligible. If you change your account type after opening, the account type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms, and corresponding reward amount, if applicable.
• Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle.
• A new account will not be eligible for the offer if any signer has signing authority on an existing PNC Bank business checking account, or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• Offer may be extended, modified, or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• Please consult your tax advisor regarding your specific situation.

M&T Bank is another financial institution offering one of the best business checking account promotions. Businesses can earn up to $1,500 in cash back bonuses on M&T Bank’s Tailored Business Checking.

Click the tabs below to see how you can earn the bonus.

• We will credit a bonus (the “Checking Bonus”) to a new M&T Tailored Business Checking account opened between October 1, 2024, and December 31, 2024, if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. 
• The checking bonus amount awarded will correspond to the Average Ledger Balance maintained in the account in the third full calendar month after account opening: $300 awarded for Average Ledger balances between $5,000 to $14,999.99; $500 awarded for Average Ledger balances between $15,000 and $99,999.99; $750 awarded for Average Ledger Balances between $30,000 and $99,999.99; or $1,500 awarded for Average Ledger balances of $100,000 or more.
• A promo code is required at account opening to be eligible for the offer. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account at the end of the fourth month after the account was opened. 
• The Checking Bonus is reportable for tax purposes and may be considered taxable income. It is not available to employees of M&T Bank or any of its affiliates. 
• The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. 
• Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. M&T Bank reserves the right to limit business owners with multiple businesses to one account-related bonus offer across all non-personal deposit account relationships.
• A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
• If the M&T Tailored Business Checking account that receives the Checking Bonus is closed by the client or M&T Bank within 6 months after its opening, we will deduct the Checking Bonus at closing.

You can earn up to a $500 cash back bonus with California Bank & Trust by opening a new business checking account and completing the qualifying activities:

• Be a new CB&T customer
• Open a qualifying account between September 1, 2024 to January 31, 2025. 
• Deposit the required minimum opening of $50 and have at least an average balance of $5,000
• Perform 10 transactions 

The bonus of $500 will be deposited into an open checking account within 60 days of completion of qualifications and is limited to one bonus payment per customer tax-ID number.

• Offer available to new Business Inspire, Business Growth, Business Connect, Community Checking, Business Interest, and Commercial Analyzed checking accounts opened with new money between September 1, 2024 – January 31, 2025.
• A minimum opening deposit of $50 is required, except Commercial Analyzed Checking.
• To receive the cash bonus, the account must be a Business Inspire, Business Growth, Business Connect, Community Checking, Business Interest, or Commercial Analyzed checking account and have at least an average ledger/current balance in the third full calendar month after account opening of $5,000 and perform ten (10) of any of the following transaction types by completion of the third full calendar month after the account opening: ACH Credit, Bill Pay, Checks Paid, Debit Card, Remote/Mobile Deposit, and Wires (Incoming/Outgoing). There may be a fee associated with these transactions.
• The bonus of $500 will be deposited into an open checking account within 60 days of completion of qualifications and is limited to one bonus payment per customer TIN.
• All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the prize may be forfeited.
• Offer is not available to existing Vectra business checking customers, public agencies, Political Action Committees, fiduciary accounts, or campaign accounts.
• Existing/Returning customers must have a period of 12 months without an open CB&T business checking account.
• Offer subject to change at any time.
• Please refer to the Deposit Account Agreement, Account Disclosure, Business Banking Deposit Rate Sheet, and the Service Charge Information Schedule or speak with a banker for more details.

Huntington offers one of the best business checking account promotions. You can view Huntington Bank’s business checking account promotions, which let you choose between business checking account offers to earn up to $1,000 cash back depending on which account you open and how much you deposit.

Click on the account type below to see how to earn bonuses from Huntington Bank.

• “New money” is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs).
• Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
• All new accounts subject to account opening approval and account conversions are not eligible.
• An Early Account Closing Fee will apply to accounts closed within 180 days of opening.
• If you opened a Business Checking 100 account, your $100 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• If you opened an Unlimited Business Checking account, your $400 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• If you opened an Unlimited Plus Business Checking account, your $1,000 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
• Your business checking account must remain in open status to receive the bonus.
• This offer is only available to new business checking customers.
• All existing Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer.
• A cash bonus does not count toward the deposit requirement.
• This offer cannot be used in combination with any other offer.
• For tax purposes, the bonus will be reported on IRS Form 1099-INT for the year in which you received your bonus.
• Huntington reserves the right to limit an individual business owner with multiple businesses to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

Truist is offering $400 bonus for new account openings with qualifying activities through March 31, 2025.

Visit your local Truist branch, call, or apply online to enroll in the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

To earn the bonus, follow the steps below.

• Step 1: Be a new Small Business Checking client.
• Step 2: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in a branch from October 1, 2024, through March 31, 2025, using promo code SB24Q4BIZAFL.
• Step 3: Make qualifying Deposits Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.  of $2,000 or more into your new account within 30 days of account opening.

The reward will be credited to the new business checking account up to four weeks after the qualification requirements have been verified. See promotional offer terms for complete details.

To Be Eligible to Participate in the Promotion:

• You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
• The business account holder must be 18 years or older at the time of account opening.
• The account holder cannot be a non-resident alien.
• The business account holder must have a valid U.S. TIN.
• The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.

Reward Processing:

• The reward will be credited to the new business checking account up to four weeks after the qualification requirements have been met and verified.
• The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
• Only one newly opened business checking account per client is eligible to participate in this offer.
• Truist may report the value of any reward received through any offer to the Internal Revenue Service, as required by law.
• Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture Will Occur If:

• The business checking account is changed to an account type not included in this client offer,
• The business checking account is closed prior to the reward being processed, or
• The new business checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms:

• Minimum opening deposit is $100
• A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000.
• The monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more.
• Accounts opened online without the Promo Code will not be eligible to participate in the offer.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offerAll promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Businesses can earn $300 or $750 in cash back bonus when opening a new account with BMO. The bonus amount you receive depends on the balances you maintain for a fixed period. The new BMO business checking account must be opened online or in a branch between May 1, 2024, and September 9, 2024.

Click the tabs below to see how you can earn the bonus.

• You can receive either a $300 cash bonus or a $750 cash bonus. To take advantage of this offer, you must open your business checking account between May 1, 2024, and September 9, 2024.
• You can apply online or at a BMO branch. Accounts opened online on the final day of the promotion must have their applications submitted and approved before 9:00 p.m. CT.
• To apply online, visit bmo.com/businesscheckingoffer and select “OPEN NOW” for the checking account of your choice, the promo code will be automatically applied.
• To apply at a branch, visit bmo.com/businesscheckingoffer, enter your information, and select “SEND MY PROMO CODE” to receive the promo code you must use when opening your account.
• You are not eligible for the business checking bonus if you have an existing BMO business checking account or have closed a BMO or a Bank of the West business checking account within the past 12 months, using the same TIN/EIN/SSN as the new account.
• The bonus will be reported to the IRS for tax purposes, and you are responsible for any applicable taxes.
• Offer can be changed or canceled without notice at any time, cannot be combined with any other offer, and is limited to one bonus per business entity.
• To receive the Business Checking new account cash bonus of $300: open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO branch between May 1, 2024 and September 9, 2024; and on Day 30, your account balance must be $4,000 or more; and from Day 31 to Day 90, your account balance must be $4,000 or more and it cannot drop below $4,000 during this period.
• To receive the Business Checking new account cash bonus of $750: open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO branch between May 1, 2024 and September 9, 2024; and on Day 30, your account balance must be $25,000 or more; and from Day 31 to Day 90, your account balance must be $25,000 or more and it cannot drop below $25,000 during this period.
• On Day 30, the balance of your account will determine if you are eligible to receive the Tier 1 cash bonus offer of $300 or the Tier 2 cash bonus offer of $750.
• To receive a cash bonus, you must maintain the minimum daily balance requirement in your business checking account for the assigned bonus tier from Day 31 through Day 90 ($4,000 or $25,000).
• If the balance in your business checking account drops below the assigned tier minimum between Day 31 and Day 90, you will be paid the cash bonus of the lower bonus tier your balance drops to. If the balance in your business checking account goes above the assigned bonus tier maximum between Day 31 and Day 90, you will not be paid a higher cash bonus.
• You are only eligible for one business checking cash bonus.
• You cannot open multiple checking accounts and receive multiple cash bonuses.
• Day 1 is the day you open your account and begin the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day.
• The cash bonus you qualify for will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately Day 104.
• To receive the cash bonus, you must 1) meet the associated criteria for the respective offer mentioned above, 2) your checking account must be in an open status and in good standing with a balance greater than zero on the day of payment, and 3) be either a BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account.

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and December 31, 2024, using the referral code FSM300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

• Step 1: Become a new Bluevine client.
• Step 2: Open a new Bluevine Business Checking Account anytime before December 31, 2024, using promo code FSM300.
• Step 3: Fund your new account within 30 days of account opening and satisfy qualifying deposits as outlined below.

• Deposit at least $5,000 from eligible merchant services to your Bluevine account. Eligible merchant services providers are as follows: Autorize.net, Amazon, Etsy, Airbnb, Accendo Insurance, Accupos, Adp Totalsource, Adthrivellc, advicepay, Adyen, Aetna Life Insurance, Affinipay, Afterpay, Agri Treas 310, Aldelo, Aliexpress, Alipay, Allianz Life Ins, Alma, Aloha Pos, Amazon Pay, Ambur, Amex, Apartments.Com, Apple Inc, Arise, Ashland Health L, Atlas.Md ,Audible, Bankcard, Bloomnation, Bluesnap, Bmi Royalty Dist, Bonsai,Booksy, Braintree, Breadcrumb, Brightpearl, Brightwheel, Buildium, Bw Real Estate, Captain, Cardconnect, Care Patron Paym, Cayan, Cd Baby, Centene Manageme, Channeladvisor, Chase Payment Solutions, Cherry, Chg Companies, Cin7, Citizens, Classpass Inc., Classwallet, Clio Payments, Cloudbeds Paymen, Clover, Clubready, Cms, Compsych, Contractormgt ,Convertkit Payou, Credit One Bank, Crosscountry, Pmd, Cruises And Tour ,Dailypay, Dancestudio-Pro, Dear Systems, Depop, Dfas-Cleveland, Dharma Merchant Services, Digital Dining,Distrokid Llc ,Dlivrd Llc, Doordash, Doorloop, Ebay,Ec Suites, Ecomdash, Elavon, Electronic Funds, Electronic Management, Systems, Ems,Epos Now,Epx ,Erply,Esquire Eps, Eventbrite, Evolve Vacation, Exp Realty, Faire, Fattmerchant, Fenix,Fglife, Finale Inventory, Fiserv, Flagship Merchant Services, Focus Pos ,Fons, Fora Travel, Forte, Fresha, Frst Bk Mrch Svc, Fullscript, Fullsteam, Galderma Aspire, Gingr Llc, Givebutter ,Global Payments, Glofox Payment, Glossgenius, Google Pay, Grubhub Inc,Headway, Heartland Payments, Helcim, Hgi Comm, Host Merchant Services, Hotplate.Com, Housecall Pro, Hsi Usa Inc, Hubspot, Payments, Humana Inc., Huntington Bp, Hyrecar, Iclasspro Sv9T, Identity Iq, Ignitionpay ,Impact, Radius, Innago ,Internet Truckst, Intuit, Izettle, Katana, Klarna Inc, Kounta ,Landstar Systems, Lavu,Le – Usa Technol, Leaders Merchant Services, Leagueapps,Lightspeed, Loyverse, Lsi,Luna Care, Lyra Clinical, Maitre’D Pos, Mangomint, Mariana Tek Payo, Masspay Incorpor ,Mercari,Merch Bnkcd Sd, Micros Pos ,Mindbody, Modern Health, Moego Pet Busine, Moneycorp Us Inc, Mutual Of Omaha, National Life, National Processing, Nayax, Ncr Silver, Netsuite, Nuvei, Optavia Pay, Optimantra, Ordoro ,Pacificsource, Paragon, Patreon, Payarc, Payline, Payment Depot, Paymentcloud, Paymenttech, Payoneer, Paypal, Paysafe, Paysimple, Peerspace, Phorestpay, Poshmark ,Positouch, Poster Pos, Poynt, Procare Connect, Promerchant, Propay, QuickBooks Pos, Revel ,Revel Systems, Reverb Com Llc, Rezku Pos, Roadie Payout, Rts Financial Se, Salesbinder, Samsung Pay ,Sawyer, Sci Inc., Sellbrite, Selro, Sezzle ,Shift4, Shootproof Pay, Shopify, Shopkeep, Shopmonkey Payme, Silverware Pos, Skubana, Slice, Snap Finance, Spectora, Speedline Solutions, Sportsengine, Square, Squirrel Pos, Stanwith.Me, Stax By Fattmerchant, Step Up For Stud, Stitch Labs, Stripe, StubHub Corp, Styleseat Payout, Sudspecialtygrou, Sumup, Sumup Sv9T, Synchrony, Talech, Talkspaceprovide, Tcg Player, Teachable, Tebra Tech Sv9T, Theranest, Thinkific, Thrizer, Tiktok, Titanium, Tithe, Toast, Touchbistro, Tradegecko, Truecoach Payout, Tsys, Tuition express, Turbotenant.Com, Turo, Twitch Interacti, Uber, Uhaul, Upmc Health Plan, Upserve, Upwork, Usaa Ext-Intrnt, Vagaro, Vantiv, Veeqo, Vend, Vrbo, Walmart, Wave, WeChat Pay, Wepay, Westamerica Bank, Wingspan, WIX, Wodify, Woo, Worldpay, Wyzant Ach, Zift Zip1 and Zoho Payments
• Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers. Eligible payroll providers are as follows: Gusto, Intuit, ADP, OnPay, Paychex, Patriot, Rippling, Accountantsworld, Homebase, Justwork, Deel, Zenefits, Paycor, Wave, and Xero
• Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

The bank that gives the best account opening bonus is California Bank & Trust (CB&T). If you meet certain qualifications, you can get up to $2,500 cash back for opening a business checking account.

U.S. Bank offers the best small business checking account on the market with no monthly fees and scalable banking features that can grow with your business.

Chase is the overall best business bank for small business, thanks to its excellent business checking accounts, full-service banking, outstanding lending products, merchant services, and wide geographic accessibility.