The best 1031 exchange companies should be experienced and able to handle multiple types of transactions. Additionally, they should have sufficient insurance coverage to protect your funds. These companies should also have a combination of low fees, a variety of complimentary services, educational content, and a track record of delivering excellent service levels.
Below are my top picks for the six best like-kind exchange companies:
- IPX1031: Best overall for expertise and value-added services
- Exeter 1031 Exchange: Best for complex 1031 exchanges
- 1031 Services, Inc.: Best for multiple types of 1031 exchanges
- 1031X: Best for transparent pricing
- First American Exchange: Best for online services and educational content
- Computershare Corporate Trust: Best for simple 1031 exchanges
IPX1031: Best overall for expertise and value-added services
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | Exchange planning, title insurance, escrow services, settlement services, mortgage services and technology, annuities, and life insurance |
Estimated Fees | Not stated; varies |
Amount of Insurance |
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Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | Calculators, blog, educational content, webinars, FAQs |
Notable Online Reviews | Over 2,800 recommendations on Reach150 |
Why I like IPX1031
IPX1031 markets itself as the nation’s largest qualified intermediary for 1031 like-kind exchanges. As a customer, this means you’ll get industry-leading expertise with peace of mind knowing that your transaction will be completed promptly in accordance with all tax rules and regulatory requirements.
The company can assist with nearly any type of tax-deferred exchange. It operates under the parent company Fidelity National Financial, which offers high amounts of fidelity bond and errors and omissions insurance. IPX1031 can also work with customers in many different industries, such as commercial, industrial, rental, agricultural, retail, and hotel.
Customers can use additional related products and services through Fidelity National Financial. Title and real estate settlement services are two of many types of products you can choose from. Check out IPX1031’s services to learn more.
Exeter 1031 Exchange: Best for complex 1031 exchanges
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | Self-directed IRA, title holding trust, specialty holding escrow, custody account services |
Estimated Fees | Not stated; varies |
Amount of Insurance |
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Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | Calculator, educational content, webinars, videos |
Notable Online Reviews |
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Why I like Exeter 1031 Exchange
With Exeter 1031, you can speak with a 1031 exchange expert year-round, at any time during the day or night, and receive an immediate response via its Call Exeter 24/7 access service. If you don’t need this expedited service, Exeter 1031 also offers extended business hours, promising responses within 24 hours. This makes it a great option for complex transactions where issues may arise outside of normal business hours.
Unlike some other 1031 exchange companies, funds with Exeter 1031 are held and managed by Exeter Trust Company, referred to as a “Qualified Trust Account”, which is licensed and regulated by a state entity. As a result, exchange funds with this company can be considered among the safest and most secure.
It allows applications to be submitted on its website any time, day or night. You can get quick turnaround times as it can open new 1031 transactions and respond to requests on the same day. The company also provides a performance guarantee, which is a promise to refund your setup fee if you are not completely satisfied with the service you received, no questions asked.
1031 Services, Inc.: Best for multiple types of 1031 exchanges
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | None listed |
Estimated Fees | Not listed; varies |
Amount of Insurance | $1 million-plus fidelity bond |
Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | Links to publications, articles, news, and FAQs |
Notable Online Reviews | None |
Why I like 1031 Services, Inc.
1031 Services has experience with exchanges in all types of real estate properties, including those in foreign countries. It also has clients ranging from individuals to large corporations. As a result, it’s a good option for any type of 1031 exchange.
With the company, exchange funds are invested in a money market account that’s insured up to FDIC limits, currently $250,000. For this, the company chooses from several independent banks, and you can contact 1031 Services, Inc. for more information as you may be able to choose which bank the exchange funds are deposited into.
A downside of this company is that no fees are published on the website. It also contains far less educational content than other companies on our list. It also has no notable online reviews from customers; however, it does have a listing with the Better Business Bureau, which shows no complaints from customers. Additionally, it can provide references from clients and banks upon request.
To get the process started, you can head over to the 1031 Services, Inc. website to find the company’s email and phone number.
1031X: Best for transparent pricing
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | None listed |
Estimated Fees |
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Amount of Insurance | Covered up to FDIC limits |
Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | Blog, calculators, educational content, brochures, guides |
Notable Online Reviews | None |
Why I like 1031X
1031X is one of the most transparent companies when it comes to pricing—it lists all prices on its website for various types of 1031 exchanges. It is also a good option for a standard 1031 transaction as it charges a flat fee of $950, which covers the sale of one property and the purchase of a replacement home. There are no wire fees or other hidden fees.
The company also provides a standard pricing structure for reverse and construction 1031 exchanges. If you have a more unique scenario, the company allows for flexible, custom solutions, and you can schedule a free consultation to learn more and get a quote.
For more about the company, its products, and services, head over to the 1031X website. There, you can also view the company’s educational content surrounding various 1031 exchange scenarios. To start the exchange process, you can first schedule a consultation or speak with a representative. If you’re ready to proceed, you can complete an online application in about 10 minutes.
First American Exchange: Best for online services and educational content
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | Title and settlement services |
Estimated Fees | Not stated; varies |
Amount of Insurance |
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Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | Webinars, educational content, FAQs, calculators, rulings and cases, fed forms and publications, newsletters, and more |
Notable Online Reviews |
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Why I like First American Exchange
First American Exchange places a large emphasis on education, which is helpful if you want to be informed of each step made in the process. Working with the company means you’ll be able to ask questions directly to its team of attorneys and Certified Exchange Specialists. You can also use the company’s online resources library, which contains the latest industry updates.
First American Exchange operates as a subsidiary of First American Title Insurance Company. This means that the company must adhere to the financial reporting and disclosure requirements of a publicly traded company.
Customers’ funds are insured up to FDIC limits, held in segregated accounts, and protected by high-limit fidelity bond and liability insurance policies. Indemnification letters can also be issued in the rare event that a loss of funds occurs as a result of negligence.
To learn more or to start the process, visit the First American Exchange Company website. You can call the company’s toll-free number or submit a request for a callback to learn about the next steps.
Computershare Corporate Trust: Best for simple 1031 exchanges
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Rates & Services | |
Types of 1031 Products Offered |
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Other Products or Services Offered | Corporate governance and proxy services, communication services, employee share plans |
Estimated Fees | Undisclosed; varies |
Amount of Insurance | Up to FDIC limits |
Nationwide Coverage | All 50 states |
Company Website & Online Presence | |
Online Resources Provided | FAQs |
Notable Online Reviews | None |
Why I like Computershare Corporate Trust
In 2021, Computershare completed the acquisition of Wells Fargo’s Corporate Trust business, which included its portfolio of 1031 like-kind exchanges. Computershare does not provide much information about its 1031 exchange services on its website, but it still made our roundup of the best providers due to its expertise in regularly handling large assets.
Specifically, Computershare is currently overseeing over $5.8 trillion in debt, nearly $343 billion in assets, and $1.3 trillion in funds movements. This data is based on a 12-month period ending June 30, 2024.
Customers interested in the 1031 process with Computershare will need to visit the company’s website and fill out a form requesting a callback. Once you make contact with a representative, you can request information about the company’s fee structure, as costs can vary based on the complexity and details of your scenario.
How to choose the right 1031 exchange company
Choosing the right provider is incredibly important. Beyond just being IRS compliant, a good intermediary will guide you through the process, offer reliable communication, and ensure your funds are secure every step of the way. Here are some key things to look for before making your decision:
- Consider experience and expertise: Not all qualified intermediaries have the same level of experience. Look for a company that regularly handles a variety of 1031 exchanges, especially ones similar to yours. Whether it’s a straightforward delayed exchange or something more involved like a reverse or improvement exchange, working with a seasoned provider helps reduce the risk of delays or compliance issues.
- Fees & transparency: Make sure you understand exactly what you’ll be paying. Some providers bundle their fees, while others charge separately for each step. The most reputable companies are upfront about costs and avoid hiding extra fees in the fine print. If you encounter vague pricing or companies that refuse to disclose fees without a consultation, be careful when proceeding.
- Customized service: Your situation is unique, and your exchange provider should treat it that way. The best companies offer tailored support, taking the time to understand your goals and walk you through the process. Whether you’re a first-time investor or managing multiple properties, having direct access to a knowledgeable representative can make a big difference.
- Compliance and regulations: Since exchange companies are responsible for holding and transferring large sums of money, it’s essential to ensure your funds are protected. Look for companies that use segregated trust accounts, carry high-limit fidelity bonds, and meet all required state licensing standards. Some also offer written performance guarantees or indemnification letters.
How I chose the best like-kind exchange companies
To determine which 1031 exchange companies offered the best combination of value, service, and security, I evaluated a range of providers using criteria that matter most to anyone completing a like-kind exchange. I focused on companies that offer comprehensive nationwide support, offer additional products and services, and maintain strict financial safeguards. Here’s a breakdown of the factors I used to make my selections:
- Nationwide coverage: I only considered companies that offer nationwide coverage to ensure consistent access and support regardless of location. This makes it easier for users to complete exchanges across different markets without service limitations.
- Types of 1031 exchanges offered: Some exchanges are more complex than others. I looked for providers that support a wide range of exchange types, including delayed, reverse, and improvement exchanges, to meet a variety of needs.
- Amount of insurance for management of exchange funds: Since these companies are responsible for holding and transferring large sums of money, I reviewed their levels of insurance protection. This includes fidelity bonds, errors and omissions coverage, and the use of segregated or qualified trust accounts.
- Additional products or services: I gave preference to companies that offer more than just 1031 exchange facilitation. Services like escrow, title insurance, or supplemental guidance help create a better experience.
- Educational resources provided: I considered whether companies offered helpful tools and resources such as calculators, webinars, FAQs, or guides. These materials make it easier to understand the exchange process and make informed decisions.
- Fees charged: Transparent pricing was a key factor. While not every company publicly lists their rates, I reviewed fee disclosures where available and prioritized those that offer flat fees or clear breakdowns without hidden charges.
- Customer and online reviews or ratings: Lastly, I reviewed company reputation through online reviews and third-party ratings. Positive feedback from past clients helped me to confirm overall quality of service.
Other considerations in a 1031 exchange
Unless you’ll be paying for your new property in cash, you should consider the costs associated with getting a loan on your 1031 replacement property. You can view our guide on how to get a small business loan to improve your chances of getting approved at the lowest rates possible.
Rates on mortgage loans do vary daily. They can also fluctuate based on the details of the property you’re purchasing. Check out our guide on commercial real estate loan rates to learn more about how rates are usually determined, as this could help you save some money during the loan process.
Frequently asked questions (FAQs)
1031 exchange services allow you to sell a property and acquire a new one while deferring any capital gains taxes.
Common benefits associated with a 1031 exchange include the ability to defer taxes, provide greater purchasing power for investment properties, diversify your portfolio, and expand into other real estate markets.
No. While a 1031 exchange can allow you to defer taxes, they are not eliminated. Taxes are typically paid when the replacement asset is sold or when allowable depreciation is reduced to the point that income taxes must be paid.
Total costs can vary depending on a few significant factors, including fees charged by the qualified intermediary, the type of exchange, the location of the property, and how many properties are involved. Generally, you can expect the cost of the transaction to range anywhere from a few hundred to a few thousand dollars.
There are a few downsides to consider when partaking in a 1031 exchange. This includes the complexity and strict rules associated with IRS rules and qualifications. You’ll also need to work with a qualified intermediary to facilitate the exchange, which can be expensive and time-consuming.
When choosing 1031 exchange intermediaries, you’ll want to work with a company that’s properly licensed and has plenty of experience in dealing with these transactions. It’s important to practice due diligence and select the company that meets the needs of your exchange.
Bottom line
A 1031 exchange can help you defer capital gains taxes when you sell property. Since it can be a complicated process, I recommend using one of the 1031 exchange companies identified in this guide. Each provider has its strengths and weaknesses, and the best one will depend on your specific circumstances.
