Benilyn Formoso

Editorial and Partnership Disclosure Chase offers 10 business credit cards, all of which come with generous welcome offers, lucrative ongoing rewards, and $0 to reasonable annual fees. They are ideal for business owners who want to maximize rewards depending on their spending habits and redeem them in various ways. You can choose cards that offer…

American Express Business Platinum Card allows small business owners to earn great travel benefits. Annual membership fee is $450.

Editorial and Partnership Disclosure Hilton Honors American Express Business Card is designed for business travelers who stay primarily at Hilton hotels and resorts. It charges $0 foreign transaction fees and a low annual fee. It offers exclusive perks like complimentary Hilton Honors™ Gold status, conditional upgrade to Hilton Honors™ Diamond status, and up to $240…

We’ll walk you through how to create a corporate credit card policy, from identifying its purpose and determining eligibility requirements to establishing employees’ reporting requirements and having them sign the agreement. Your policy must cover rules on eligibility, spending limits, documentation requirements, use of rewards, payment terms, limitations, and consequences for noncompliance. While you can…

Employee business credit cards allow employees to purchase goods and services online or in-store on behalf of the company while giving business owners control over their company expenses. These cards are available as small business credit cards, corporate credit cards, and prepaid business cards and have the same APR, rewards structure, and benefits as the…

Editor’s note: This is a recurring post with regularly updated card details. American Express has various small business credit cards with different reward programs, including cash back, travel, points, and store discounts. Some come with flexible credit limits, while others allow you to carry a balance with interest. The best American Express business credit card…

The primary difference between small business credit cards vs purchasing cards lies in how frequently cardholders have to pay the full bill. Business credit cards allow you to either pay your balance in full or carry a balance to the next billing cycle since they offer a revolving line of credit and charge an APR….

Editor’s note: This is a recurring post with regularly updated card details. Bank of America has four business credit cards with $0 annual fees and 0% Annual Percentage Rate (APR) periods. You can choose from earning cash back or travel rewards, which are great if you have an existing Bank of America business checking account,…

Editorial and Partnership Disclosure Capital One offers eight business credit cards, two being charge cards, all of which offer cash back or miles. To find the best Capital One business credit card, consider factors like annual fees, ongoing rewards, 0% Annual Percentage Rate (APR), welcome offers, and credit requirements. It takes around 10 minutes to…

Credit card fraud occurs when a credit card is used to make purchases, pay for other financial transactions, or withdraw cash without the consent of the cardholder—either by physically taking your credit card or by hacking your card information virtually. If you become a victim of credit card fraud, you can incur unauthorized charges on…

A cash back credit card lets you receive a certain percentage from your purchase transactions, which you can redeem in various ways, depending on what the credit card issuer offers. Cash back rates are usually either fixed on all business expenses or varied depending on spending categories. Many business owners prefer cash back credit cards…

Editor’s note: This is a recurring post with regularly updated card details. Ramp Credit Card is a corporate charge card that comes with a robust expense management system and several useful features. It offers unlimited physical and virtual cards and lets you earn 1.5% cash back on purchases without caps or category restrictions. It doesn’t…