on American Express’s secure website.
|Cash Back Rewards||No|
|Annual Member Fee||Yes|
American Express Business Platinum is a credit card that allows small business owners to earn great travel benefits. It also presents a generous sign-up bonus with a corresponding spending requirement. We compiled American Express Business Platinum Card reviews from around the web and determined that they generally have a mix of positive and negative reviews. We also discussed the rates and fees it offers.
Summary of User Reviews
American Express Business Platinum Credit Card Pros
People who left a positive review of American Express Business Platinum Card said that it offers great benefits for frequent luxury travelers such as airport lounge access. Users also said that they are satisfied with the generous sign-up bonus and that there is no foreign transaction fee.
American Express Business Platinum Credit Card Cons
People who left a negative review of American Express Business Platinum Card are not happy with the high annual fee. Users are also unhappy with the required fee for transferring points to frequent flier programs. Some users also found that it is not helpful for employees who do not travel frequently.
Most Helpful Positive User Review:
A positive review by The Points Guy said that he is happy with the travel perks that come with the American Express Business Platinum Card such as lounge access and airline rebates.
Most Helpful Negative User Review:
A negative review by Nerd Wallet said that he finds the annual fee of $450 required to keep using the American Express Business Platinum Card to be too expensive.
Card Details: American Express Business Platinum Credit Card
|Introductory APR on Purchases||✕|
|APR on Purchases After Introductory Period||✕|
|Introductory Balance Transfer APR||Info not available|
|Introductory Balance Transfer Fee||Info not available|
|Balance Transfer APR||Charge card|
|Balance Transfer Fee||Info not available|
|Cash Advance APR||Charge card|
|Cash Advance Fee||Info not available|
|Late Payment Fee||$38 or 2.99% of any past due pay in full amount, whichever is greater|
|Return Payment Fee||$38|
|Foreign Transaction Fee||None|
|Annual Member Fee||$450|
Rewards Details: American Express Business Platinum Credit Card
|Earn 50,000 membership rewards points||after you spend $10,000|
|Earn an extra 25,000 points||after you spend an additional $10,000 all on qualifying purchases within your first 3 months of card membership|
|Get a $200 airline fee credit||when you travel with a qualifying airline online|
Offer Details: American Express Business Platinum Credit Card
Earn up to 75,000 rewards points through purchases. Spend $10,000 in order to get 50,000 membership rewards points. Earn an extra 25,000 points by spending an additional $10,000.
Only qualifying purchases within your first 3 months of card membership will be counted.
Book a flight with a qualifying airline online and get a $200 airline fee credit. There are no blackout dates for flights booked with American Express Business Platinum Card.
There is no limit to the rewards points that can be earned. Rewards points do not expire.