Commercial real estate loan rates remain at near all time lows, making now a great time for small business owners to purchase or refinance commercial property. A variety of different lenders make commercial real estate loans. This article covers how commercial real estate loan rates work and the interest rates that different types of lenders…
About the Author
Jeff White
Jeff White is a General Manager and Editor for our startup, retail, ecommerce, and HR sections here at Fit Small Business. As a JD/MBA, he has spent the majority of his career either operating small businesses (in the retail and management consulting spaces) or helping them through M&A transactions.
When he is not helping small businesses, he spends his time teaching his five kids how to become entrepreneurs.
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
How to Sell a Business in 7 Steps
Selling a business can be a frustrating process if you don’t take the proper steps. From valuing your business to finding a buyer to negotiating the right contracts for the sale, there’s a lot to think about. We’ve put together the seven most important steps on how to sell a business for maximum value. One…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Funding Circle vs. OnDeck: Costs, Terms & Which Is Best in 2018
OnDeck and Funding Circle offer short-term working capital loans up to $500,000, but each is best for different businesses. OnDeck is best for businesses that need quick funding because they can fund in as little as one day. Funding Circle has the more affordable solution for prime borrowers, offering interest rates as low as 4.99%….
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
How to Get an SBA Restaurant Business Loan in 4 Steps
Restaurant business loans are tough to qualify for because lenders perceive the restaurant industry as volatile. Loans backed by the Small Business Administration (SBA) make it so lenders are more willing to issue these loans to buy a restaurant, open a new location or obtain working capital. SBA loans have rates between 5 percent to…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Small Business Line of Credit – Find Your Best Financing Options
A business line of credit (LOC) is good for small businesses that want a revolving credit line they can use over and over again for recurring or unexpected expenses. There are numerous types of line of credit products, each right for different borrowers. You can review each one below or take the quiz to determine…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
What is Prime Rate: How it Works & Formula
The prime rate (aka prime lending rate) is the best interest rate that banks offer the most creditworthy borrowers. Average current prime rates are typically calculated by taking the federal funds rate and adding a 3% margin. Business owners with a strong track record of success and high credit score, known as “prime borrowers,” can…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Small Business Loans: Find Your Best Financing Options
There are numerous small business loans available to you, depending on your creditworthiness, current business performance, and desired use for the funds. You can learn which one might be right for you by filling out the quiz above or by reading through the brief summaries of each loan type below. The 11 most common small…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Retail Business Loans: Costs, Terms & Where to Find
Retailers obtain financing to help grow their business or to purchase inventory and ramp up for a busy 4th quarter. Retail business loans come in various forms, such as a short term business loan used to purchase needed inventory to prepare for the busy season or an SBA loan to buy real estate and expand….
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Beauty Salon Loans: Rates, Terms & Where to Find
Barbers and stylists who own their own salon need financing to help with short term working capital like expanding the number of chairs and investing in retail products for added revenue. The best beauty salon loans provide quick access to financing for owners that have been in business for 1+ year and are prime borrowers….
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Auto Repair Shop Loans: Costs, Terms & Where to Find
Auto repair shop loans can provide mechanics and shop owners with cash to offer new services, buyout another shop, or expand the current facility to increase revenue. The best types of auto repair loans are short term loans or a business line of credit because of their minimum qualifications, comparably low fees, and speed of…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
How to Get SBA Startup Loans in 7 Steps
SBA startup loans are the same as traditional SBA 7a loans for existing businesses but are more difficult to qualify for because there is a higher risk of default. These loans are still possible but you’ll typically be required by SBA lenders to come up with 25 – 30% as a down payment as well…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
Low Cost Franchises: Top 25 Franchises Under $25,000
We’ve found many high-quality, low cost franchises that have over 100 nationwide locations and initial investment fees starting under $25,000. They cover a range of industries, including fitness, cleaning, travel, food service and more. Many franchises prefer to work with an LLC. By setting up an LLC, it protects your personal assets from any potential…
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
×
Get Our Best Financing Articles Delivered Weekly!
(Only if you want to get insider advice and tips)
