Lauren McKinley

Small business grants offer funding opportunities with no repayment obligations and can help business owners promote and further grow their businesses. The best small business grants should provide multiple grant opportunities, business development and educational resources, and a straightforward application process. Finding grants that your business is eligible for can be time-consuming and competitive, so…

If you’re searching for a private money lender to help financially support a real estate investment, it can be a challenge to find one that offers terms and conditions that apply to your investment needs. You’ll need to be prepared to set aside some time to search for a lender and take actionable steps to…

A private money lender offers financing outside of traditional lending institutions and is typically used to assist in the purchase or refinance of a real estate investment. There are various types of lenders, such as friends and family, hard money lenders, mortgage companies, and other private lending firms. Utilizing these lenders offers financing opportunities that…

The best small business grants for women offer financing opportunities for women-owned businesses to help support their business goals. They should also provide both business and educational resources, specifically for female entrepreneurs seeking funding for business development outside of getting a traditional loan. We’ve compiled a list of the best small business grants for women…

The best minority business grants are available to a variety of businesses, typically based on race, gender, or location. They should provide valuable funding opportunities exclusive to marginalized groups that have previously been overlooked and underfunded and award funds that can be used to support the growth of a business. : Best for women-owned small…

The differences between a business loan vs personal loan are their rates, terms, and eligibility criteria: Business loans apply only to business expenses and require credentials based on business history. Personal loans are more flexible and generally are easier to qualify for because of being based on the borrower’s personal financial circumstances. In the matter of…

Small businesses with limited resources can use a home equity line of credit (HELOC) to help financially support their business. A HELOC is a revolving credit facility that provides quick access to funds and can be used to cover short-term expenses. Funds can be drawn on the line and repaid over a period of time….

If you need a funding source to support your small or startup business, consider how crowdfunding might be a suitable option. You’ll need to give thought to the various types and platforms, create a plan to market your business and its crowdfunding needs, and communicate with and keep your promises to your backers. The following…

Raising venture capital (VC) requires the consideration of the value of your business, amount of funding, business goals, and relationships with investors. It can be challenging to find venture capitalists who will invest in your business, so be sure to determine if it’s a suitable option before proceeding with seeking investors and the following steps….

Angel funding is a way to raise money for your business with the help of angel investors, who offer seed money to promising startups or small businesses in exchange for an equity stake in your company. To receive angel funding, you’ll need to do your due diligence in vetting an angel investor best suited to…

An unsecured business line of credit is a revolving loan that allows you to withdraw funds up to a certain credit limit. You can get quick access to funds by drawing upon the line in any amount you may need, receiving the funds in your account, and paying back the drawn funds over time. What…

Equipment loans provide financing for the acquisition of a piece of equipment to be used for your business. Whether it be machinery, industrial equipment, vehicles, computers, furniture, or other specialized equipment, they can help facilitate the purchase and allow you to sustainably pay it off over time. They commonly have a fixed interest rate and…