Nathan Weller

Social media has become an important part of building brand authority and driving sales. Social media influencer insurance is coverage that protects the content creators who drive those results. The primary coverages to consider are professional liability ($750 annually for social media insurance) and general liability (around $350 annually). Depending on the size of your…

Appropriately named the Garden State, New Jersey’s robust small business economy includes nearly 10,000 farms. Whether it is a farm or a transportation company, small businesses are a significant part of New Jersey’s growing economy—driving small business insurance in New Jersey as a key part of a successful business plan. While not every coverage is…

A certificate of insurance (COI) is a document that provides proof of insurance. It includes policy details like your specific coverage, limits, and effective dates, but it is not an insurance contract. Companies often require businesses they partner with to carry liability insurance because they don’t want to risk being held solely responsible. In those…

Cannabis insurance is a specialized business insurance policy that protects marijuana businesses from the common risks of liability or damage to their property. Its costs are higher than in other industries because of the risks associated with the product and its status as a Schedule I controlled substance. A liability policy, for instance, can range…

Commercial auto insurance is an important policy for any business with vehicles and is required if your business owns a vehicle—covering damages and injuries from accidents. The damage can be to other vehicles or property and even the cost to clean up a crash scene. This type of insurance can include multiple coverages for first-…

Small business owners looking for commercial auto insurance will want opportunities for discounts, responsive customer service, and a company with an appetite for risk and new businesses. Using our proprietary rubric, we evaluated 18 commercial auto insurers. These are the five best providers of commercial auto insurance: : Best overall for commercial auto insurance :…

Business interruption coverage, sometimes referred to as loss of business income insurance, is small business insurance that provides your business with monetary compensation when—because of a covered loss—your business cannot operate. The coverage is normally part of a business owner’s policy (BOP) and is very rarely available as a standalone policy. No matter how hard…

Profit margins for restaurants can be razor thin, so when shopping for insurance, it is important to find quality, affordable coverage. Using our proprietary rubric, we evaluated over 16 different insurers and determined the five best restaurant insurance companies. : Best restaurant insurance provider Simply Business: Best for comparing quotes online : Best for cheap…

Having a positive experience with your small business insurance comes down to how you manage risk at the workplace. How effective are you at managing the risks your employees face? We’ve read through public and private sector reports to find the most insightful workplace injury statistics to help improve your understanding of workplace risks and…

General liability insurance does not provide enough coverage for businesses like auto repair shops, dealerships, tow truck drivers, and service stations—these businesses need garage liability insurance. While garage insurance is similar to general liability, it comes with provisions for third-party bodily injury and property damage from garage operations and vehicles in the business’ care, custody,…

Restaurant insurance is a policy, or combination of policies, that protects restaurants from financial harm. This harm can be to your property or the financial stability of your company from a lawsuit brought by a third party for different types of losses (e.g., a lawsuit related to food poisoning). The most common type of policy…

Builder’s risk insurance is a specialized commercial property insurance available as a stand-alone policy or as an endorsement. It covers damage to a building project or a renovation during construction and ends when the project is completed. Policies usually cover named perils like fire, theft, and weather events. Builder’s risk insurance costs will usually run…