Editor’s note: This is a recurring post with regularly updated card details.
U.S. Bank Business Leverage® Visa Signature® Card lets you earn automatic premium rewards on the top two expense categories where you spend the most each month without the need to monitor or set categories. It charges a $0 annual fee for the first year and comes with no foreign transaction fees, making it a great card for traveling abroad.
If you wish to compare one credit card over another, select a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Earn 75,000 points when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.
- Earn 2X points in the top two categories where you spend the most each month automatically.
- 1X points per dollar spent on all other eligible purchases.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limits on the total rewards your business can earn.
- Terms and conditions apply.
Pros
- Personalized ongoing rewards
- Large welcome offer
- Unlimited points
Cons
- Requires excellent credit
- No introductory 0% annual percentage rate (APR)
- Rewards have expiration
- Extended warranty protection: The issuer will double an original manufacturer’s warranty up to an additional one year for warranties of three years or less. The coverage is limited to $10,000 per item.
- Purchase protection: Protection for items that are damaged or stolen within 90 days of purchase. Coverage is limited to $500 per claim and up to $50,000 per cardholder, per year.
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Earn 75,000 points when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.
- Earn 2X points in the top two categories where you spend the most each month automatically.
- 1X points per dollar spent on all other eligible purchases.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limits on the total rewards your business can earn.
- Terms and conditions apply.
Pros
- Personalized ongoing rewards
- Large welcome offer
- Unlimited points
Cons
- Requires excellent credit
- No introductory 0% annual percentage rate (APR)
- Rewards have expiration
- Extended warranty protection: The issuer will double an original manufacturer’s warranty up to an additional one year for warranties of three years or less. The coverage is limited to $10,000 per item.
- Purchase protection: Protection for items that are damaged or stolen within 90 days of purchase. Coverage is limited to $500 per claim and up to $50,000 per cardholder, per year.
When grading cash back business credit cards like the U.S. Bank Business Leverage® Visa Signature® Card, we rate the ongoing and introductory rewards first. We also take into account the annual fees, introductory and ongoing APRs, other fees, and additional features.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 20 | 25 |
Introductory Rewards | 20 | 25 |
Annual Fee | 8 | 10 |
Additional Features | 10 | 10 |
Introductory APR | 0 | 10 |
Ongoing APR | 8 | 10 |
Other Fees | 10 | 10 |
Total | 76 | 100 |
Who the U.S. Bank Business Leverage® Visa Signature® Card Is Best For
- Business owners with expenses in varied categories: You can earn an automatic premium 2X points on the top two categories where you spend the most each month—there’s no need to set up your premium categories manually.
- Business owners who plan to use the card abroad: You won’t be charged with additional fees for international purchases, helping you save on credit cost.
See our recommended alternatives below if this card isn’t the best fit for your business. You may also head to our guide to the best small business credit cards for a wider range of options.
U.S. Bank Business Leverage® Visa Signature® Card Rewards
- 75,000 points after spending $7,500 in eligible purchases within the first 120 days of opening an account
- 5X points on prepaid hotels and car rentals booked directly in the Travel Rewards Center
- 2X points in the top two categories where you spend the most each month automatically
- 1X points per dollar spent on all other eligible purchases
U.S. Bank Business Leverage® Visa Signature® Card Rewards Calculator
Find out how much cash back you’ll receive based on your spending habits using our calculator below. Simply input your expected monthly expenses, and our calculator will do the rest.
How To Redeem U.S. Bank Business Leverage® Visa Signature® Card Rewards
You can redeem your earned points through U.S. Bank’s online Rewards Center, and you can use your points to get gift cards, merchandise rewards, and travel. Keep in mind that while there is no cap on the total rewards you can earn, your points expire five years from the date they were earned. You can redeem your rewards through the U.S. Bank online Rewards Center.
U.S. Bank Business Leverage® Visa Signature® Card Features
U.S. Bank Features
- Pay over time: Divide large purchases into fixed monthly payments through the U.S. ExtendPay® plan without interest, just pay a small fixed monthly fee.
- Employee card controls: Set up customizable spending rules for your employees, giving you control of where, when, and how they use the cards through Visa Spend Clarity
- Spend tracking: Monitor your card spending with Spend Analysis, an online reporting tool exclusive to the U.S. Bank customers
Visa Features
- Auto rental collision damage waiver: Receive auto rental coverage if your rental car is damaged or stolen while traveling. You need to charge the entire rental amount to this card and decline the extra collision insurance from the rental company.
- Purchase security: Protect your purchased items in case of theft or damage for the first 90 days from the date of purchase.
- Extended protection: Receive warranties on eligible items purchased with the card and will double the time of the original manufacturer’s warranty up to one additional year on warranties of three years or less.
- Travel and emergency assistance services: Access a wide range of emergency services available 24 hours a day when you’re away from home. You can get help with medical, legal, and travel services when you need them. Note that you’ll be responsible for the cost of any services provided.
- Lost luggage reimbursement: Receive reimbursement if the checked luggage was lost due to theft or misdirection by the Common Carrier.
- Travel accident insurance: Receive automatic accidental death and dismemberment insurance for both you and your family for trips purchased with this card.
- Roadside Dispatch®: Get emergency roadside assistance, with services such as towing, fuel delivery, and more, by calling (800) VISA-TOW or (800) 847-2869. Note that cardholders will be responsible for the service fees and that specific terms, conditions, and exclusions may apply.
U.S. Bank Business Leverage® Visa Signature® Card Fees
APR
- Introductory: None
- Ongoing and balance transfers: 19.24% to 26.24% variable, which will adjust with the prime rate (minimum interest charge is $1)
- Cash advance: 31.49% variable, which will adjust with the prime rate
- Penalty
Note that this APR will apply until you make six consecutive minimum payments when due and don't exceed your credit limit during that period
: 29.99% variable; will be applied to your account if you:
- Made payments five calendar days late twice or 30 calendar days late once
- Made a returned payment
- Exceeded your credit limit two times in 12 consecutive months
Fees
- Annual: $0 for the first year; $95 thereafter and $0 for authorized employees
- Balance transfer: An introductory fee of either 5% of each transfer amount or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater.
- Cash advance, cash advance ATM, and cash equivalent advance: Either 5% of the amount of each advance or $10, whichever is greater
- Convenience check cash advance: Either 5% of each check amount or $5 minimum, whichever is greater
- Overdraft protection, foreign transaction, and overlimit: None
- Late payments: $41
- Returned payments: $39
Your due date is within 24 to 30 days after the close of each billing cycle.
- In-person: Visit the U.S. Bank branch nearest you
- Mail: Mail your check or money order alongside your payment coupon to:
Cardmember Service
PO Box 790408
St. Louis, MO 63179-0408
- Online/mobile banking: Set up either autopay or a one-time payment through the U.S. Bank website or mobile app
- Phone: Call the number found on the back of your card or (800) 285-8585
U.S. Bank Business Leverage® Visa Signature® Card Alternatives
American Express Blue Business CashTM
The American Express Blue Business Cash™ Card
BEST FOR:
Those who want better cash back rewards
Intro APR
0% on purchases
Regular APR
17.74% - 25.74% Variable
Annual Fee
No annual fee
Credit Needed
Excellent, Good
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% – 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply
Pros
- 0% introductory annual percentage rate (APR)
- Welcome offer
- Fixed rate rewards
- $0 annual fee
Cons
- Cash advance isn’t allowed
- Charges foreign transaction fees
- 2% cash back is capped at $50,000 in annual spending
- Expanded buying power: Enjoy flexible buying power when your business needs it. Expanded buying power gives you the freedom to spend beyond your credit limit and help get business done. While the amount you can spend above your credit limit isn't unlimited, it adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors.
- Car rental loss and damage insurance: As a Card Member, You can be covered for damage to or theft of a rental vehicle in a covered territory when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver at the rental company counter. (Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.)
Intro APR
0% on purchases
Regular APR
17.74% - 25.74% Variable
Annual Fee
No annual fee
Credit Needed
Excellent, Good
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% – 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply
Pros
- 0% introductory annual percentage rate (APR)
- Welcome offer
- Fixed rate rewards
- $0 annual fee
Cons
- Cash advance isn’t allowed
- Charges foreign transaction fees
- 2% cash back is capped at $50,000 in annual spending
- Expanded buying power: Enjoy flexible buying power when your business needs it. Expanded buying power gives you the freedom to spend beyond your credit limit and help get business done. While the amount you can spend above your credit limit isn't unlimited, it adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors.
- Car rental loss and damage insurance: As a Card Member, You can be covered for damage to or theft of a rental vehicle in a covered territory when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver at the rental company counter. (Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.)
When To Consider the American Express Blue Business CashTM
- You need to spend over your credit limit: With the Expanded Buying Power feature, you can spend over your credit limit based on your card usage, credit score, payment history, and other financial factors.
- Your annual expenses don’t exceed $50,000: You will receive 2% cash back on the first $50,000 purchases per year, then 1% cash back when the cap is reached.
Other Benefits
- $0 annual fee
- 0% APR for the first 12 months on purchases
- $250 bonus cash back when you spend $3,000 in the first three months after opening an account
- Cash back earned is credited to your billing statement automatically
The American Express Blue Business CashTM leads our list of the top cash back business cards because of its perks and benefits.
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
BEST FOR:
Those wanting to earn up to 5% cash back on selected spending categories
Intro APR
0% intro on purchases for 12 billing cycles
Regular APR
18.24% - 27.24% Variable
Annual Fee
$0
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
- Terms and conditions apply.
Pros
- 0% purchase APR for 12 months
- $0 annual fee
- U.S. Bank ExtendPay® Plan feature
Cons
- No 0% APR on balance transfers
- Charges balance transfer and foreign transaction fees
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
- U.S. Bank ExtendPay® Plan: Pay off your eligible balance over time with this feature without interest—just pay a small monthly fee
Intro APR
0% intro on purchases for 12 billing cycles
Regular APR
18.24% - 27.24% Variable
Annual Fee
$0
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
- Terms and conditions apply.
Pros
- 0% purchase APR for 12 months
- $0 annual fee
- U.S. Bank ExtendPay® Plan feature
Cons
- No 0% APR on balance transfers
- Charges balance transfer and foreign transaction fees
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
- U.S. Bank ExtendPay® Plan: Pay off your eligible balance over time with this feature without interest—just pay a small monthly fee
When To Consider the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
- You need a long 0% APR on purchases: The card comes with a 12-month 0% APR on purchase transactions, making it an ideal choice for those needing to make a significant purchase.
- You have recurring software purchases: You will receive a $100 annual statement credit for recurring software subscriptions.
Other Benefits
- $0 annual fee
- 5% cash back on prepaid hotels and car rentals directly booked in the Travel Rewards Center, 3% cash back on eligible purchases at gas and electric vehicle (EV) charging stations, office supply stores, cellphone service providers, and restaurants, and 1% cash back on all other eligible purchases
- $750 bonus cash back when you spend $6,000 within the first 180 days after opening an account
- ExtendPay® Plan feature lets you pay off your eligible balance over time without interest, just pay a small monthly fee
Because of the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®’s long 0% APR period and generous rewards, the card is one of the leading 0% APR business cards.
Bank of America® Business Advantage Customized Cash Rewards
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
BEST FOR:
Those who want to earn 3% cash back in a spending category of their choice
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Offers flexible redemption options
- $0 annual fee
- Welcome offer
Cons
- Premium cash back rewards are capped on a selected spending category
- Charges foreign transaction fees
- Short introductory APR period
- Access to a business credit score: Bank of America lets you view and monitor your Dun & Bradstreet business credit score for free through Business Advantage 360.
- Zero liability protection: Stay protected against unauthorized transactions. Bank of America offers additional protections that cover certain purchases against loss, damage, theft, or fire and provides extended warranty coverage.
- Fraud monitoring: Bank of America will block potential fraud if it detects abnormal patterns in your transactions. It’ll also notify you if it suspects any fraudulent activity.
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Offers flexible redemption options
- $0 annual fee
- Welcome offer
Cons
- Premium cash back rewards are capped on a selected spending category
- Charges foreign transaction fees
- Short introductory APR period
- Access to a business credit score: Bank of America lets you view and monitor your Dun & Bradstreet business credit score for free through Business Advantage 360.
- Zero liability protection: Stay protected against unauthorized transactions. Bank of America offers additional protections that cover certain purchases against loss, damage, theft, or fire and provides extended warranty coverage.
- Fraud monitoring: Bank of America will block potential fraud if it detects abnormal patterns in your transactions. It’ll also notify you if it suspects any fraudulent activity.
When To Consider the Bank of America® Business Advantage Customized Cash Rewards
- You want to earn a higher cash back rate on your choice category: You will earn 3% cash back on your selected category—choose from gas, office supplies, travel, TV or telecommunication services, computer services, and business consulting services. Note that a cap limit applies Rate applies on the first $50,000 in combined choice category/dining purchases each calendar year; 1% thereafter
- You have an existing Bank of America business checking account: You will receive up to 75% more cash back when you qualify for the Preferred Rewards for Business program.
Other Benefits
- $0 annual fee
- 2% cash back on dining (cap applies) and 1% cash back on all other purchases
- $300 statement credit after you make at least $3,000 in the first 90 days after opening an account
- 0% APR on purchases for the first nine billing cycles
The Bank of America® Business Advantage Customized Cash Rewards is one of our leading limited liability company (LLC) business credit cards because of its unique rewards structure.
Frequently Asked Questions (FAQs)
You will receive an email notification or see the ExtendPay option online if your credit card account is eligible for an ExtendPay Plan. To use the ExtendPay Plan, the purchases that you can charge should meet the following criteria:
- Made within 60 days prior to signing up
- Are over $100
- Are less than your purchase balance when you sign up for ExtendPay
With real-time rewards, you can use your rewards directly toward a purchase. When you make a purchase, you will receive a text with the option to redeem your rewards. You can reply, “REDEEM” to complete the redemption process. Note that you must have enough rewards to cover the entire purchase amount to get the option to redeem.
Yes, you can use your U.S. Bank Business Leverage® Visa Signature® Card at the Rewards Center Shopping Deals so that you can earn additional rewards while shopping online. There are over 1,100 stores to choose from.
Bottom Line
U.S. Bank Business Leverage® Visa Signature® Card is a great business credit card if you have significant expenses in several categories and don’t want to monitor your expense categories each month. You can earn 2% cash back on eligible net purchases in the top two categories where you spend the most each month, with no limit on the total points you can earn. While it doesn’t have an interest-free financing option, you can take advantage of the ExtendPay Plan program if you need to pay off your balance over time.
