Editor’s note: This is a recurring post with regularly updated card details.
Whether your business is new or has been around for a while, business credit cards can save you money. The best options let you pocket remarkable rewards, tap into 0% introductory annual percentage rates (APRs), and access perks that can help make business travel more enjoyable. When you’re choosing a card, it’s best to apply for one that offers rewards and benefits you’ll take advantage of the most.
The best small business credit cards are:
- Chase Ink Business CashSM: Best overall for its unbeatable suite of business features
- American Express Business Platinum Card®: Best for outstanding travel benefits and avoiding interest
- Chase Ink Business Preferred®: Best for strong shipping and travel rewards
- Capital One® Spark® Miles for Business: Best for earning rewards on hotel and rental car bookings
- Capital One® Spark® Cash for Business: Best for a simple and unlimited cash back rewards program
- Chase Ink Business UnlimitedSM: Best for earning a welcome offer while paying no annual fee
- Bank of America® Business Advantage Travel Rewards World Mastercard®: Best for 3x points per dollar on travel and no annual fee
- American Express Blue Business Cash™ Card: Best for consistent cash-based rewards
- American Express Blue Business® Plus: Best for 2x points per $1 spent
- U.S. Bank Business Platinum Card: Best for 0% annual percentage rate (APR) for 15 billing cycles
Chase Ink Business CashSM: Overall Best Small Business Credit Card
Ink Business Cash℠ Credit Card
BEST FOR
Office-based businesses that want top cash back rewards
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Note: The information related to the ChaseInk Business Cash℠ Credit Card Card has been collected by fitsmallbusiness.com and has not been reviewed or provided by the issuer of this card.
Pros
- Top rewards for office supply spending
- Introductory APR on purchases
- Cash sign-up bonus
Cons
- 0% APR doesn’t apply to balance transfers
- High balance transfer fee of 5%
- Designed mainly for office-oriented companies
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Purchase protection: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account per year.
- Extended warranty protection: Extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
Why we like it: I’ve done the legwork of reviewing just about every business credit card on the market, and Chase Ink Business CashSM offers an unbeatable mix of features. It has a solid combination of introductory and ongoing rewards and a lengthy introductory period on purchases. It’s a top-of-the-wallet card for office-based businesses as it offers unrivaled rewards for office supply spending.
You can also use this card to gain access to a large cash-based introductory reward if you can spend $7,500 in the first three months. Beyond the card’s rewards, you’ll have access to a suite of insurance products like car rental insurance and purchase protection. I recommend using this card if you have a big budget for office supplies and value 0% APR. It also ranks as one of the best startup business credit cards.
American Express Business Platinum Card®: Best for Premium Travel Benefits
The Business Platinum Card® from American Express
BEST FOR
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
Pros
- Free access to over 1,200 airport lounges worldwide
- Global Entry or TSA Pre✓® membership fee reimbursements
Cons
- Balance is due in full monthly
- Steep $595 annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than one dozen U.S. airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,000 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA Pre✓® once every 4½ years.
- Travel credit: A $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $200 in statement credits annually for Dell purchases.
Why we like it: This business travel credit card will give you the keys to unlock an enhanced travel experience. While you wait for your flights, you’ll have access to more than 1,200 airport lounges around the world. There’s not a single other card that matches this airport lounge offer. Plus, you can get a free TSA Pre✓® or Global Entry membership, which allows you to speed through airport security.
Although this AMEX business card carries a variable ongoing APR, it only applies to purchases of at least $100. All purchases of less than $100 are due in full every month. It’s crucial only to get a business card like this if you know you can afford to pay your balance down monthly. If not, take a glance at other cards on our list—specifically ones that offer 0% introductory APRs or low ongoing APRs for any purchase amount.
Overall, this card tops the business travel credit card category with ease. Outside of airport lounge access and expedited airport security screening program enrollment credits, you can earn annual travel credits, free onboard Wi-Fi, and elite car rental status. These features make the card a great way to elevate your airport and business travel experience. It also ranks it as one of the best high-limit business credit cards.
Chase Ink Business Preferred®: Best for 3x Points on Shipping & Travel
Ink Business Preferred® Credit Card
BEST FOR
Maximizing travel rewards at a lower annual fee
- New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Note: The information related to the Chase Ink Business Preferred® Credit Card has been collected by fitsmallbusiness.com and has not been reviewed or provided by the issuer of this card.
Pros
- Opportunity to boost the value of reward points
- Offers cellphone protection and trip cancellation insurance
Cons
- Does not offer an interest-free financing period
- Charges an annual fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Cellphone protection: You and the employees named on the phone bill you pay for with your card are covered for up to $600 in theft or damages per claim. You are limited to three claims per 12-month period, with a $100 deductible per claim.
- Trip cancellation and delay insurance: If your trip is canceled, you can be compensated up to $15,000 for prepaid expenses such as airfare or hotels. If your trip is delayed for 12 hours or more, you can be reimbursed up to $500 for your hotel room, meals, and transportation.
Why we like it: This card is a gold mine for businesses that put a lot of funds toward shipping and travel. You’ll be able to save big and earn 3x points in those categories plus others like telecommunication transactions. You’ll also have a shot to earn the most lucrative introductory offers on our list, awarded as bonus points.
While this card offers common insurance benefits, such as car rental insurance and purchase protection, it’s the only option here that includes cellphone protection and trip cancellation insurance. Use this card to secure a well-rounded business travel credit card while avoiding an excessive annual fee.
Tip: When you redeem your rewards for travel through Chase’s online portal, each point is worth 1.25 cents. However, it gets better. You can increase this travel redemption value to 1.5 cents per point if you transfer your points to the Chase Sapphire Preferred® personal credit card. If you’re looking for even more value, consider transferring your points to one of Chase’s airline partners. Point values vary but could exceed 2 cents per point when you book travel.
Capital One® Spark® Miles for Business: Best for Fixed-rate Miles & Booking Hotels or Rental Cars
Capital One® Spark® Miles for Business
BEST FOR
Unlimited 2x miles with every swipe
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- 5x miles on hotel and rental car bookings through the issuer
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA Pre✓® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA Pre✓® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12 month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assitance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
Why we like it: Tracking category rewards can eat up a lot of time. With a card like this, however, you’ll earn the same rewards regardless of the purchase, allowing you to forget about reward categories. You can increase your return rate if you book hotel nights or a rental car through Capital One. You can use your miles for flights, hotels, and vacation packages. Capital One also lets you transfer points to more than 10 travel partners.
This card can also help you tap into a more enjoyable business travel experience. You can receive up to a $100 credit for Global Entry or TSA Pre✓® when you pay for the application fee using your Capital One credit card. These programs give you access to shorter airport security lines and move you through your security screening quickly. Choose this small business credit card if you tend to travel for business frequently.
Capital One® Spark® Cash for Business: Best for a Simple 2% Cash Back Reward Program
Capital One® Spark® Cash for Business
BEST FOR
Earning unlimited 2% cash back
- Introductory reward worth $500 after you spend $4,500 within the first three months
- 2% cash back on every purchase
- Issue employee cards for free
Pros
- No limit to the amount of rewards you can earn
- Lucrative welcome offer
Cons
- Lacks a 0% APR offer
- Annual fee is only waived for 12 months
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Purchase protection: Covers your new purchases for up to 90 days against damage or theft up to $10,000 per claim.
Why we like it: Similar to Capital One® Spark® Miles for Business, you can use this card to earn fixed-rate rewards on every purchase. Whenever you swipe your card, you’ll get 2% back. This card stands out to me because of its simple rewards program, large introductory reward, and the ability to spend above your credit limit and earn unlimited rewards with no overlimit fees.
However, this card is missing key features many business owners find beneficial like an introductory 0% APR. If you need to carry a balance, this card is not suited for your business. Instead, look for a card that offers no-interest financing on purchases, balance transfers, or both for an extended period of time. This can help you save big on potential interest charges.
If introductory financing is not your primary concern in a small business credit card, then you may have found your next card. Between the simple ongoing rewards and the lucrative welcome offer, this card ranks among the best cash back business cards.
Chase Ink Business UnlimitedSM: Best for a Big Sign-up Bonus With No Annual Fee
Ink Business Unlimited℠ Credit Card
BEST FOR
Pocketing 1.5% cash back on every single purchase
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Note: The information related to the Chase Ink Business Unlimited℠ Credit Card has been collected by fitsmallbusiness.com and has not been reviewed or provided by the issuer of this card.
Pros
- 0% APR on purchases
- Unlimited cash back rewards on all purchases
Cons
- Introductory APR period doesn’t apply to balance transfers
- 5% balance transfer fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes; it provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the US and abroad
- Purchase protection: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account per year
- Extended warranty protection: Extends the time period of the US manufacturer’s warranty by an additional year on eligible warranties of three years or less
Why we like it: You’ll get the most value from Chase Ink Business UnlimitedSM through its fee structure and cash-based welcome offer. Looking through the lens of the business owner, I’d expect a card without an annual fee to offer few frills. That’s not the case with this card. Although it charges no annual fee, you can still earn a $750 bonus when you spend $7,500 within the first three months.
The rewards don’t stop there. This card offers unlimited consistent rewards on every single purchase. This means you won’t have to worry about tracking category bonus rewards or where you should use your card to maximize your rewards. Instead, every time you swipe your card, you’ll earn 1.5% cash back.
I also appreciate that a card that charges no annual fee gives you 12 months to finance purchases with no interest. Whether your business is just getting started or you’ve already built a foundation, this introductory 0% APR offer can help you make larger business-related purchases.
Bank of America® Business Advantage Travel Rewards World Mastercard®: Best Travel Rewards Card With No Annual Fee
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR
Earning top rewards on travel purchases booked through Bank of America
9 billing cycles
- Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
Pros
- 3x points on travel
- 0% APR on purchases
- No blackout dates on travel
Cons
- Low ongoing rewards on non-travel
- Low introductory bonus
- No 0% APR on balance transfers
Bank of American does not disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Why we like it: This small business credit card is a perfect fit if you have an existing relationship with Bank of America. The real value in this card comes from the bonus rewards program. You can earn up to 4.12 points per $1 spent on travel-related purchases and up to 2.62 points per $1 spent on all other purchases, depending on your balance. To earn the maximum rate, however, you must have $100,000 in deposits or investments with the bank.
Even though you’ll never pay an annual fee with this card, you’ll still have a shot at earning a point-based sign-up bonus that can be worth up to $300 in travel. What’s more, you’ll even have an introductory 0% APR period that applies to purchases. This can help you finance large business-related expenses that are necessary to grow your business. Choose this card if you travel often for business but don’t want to pay an annual fee.
If you want a Bank of America business card but rather earn cash back vs points, consider the Bank of America® Business Advantage Cash Rewards Mastercard®.
American Express Blue Business CashTM Card: Best for Consistent Cash Back Rewards
American Express Blue Business Cash™ Card
BEST FOR
Earning 2% cash back every time you swipe and 0% introductory APR for 12 months
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
Pros
- No interest for 12 months
- Earn consistent 2% cash back rewards on every purchase
Cons
- Offers no cash sign-up bonus
- 2% cash back category is capped at $50,000 in annual spending
- Extended warranty protection: American Express provides up to an additional year of coverage on warranties of up to five years. Coverage is limited to $10,000 per occurrence and $50,000 per account each year.
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per occurrence and $50,000 per account each year.
- Baggage insurance: If your luggage is damaged or lost when you travel on a common carrier like a plane, trip, ship, or bus, American Express will reimburse you for losses not covered by your own personal insurance.
Why we like it: Sometimes, business owners have expenses that are all over the place and, luckily, there are cards like this one for those situations. This American Express card pays some of the highest fixed-rate rewards, which means you’ll earn the same 2% cash back no matter where you swipe your card.
If you apply for this card and you’re approved, you’ll also have access to a long interest-free financing period. It gives you 12 months to finance purchases before the ongoing APR comes into play. This can be beneficial for startups or growing businesses that need time to pay down balances.
Tip: If you’re on the hunt for an introductory financing offer that can yield you some time to pay down a balance transfer without interest, this is not the card for you. Look toward the U.S. Bank Business Platinum Card for the best 0% APR on the market.
American Express Blue Business® Plus: Best for 2x Points
The Blue Business® Plus Credit Card from American Express
BEST FOR
Pocketing 2x points per $1 and 0% introductory APR for 12 months
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Pros
- 0% APR for 12 months on purchases and balance transfer
- Earn 2x points on all spending
Cons
- No lucrative welcome offer
- 2x points rewards are capped at $50,000 in spending
- Extended warranty protection: American Express will match the length of the original manufacturer’s warranty if it’s less than two years. It provides an additional two years if the original manufacturer’s warranty is between two and five years. Coverage is limited to $10,000 per occurrence and $50,000 per account each year.
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 120 days of purchase. Coverage is limited to $1,000 per occurrence and $50,000 per account each year.
Why we like it: This is an ideal alternative to the American Express Blue Business CashTM Card if you value points-based rewards over cash back. Both cards offer the same 0% introductory APR period and welcome offer, but the ongoing reward programs are different: points vs cash back. This means you’ll also earn 2x points every time you use your card.
You’ll be able to redeem your points for several types of rewards, including travel, gift cards, purchases through Amazon, and automatic credits to your bill. If you’re split between this card and the American Express Blue Business CashTM Card, it’s best to evaluate your business’s situation. If you and your employees travel for business often, you should consider a card that pays rewards as points like the American Express Blue Business® Plus credit card shown here.
Beyond the rewards, these American Express business cards are nearly identical. You’ll have the luxury of being able to finance purchases for 12 months without paying interest. If you take up this offer, be sure you repay any balances before the ongoing APR kicks in. You don’t want to get stuck with high-interest charges.
U.S. Bank Business Platinum Card: Best for 0% APR for 15 Billing Cycles
U.S. Bank Business Platinum Card
BEST FOR
Extended 0% APR period on purchases and balance transfers
- 0% Intro APR* on purchases and balance transfers for the first 20 billing cycles. After that variable APR currently 9.99% - 17.99%*
- No annual fee*
- Free employee cards
- Zero fraud liability* protects you against unauthorized transactions
Pros
- One of the longest 0% APR period offered
- No annual fee
Cons
- Comes without rewards
- Extended warranty protection: U.S. Bank will double an original manufacturer’s warranty up to an additional one year for warranties of three years or less. Coverage is limited to $10,000 per item.
- Purchase protection: U.S. Bank offers purchase protection for items that are damaged or stolen within 90 days of purchase. The coverage is limited to $500 per claim and up to $50,000 per cardholder, per year.
Why we like it: The U.S. Bank Business Platinum Card offers not only the best introductory financing offer on our list but also the market—0% APR on purchases and balance transfers for a whopping 15 billing cycles. However, while it gives you this fancy financing opportunity, you’ll have to sacrifice any chance of earning rewards.
Choose this 0% APR business credit card if you value a long 0% APR offer over earning introductory and ongoing rewards. This card is designed solely to allow business owners and startups to finance large purchases and pay off high-interest credit cards over a long period of time. You should only use this card to tap into the best introductory financing on the market.
Reasons to Consider a Business Credit Card
- Access short-term financing: Small business credit cards work as an excellent and handy way to access funding for your short-term business financing needs.
- Separate business and personal finances: Keeping your business and personal expenses separate is crucial to organizing your business. This practice can protect your personal assets and make tax season much easier.
- Earn robust rewards: Most business cards offer ongoing rewards that can serve as discounts on your everyday expenses. Some cards even offer cash or points-based welcome offers worth hundreds of dollars.
- Receive cheap introductory financing: Some business credit cards offer introductory 0% APRs, which can help you finance large purchases or pay down a balance from a high-interest credit card.
- Build business credit: When you use a business credit card, issuers report your credit history to the main business credit report agencies. This means you can build your business credit.
Business Credit Cards vs Personal Credit Cards
Business and personal credit cards both offer short-term financing and beneficial features like rewards and introductory 0% APR periods. However, business credit cards allow you to build business credit while personal credit cards do not because they don’t report to business credit bureaus. Personal credit cards are designed for consumers and business owners who can’t qualify for a business credit card or don’t want one.
Use a small business credit card if you want to build your business credit and earn rewards for business-related purchases like office supply expenses and telecommunication services. Choose a personal credit card if you don’t qualify for a business card or want to earn rewards on nonbusiness-related purchases like grocery store spending, United States streaming services, or transit expenses.
What You Need to Apply for a Business Credit Card
If you run a new business or one with little-to-no revenue, you can still apply for and get a business credit card. While there’s no revenue requirement, business credit card issuers typically require a personal credit score of at least 670 for approval. It’s also common for issuers to require a personal guarantee, which means you—the business owner—will become personally liable for the debt obligations if the business fails to repay.
Some cards, such as fair credit and secured business credit cards, are tailored to business owners with personal credit scores below 670. Those cards, however, typically charge high APRs and don’t offer the best reward programs. Nonetheless, they can help you gain access to capital even if your credit score is suffering.
How We Evaluated the Best Business Credit Cards
I reviewed dozens of small business credit cards to bring you the best options to elevate your company. I prioritized cards that offer low introductory financing, lucrative welcome offers, robust ongoing rewards, and additional perks that you can use to your advantage. The rewards and features owners want likely determine the best credit card for their small businesses.
Bottom Line
Small business credit cards can help you earn rewards, but the right one depends on your company’s spending needs. The best business credit cards with top-tier rewards are only available to borrowers with credit scores of at least 670. If you have a bad credit score, such as below 600, you can still qualify for a secured credit card or a prepaid business credit card.
For rates and fees on the American Express Business Platinum Card®, please click here.
For rates and fees on the American Express Blue Business Cash™ Card, please click here.
For rates and fees on the American Express Blue Business® Plus Card, please click here.
vickie
I started a residential cleaning service 4-23-2015
I have as of today,tripled what I made in the 8months of last year.
I have a list of customers on Hold to start service with my company but
I need to get a good used or low miles car to take on extra clients.I have 1 employee who works with me in my car but the second team needs a car,
NO ONE WILL GRANT ME A LOAN…
my credit scores are 620 577 560can any one point me to a place that helps people re establish their credit and grant a 3000.00 loan?
I have defaulted on credit cards only and it was 2 yrs and longer since that
Priyanka Prakash
Hi Vickie,
Since the car will used for business purposes, you may be able to get an equipment loan or lease for the car. I recommend trying a service like LeaseQ to see if you can qualify for an equipment loan or lease.
Best regards,
Priyanka
Erinn
Thank you!