American Express® Business Gold Card Review for 2022
This article is part of a larger series on Best Small Business Credit Cards.
The American Express® Business Gold Card offers up to 4x points on the top two eligible spending categories. It also offers travel perks, including baggage insurance, trip delay insurance, and a 25% airline bonus when you book a flight using your points. This card’s Pay Over Time feature allows you to carry a balance with interest on eligible charges.
If you wish to compare one card over another, choose a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
American Express® Business Gold Card
BEST FOR:
Maximizing rewards in the two categories where you spend the most
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
- *Terms Apply
Pros
- Earn 4x points in two categories every month
- Pay eligible charges over time with interest, or pay your balance in full monthly
Cons
- You’ll pay a high annual fee of $295
- No interest-free financing opportunities
- Premium roadside assistance: Free of charge up to four times a year. You can receive towing up to 10 miles, winching, jump starts, flat tire change, lockout service when the key is in the vehicle, and delivery of up to two gallons of gas
- Return protection: American Express will refund you for eligible purchases when the store doesn’t accept returns of undamaged items. Coverage is limited to 90 days from purchase, up to $300 per item, and up to a maximum of $1,000 per year.
- Baggage insurance: If your baggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on luggage and $500 for checked bags
- Extended warranty: Receive one additional year of coverage on purchases with eligible warranties of five years or less
- Purchase protection: Covers new purchases against damage or theft within 90 days of purchase. Coverage is limited to $1,000 per incident.
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
- *Terms Apply
Pros
- Earn 4x points in two categories every month
- Pay eligible charges over time with interest, or pay your balance in full monthly
Cons
- You’ll pay a high annual fee of $295
- No interest-free financing opportunities
- Premium roadside assistance: Free of charge up to four times a year. You can receive towing up to 10 miles, winching, jump starts, flat tire change, lockout service when the key is in the vehicle, and delivery of up to two gallons of gas
- Return protection: American Express will refund you for eligible purchases when the store doesn’t accept returns of undamaged items. Coverage is limited to 90 days from purchase, up to $300 per item, and up to a maximum of $1,000 per year.
- Baggage insurance: If your baggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on luggage and $500 for checked bags
- Extended warranty: Receive one additional year of coverage on purchases with eligible warranties of five years or less
- Purchase protection: Covers new purchases against damage or theft within 90 days of purchase. Coverage is limited to $1,000 per incident.
How We Evaluate Points Rewards Business Credit Cards
When evaluating a points rewards business credit card like the American Express® Business Gold Card, we first consider both ongoing and introductory rewards. We also take into account the annual fee, introductory and ongoing annual percentage rates (APRs), and other benefits the card offers.
Grading Criteria | ||
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Ongoing Rewards | ||
Introductory Rewards | ||
Additional Features | ||
Annual Fee | ||
Introductory APR | ||
Ongoing APR | ||
Total Score |
Also, if you prefer another credit card from American Express, check out our review of the best American Express credit cards. You may also want to take a look at our list of the best small business credit cards to find other options.
Who American Express® Business Gold Card Is Best For
- Business owners who need flexible credit limits: The American Express® Business Gold Card has no preset spending limit, which means your spending limit is flexible. The amount you can spend adjusts based on your purchase, payment, and credit history.
- Business owners who travel frequently: American Express® Business Gold Card offers travel perks like booking a flight using Pay with Points and getting 25% points back, making it a valuable option for businesses that have frequent travel expenses.
American Express® Business Gold Card Fees
- Introductory APR: None
- Ongoing APR: 15.74% (prime rate + 10.99%) to 23.74% (prime rate + 18.99%) variable, adjusts with the prime rate
- Penalty APR: 29.99% (prime rate + 15.99%)
- Grace period: Due date is at least 25 days after the close of every billing period
- Annual fee: $295
- Balance transfer fee: Transfers aren’t allowed
- Foreign transaction fee: None
- Cash advance fee: Cash advances aren’t allowed
- Late payment fee: Either $39 or 2.99% of any past due pay in full amount, whichever is greater
- Returned payment fee: $39
A penalty APR will be applied to your account if at least one of the following conditions is met:
- Made two or more late payments within the 12-month period
- Didn’t pay the minimum payment due by the closing date of the billing period and still didn’t pay it by the closing date of the next billing period
- Made a returned payment
The penalty APR will apply for a minimum of 12 billing periods in a row, and this will continue to apply until after you have made timely payments without any returned payment incurred for 12 billing periods in a row.
American Express® Business Gold Card Rewards
- Earn 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first three months of opening an account
- 4X points on the first $150,000 on two select categories where your business spends the most each month—including airfare directly from airlines, advertising made in select media (online, TV, radio), computer hardware, software, cloud solutions, gas, restaurants, and shipping expenses. Then 1 point per dollar after
- 4X Membership Rewards® points on the top 2 categories where business is spent the most for every billing cycle
- 2X Membership Rewards® points will be earned for every eligible dollar spent on their Membership Rewards program-enrolled American Express® Business Gold Card, and another 1 additional point for each dollar spent on eligible travel purchases made on amextravel.com.
- Unlimited 1X point on all other eligible purchases
You can use your points to cover eligible charges on your current statement if you have at least 1,000 points in your account. If you have a minimum of 2,000 points, you can use them to purchase event tickets at Ticketmaster or AXS. You can also use points to buy gift cards or shop at Amazon.
You can also redeem your rewards to book your flight with American Express Travel and get 25% of your points back. You need a minimum of 5,000 points to book any class flight with your selected qualifying airline. You can get a maximum of 250,000 points back each calendar year.
How To Make Payments in the American Express® Business Gold Card
- AutoPay: You can enroll in AutoPay through your American Express online account. Note that your first AutoPay payment may not be applied to your current billing cycle and would need to make your usual payments until your AutoPay begins.
- Mobile app: Download the Amex Mobile App and enjoy the convenience of paying your bills on the go, anytime.
- Direct bank payment: Direct debits let you pay bills automatically, so you don’t have to worry about missing due dates. Provide your bank account details to American Express and let them know of the amount you’d like to pay every month.
- Online: You can make a payment through your American Express online account anytime. Simply choose your payment account and select your bank account and payment date. Note that credit cards and debit cards cannot be accepted as a form of payment.
- Mail: You can opt to mail your payment either by check or money order made payable to American Express. Finally, ensure to include your account number at the front of your payment:
First Class Mail
American Express
PO Box 650448
Dallas, TX 75265-0448
Express Mail
American Express
Attn: Express Mail Remittance Processing
20500 Belshaw Ave.
Carson, CA 90746
American Express® Business Gold Card Features
The American Express® Business Gold Card offers various features and benefits best suited for business owners who travel frequently and may need flexible credit limits. These features are then divided based on the following: rewards, cash flow flexibility, expense management, and travel.
Rewards
- Earning and redeeming Membership Rewards® points: The Membership Rewards® program from American Express lets you earn points from all purchases, be it large or small. There’s no limit as to how many points you can earn and these points don’t have an expiration date. When redeeming, this program offers a breadth of exceptional rewards transfers partners of participating major U.S. credit card loyalty program
- 25% airline bonus: When you book your flight with American Express Travel via Membership Rewards® Pay With Points, you get 25% of those points back. In addition, you can book first class, business class, or any class airline tickets with selected qualifying airlines and can get up to 250,000 points back per calendar year.
Cash Flow Flexibility
- Pay Over Time option: The American Express® Business Gold Card offers a Pay Over Time feature, which allows you to pay your balance on eligible purchases over time with interest. American Express will assign a Pay Over Time limit to your account, which may be different from the total amount you can spend on your card.
- No preset spending limit: This feature allows you to make your spending limits become flexible. Unlike traditional cards that have a set limit, the American Express® Business Gold Card lets your spending amount be adapted based on factors such as your purchase history, payment, and credit history
Expense Management
- Year-end summary: American Express offers a year-end summary of charges to help you manage your account online
- Employee cards: Cardholders can earn rewards on employee purchases made and stay on top of expenses with spending limits
- Connecting with QuickBooks: Business owners can save time with auto-expense categorization in QuickBooks
Travel
- Premium roadside assistance: The American Express® Business Gold Card users can receive premium roadside assistance at no additional cost up to four times per year. Roadside services include towing, winching, jump starts, tire changes, gas delivery, and lockout services. The cardmember should be present with the eligible vehicle to use this feature.
- Purchase protection: American Express protects your purchased items that are damaged or stolen and will reimburse you for the amount charged to your card. The purchase protection coverage is limited to up to $10,000 per item and $50,000 per cardmember, per year. Items that aren’t covered include motorized vehicles, consumables, items lost by the cardmember, tickets, medical equipment, permanent fixtures, animals, and living plants.
- Return protection: If you want to return the items that you purchased using your American Express credit card but the merchant that originally sold them won’t accept the return, American Express will refund you through its return protection feature. The items bought using your credit card should be returned within 90 days from the date of purchase and must be in their original condition. The coverage is limited to $300 per item, up to $1,000 per account per year. Return protection doesn’t cover motorized vehicles, computer software, perishable items, or jewelry.
- Extended warranty protection: American Express will extend the terms of the original manufacturer’s warranty if it’s five years or less. It’ll match the original warranty of fewer than two years and will provide two additional years if the original warranty is between two and five years. The extended warranty protection doesn’t cover items with physical damage or damage resulting from natural disasters, software, and motorized vehicles. Per item, American Express will cover up to $10,000 per Covered Purchase, and up to $50,000 per Eligible Card per calendar year.
- Travel accident insurance: A travel accident coverage of up to $100,000 is available if you die or lose a limb, sight, speech, or hearing. Travels are eligible if they’re charged entirely to your American Express® Business Gold Card. Instances that aren’t covered include self-inflicted injuries, acts of war, injuries sustained while commuting, mental and physical infirmities, and certain illnesses.
- Baggage insurance plan: American Express provides a baggage insurance plan of up to $1,250 for the replacement cost of lost baggage while in direct transit from a terminal or for a carry-on item per Covered Person. It’ll also cover up to $250 for high-risk items, such as jewelry, sporting equipment, photographic equipment, electronic equipment, and items consisting of gold, silver, or platinum. For New York State Card Members, a $10,000 aggregate per Covered Baggage Trip shall be applied for all Covered Persons
- Car rental loss & damage insurance: American Express provides car rental loss and damage insurance for the first 30 days of a vehicle rental. The insurance plan covers up to $50,000 per rental agreement. Instances that aren’t covered include manufacturing defects, intentional damage by an authorized driver, wear and tear, theft of or damage to tires, and damage due to freezing.
Pros & Cons of the American Express® Business Gold Card
PROS | CONS |
---|---|
Flexible credit limit: The American Express® Business Gold Card has no preset spending limit. Your credit limit is flexible and adjusts based on your spending habits, payment, and credit history. | High annual fee: The American Express® Business Gold Card charges a high annual fee of $295 and it doesn’t have a zero annual fee introductory offer. |
Pay Over Time feature: Eligible charges can be paid over time with interest. This option allows you to carry a balance and pay it over time, as long as it doesn’t exceed your Pay Over Time limit. | No interest-free financing options: The American Express® Business Gold Card doesn’t offer a 0% introductory APR for their Pay Over Time option. You’ll be charged with an APR that ranges from 14.99% to 22.99% right away. |
4x points on top two categories each month: You can earn 4x points on the top two categories where your business spends the most each month. This applies to the first $150,000 in combined purchases. | Certain charges aren’t eligible for Pay Over Time: The Pay Over Time feature is only available for eligible charges. Some charges are ineligible for the Pay Over Time option, such as Cash and Express Cash, American Express® Travelers Cheques and other cash equivalents, certain insurance premiums, casinos, and other gambling transactions. |
American Express® Business Gold Card Alternatives
Chase Ink Business Preferred®
The Chase Ink Business Preferred® offers 3x points on the first $150,000 in combined purchases on the top four categories where your business spends the most each month. Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®. This business credit card is a good alternative if you travel frequently but won’t need travel perks such as airport lounge access. This card only charges a $95 annual fee and allows balance transfers. These features made it one of our top choices for the best business credit cards for travel and best business credit cards with no foreign transaction fee.
Ink Business Preferred® Credit Card
BEST FOR:
Maximizing travel rewards at a lower annual fee
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Opportunity to boost the value of reward points
- Offers cellphone protection and trip cancellation insurance
Cons
- Doesn’t offer an interest-free financing period
- Charges an annual fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Cellphone protection: You and the employees named on the phone bill you pay for with your card are covered for up to $600 in theft or damages per claim. You are limited to three claims per 12-month period, with a $100 deductible per claim.
- Trip cancellation and delay insurance: If your trip is canceled, you can be compensated up to $15,000 for prepaid expenses such as airfare or hotels. If your trip is delayed for 12 hours or more, you can be reimbursed up to $500 for your hotel room, meals, and transportation.
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Opportunity to boost the value of reward points
- Offers cellphone protection and trip cancellation insurance
Cons
- Doesn’t offer an interest-free financing period
- Charges an annual fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Cellphone protection: You and the employees named on the phone bill you pay for with your card are covered for up to $600 in theft or damages per claim. You are limited to three claims per 12-month period, with a $100 deductible per claim.
- Trip cancellation and delay insurance: If your trip is canceled, you can be compensated up to $15,000 for prepaid expenses such as airfare or hotels. If your trip is delayed for 12 hours or more, you can be reimbursed up to $500 for your hotel room, meals, and transportation.
Capital One® Spark® Miles for Business
If you prefer to earn fixed-rate rewards, the Capital One® Spark® Miles for Business may be a better alternative. This business credit card offers unlimited 2x miles on all business-related purchases, regardless of spending categories. It charges a $95 annual fee, which is waived for the first year. You’ll also enjoy no transaction fees on purchases made outside of the United States. This makes it our top pick this year for both best business credit card for travel and best business credit card for miles.
Capital One® Spark® Miles for Business
BEST FOR:
Unlimited 2x miles with every swipe
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12 month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12 month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
American Express Business Platinum Card®
The American Express Business Platinum Card® offers cardholders car rental upgrades, gold status at Marriott Bonvoy and Hilton Hotels & Resorts, complimentary access at The Centurion Lounge, and many others – making it best suited for traveling business owners that prefer to travel overseas in luxury and nonstop travel perks. These features made it charge a steep annual fee of $695. Despite the high annual fee, it has an introductory APR of 0% within the first 12 months of account opening. It’s no surprise then that this is our top pick this year for the best overall business credit card with lounge access, and one of our top choices for both best small business credit cards and best business credit card for travel.
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 15.74% to 23.74% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 15.74% to 23.74% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Bottom Line
The American Express® Business Gold Card is best for business owners who use their card for everyday expenses and want to redeem travel rewards. Check out our Credit Card Marketplace to find another card for your business if this isn’t right for you.