| Introductory APR | No  |
| Introductory Bonus | Yes  |
| Cash Back Rewards | Yes |
| Annual Member Fee | Yes |
| Credit Required | Excellent  |
Card Details | Rewards Details | Offer Details
Card Details: Chase Ink Business PreferredSM
| Credit Required | Excellent |
| Introductory APR on Purchases | N/A |
| Introductory APR on Purchases Period | N/A |
| APR on Purchases After Introductory Period | 17.99% - 22.99% Variable |
| Introductory Balance Transfer APR | N/A |
| Introductory Balance Transfer APR Period | N/A |
| Introductory Balance Transfer Fee | N/A |
| Balance Transfer APR | 17.99% - 22.99% Variable |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | Either $15 or 5% of the amount of each transaction, whichever is greater. |
| Late Payment Fee | See Terms |
| Return Payment Fee | See Terms |
| Foreign Transaction Fee | $0 |
| Annual Member Fee | $95 |
Apply Now
on Chase’s secure website.
Rewards Details: Chase Ink Business PreferredSM
| Earn 3 points | per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. |
| Earn 1 point | per $1 on all other purchases—with no limit to the amount you can earn. |
| Bonus | Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. |
Apply Now
on Chase’s secure website.
Offer Details: Chase Ink Business PreferredSM
- Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Apply Now
on Chase’s secure website.
Curtis Scherer
To get the same protections with a business card as you would with a personal card. For example if your business card is lost or stolen how much are you liable for. I understand for personal card the maximum is $50 that you are liable for.
Jeff White
Hi Curtis!
For every credit card this dollar amount is different, and often is on a case by case analysis. Business credit cards work just the same in most cases as personal cards, they just look at a business’s revenue and history as a qualifying factor. This question is something you should ask your credit card company directly before you apply so that you know what you’re getting yourself into. This certainly is not something that you want to be surprised about later. However, business credit cards tend to be very protective of businesses since you’re possibly giving cards out to employees and are prone to this type of theft or card misplacement. You should expect that the policy for these credit card companies could be every better than a personal card would be.
Best,
Jeff