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All information about the American Express Business Green Rewards Card has been collected independently by Fit Small Business.
The American Express Business Green Rewards Card is ideal for businesses seeking effective solutions for employee expense management. The card rewards spending on travel, particularly flights and hotel stays, making it a great fit for companies with frequent travel needs. Although it requires monthly balance payments, it offers a Pay Over Time feature on eligible purchases. With no preset spending limit and a low annual fee, the card provides adaptable spending power. However, it lacks cash advance and balance transfer options and includes foreign transaction fees, which could impact international use.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to Compare to view the details in a side-by-side comparison.
Business Green Rewards Card from American Express
BEST FOR:
Employee expense management solutions
Intro APR
N/A
Regular APR
18.74% to 27.74%
Annual Fee
$95
Credit Needed
Good, Excellent
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first three months of Card Membership.
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
- Terms & limitations apply
Pros
- Earns points on flights and hotel stays, ideal for businesses with frequent travel needs, enhancing value for travel-related expenses.
- Provides expense management tools
- Allows eligible purchases to be carried over with an APR, giving flexibility for managing cash flow.
- Offers no preset spending limit, providing businesses with significant purchasing power to cover essential expenses.
Cons
- Lacks cash advance and balance transfer options, limiting flexibility for handling cash flow or consolidating debt.
- Charges fees on foreign transactions, which can add up for businesses with international dealings.
- Does not offer a 0% APR introductory period, making it less ideal for businesses looking to finance large initial purchases interest-free.
- Requires the balance to be paid in full each month, which may be restrictive for businesses needing a traditional credit line for ongoing expenses.
- Amex Offers: Earn statement credits and rewards on eligible business purchases by enrolling in Amex Offers.
- Dispute Resolution: Provides support in resolving fraudulent or incorrect charges on your account.
- Extended Warranty: Extends the original manufacturer’s warranty on eligible purchases up to one additional year.
- Purchase Protection: Covers eligible items against theft or damage for up to 90 days, with a limit of $1,000 per claim and $50,000 per year.
Intro APR
N/A
Regular APR
18.74% to 27.74%
Annual Fee
$95
Credit Needed
Good, Excellent
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first three months of Card Membership.
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
- Terms & limitations apply
Pros
- Earns points on flights and hotel stays, ideal for businesses with frequent travel needs, enhancing value for travel-related expenses.
- Provides expense management tools
- Allows eligible purchases to be carried over with an APR, giving flexibility for managing cash flow.
- Offers no preset spending limit, providing businesses with significant purchasing power to cover essential expenses.
Cons
- Lacks cash advance and balance transfer options, limiting flexibility for handling cash flow or consolidating debt.
- Charges fees on foreign transactions, which can add up for businesses with international dealings.
- Does not offer a 0% APR introductory period, making it less ideal for businesses looking to finance large initial purchases interest-free.
- Requires the balance to be paid in full each month, which may be restrictive for businesses needing a traditional credit line for ongoing expenses.
- Amex Offers: Earn statement credits and rewards on eligible business purchases by enrolling in Amex Offers.
- Dispute Resolution: Provides support in resolving fraudulent or incorrect charges on your account.
- Extended Warranty: Extends the original manufacturer’s warranty on eligible purchases up to one additional year.
- Purchase Protection: Covers eligible items against theft or damage for up to 90 days, with a limit of $1,000 per claim and $50,000 per year.
When grading travel rewards business cards like the American Express Business Green Rewards Card, we consider ongoing rewards, introductory rewards, and additional features, like travel perks offered. We also evaluate the card’s annual fee, introductory 0% APR period, and ongoing APRs.
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Who the American Express Business Green Rewards Card Is Best For
- Frequent travelers: Ideal for business owners who travel often, this card rewards flights and hotel stays, helping to offset travel costs with Membership Rewards points. Additional travel perks, like baggage insurance and rental car protection, make it a solid choice for those constantly on the go.
- Businesses needing flexible credit limits: With no preset spending limit, the card offers adaptable spending power that adjusts based on purchase patterns and payment history, making it suitable for companies with fluctuating expenses.
- Businesses that can pay in full monthly: This card requires the balance to be paid in full each month (unless using the Pay Over Time feature on eligible purchases), making it best for businesses with stable cash flow. Otherwise, late payments will incur high penalty APRs and fees.
- Expense-conscious companies: With expense management features, such as QuickBooks integration, Vendor Pay by Bill.com for bills payment, and the option to add Employee Cards for free, this card can help streamline and control spending, especially for companies managing multiple employees’ expenses.
If this card is not what you’re looking for, consider one of our recommended alternatives below. You may also want to see our guide to the best American Express business credit cards for more options from the issuing bank.
American Express Business Green Rewards Card Rewards
- Welcome offer: Earn a one-time bonus of 25,000 Membership Rewards® points after spending $3,000 on eligible purchases within the first three months, allowing new cardholders to jump-start their rewards.
- Travel rewards: Receive 2x Membership Rewards® points on flights and prepaid hotel bookings made through AmexTravel.com, making it a valuable card for travel-focused businesses.
- Everyday purchases: Earn 1x Membership Rewards® points on all other eligible purchases, providing consistent rewards on day-to-day business expenses.
There’s no limit to the number of points you can earn, and points don’t expire as long as your account remains open and in good standing. Note that the following are not considered eligible purchases and, therefore, will not earn rewarding points:
- Fees or interest charges
- Purchases of traveler’s checks
- Prepaid cards reload
- Purchases of gift cards
- Person-to-person payments
- Purchases of other cash equivalents
American Express Business Green Rewards Card Calculator
Find out the value of your earned rewards by using our American Express Business Green Rewards Card calculator. Just input your projected monthly spending per category and let our calculator do the rest. Note that each point is valued at 0.6 of a cent.
How to Redeem American Express Business Green Rewards Card Rewards
- Pay with points at checkout: Redeem points directly at checkout with select merchants, including Amazon, Best Buy, PayPal, Grubhub, and JustGiving. Points typically have a value of $7 to $10 per 1,000 points.
- Gift cards: Exchange points for gift cards, with most gift cards valued at $10 per 1,000 points—a flexible option for purchases at various retailers.
- Statement credit: Use points to offset card charges. Note that this option generally provides a lower value, around $6 per 1,000 points.
- Travel bookings and upgrades: Redeem points to book flights, hotels, car rentals, cruises, and more through AmexTravel.com. Point values vary but generally range from $5 to $10 per 1,000 points, offering excellent value for travel enthusiasts.
- Transfer to frequent traveler programs: Transfer points to loyalty programs with select airline and hotel partners for even more redemption options. Each program has unique terms, so check transfer ratios and values before converting points.
For more information on how to redeem your Membership Rewards points and their corresponding value, visit American Express’s rewards calculator page.
American Express Business Green Rewards Card Features
Cash Flow Flexibility
- Pay over time option: Allows eligible charges to be paid over time with interest, up to the Pay Over Time limit. You can also choose to pay the balance in full each month.
- No preset spending limit: Offers flexible spending power that adapts to your business needs based on your account history, allowing for larger purchases when needed.
Expense Management
- Employee Business Expense Card: Add Employee Cards at no extra annual fee, and all Membership Rewards points earned are credited to the main account.
- QuickBooks® integration: Automatic expense categorization within QuickBooks helps save time on accounting and tracking.
- Vendor Pay by Bill.com: Manage business bill payments with enhanced cash flow options; the basic plan is free for up to two users for the first six months.
- Account manager: Delegate account access to trusted individuals, allowing assistants or partners to manage expenses and monitor spending.
- Account alerts: Set alerts for late payments, irregular transactions, and employee spending to help you stay on top of finances.
- Year-end summary: Access a categorized summary of annual expenses to assist with tax preparation and financial management.
- Online statements & Amex app: Review spending history, manage expenses, track rewards, and get alerts with ease through the Amex app and online portal.
Travel Benefits Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
- Membership Rewards® Pay With Points: Use points to cover flights, hotels, and more booked through AmexTravel.com.
- Car rental loss and damage insurance: Secondary coverage for rental car damage or theft, excluding rentals in certain countries. Restrictions apply.
- Baggage insurance plan: Coverage for lost or stolen baggage when travel is booked on the card, offering up to $1,250 for carry-ons and $500 for checked bags.
- Global Assist® Hotline: Offers assistance for unexpected travel issues, such as lost passports or medical emergencies, available when traveling over 100 miles from home.
AMEX Benefits
- American Express Venue Collection™: Cardholders get exclusive perks like preferred seating, fast lanes, and concessions credits at select stadiums and arenas. Benefits vary by venue and are subject to availability.
- $250 Concessions Statement Credit: Enroll your card to receive up to $250 annually in statement credits on food and beverage purchases at participating venues in the American Express Venue Collection™.
- Dedicated entrances and fast lanes: Access dedicated entrances and fast lanes at select venues for quicker entry. Availability and guest limits may vary by event and location.
- Amex presale and reserved tickets: Gain early access to presale and reserved tickets for concerts, sports, and other events, offering a chance to secure seats before they go on general sale.
- Events with Amex™: Enjoy curated experiences at major events like Coachella, the US Open, and select F1 races. Fan Experiences at certain festivals provide exclusive access, and some events offer unique merchandise and discounts.
American Express Business Green Rewards Card Fees
APR
- Introductory: N/A
- Purchase: 18.74% to 27.74% variable—adjusts with the prime rate
- Balance transfer: N/A
- Cash advance: N/A
- Penalty: 29.99% (Prime Rate + 25.99%) variable—adjusts with the prime rate.
Fees
- Annual: $95
- Balance transfer: N/A
- Foreign transaction: 2.7% of each transaction after conversion to US dollars
- Cash advance: N/A
- Late payment: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
- Overlimit: N/A
- Returned payment: $39
- Returned convenience check: N/A
Your due date is at least 25 days after the close of each billing period, with no interest on purchases if paid in full.
- Online or mobile banking: You can pay via the Amex website or mobile app.
- Phone: Call 800-472-9297, state your card information when prompted, and then follow the prompts.
- AutoPay: Log in to your online account and click “Payments” in the blue navigation bar, then choose “Manage AutoPay.”
- Wire transfer: Include your card member name, your American Express account number, and the following information when paying via this option:
- Bank name: Chase Manhattan Bank
- Account name: American Express Card Member Wire Depository
- Address: 1 Chase Plaza, New York, NY 10081
- ABA number (routing number): 0210-0002-1
- Account number: 910-2-753036
- Mail: You can send your payments via courier or express delivery mail to either address below. Ensure to include your account number on the front of your payment for easy reference.
First Class Mail
American Express
PO Box 650448
Dallas, TX 75265-0448
Express Mail
American Express
Attn: Express Mail Remittance Processing
20500 Belshaw Ave.
Carson, CA 90746
American Express Business Green Rewards Card Alternatives
American Express Business Platinum Card®
Known for premium travel benefits, this card is ideal for business owners who travel frequently and desire luxury perks. It offers access to over 1,400 airport lounges worldwide and includes over $1,000 in annual credits toward select business tools. Though it has a high annual fee of $695, the card’s exclusive rewards and travel conveniences can justify the cost for frequent travelers. Note, however, that it does not allow balance transfers or cash advances.
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.49% - 27.49% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.49% - 27.49% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Capital One Spark Miles for Business
This card is a strong option for businesses wanting straightforward travel rewards. With a $0 annual fee for the first year ($95 per year thereafter), it offers unlimited 2x miles on every purchase, making it ideal for businesses with varied expenses. Miles can be redeemed for flights, hotels, and more, and the card charges $0 for foreign transactions or balance transfer fees. However, it lacks an introductory 0% APR period.
card_name
BEST FOR:
Unlimited 2x miles with every swipe
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
If international travel savings are a priority, this card offers standout value. It has $0 foreign transaction fees, includes complimentary Priority Pass™ lounge visits, and provides travel rewards without the high annual fees seen with other premium cards. The card’s travel-focused features make it an appealing alternative for businesses seeking cost-effective travel benefits.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Intro APR
N/A
Regular APR
18.99% - 25.99% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Intro APR
N/A
Regular APR
18.99% - 25.99% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Frequently Asked Questions (FAQs)
You can apply online or call American Express at 877-671-6758. You’ll need to provide the following information:
- Company’s legal name, structure, such as limited liability company (LLC), corporation, or partnership, address, phone number, and email address
- Federal tax ID number (TIN) or Social Security number (if you’re a sole proprietor)
- Type of industry your business is engaged in
- Number of years your company has been in the business
- Number of employees
- Annual business revenue
- Name you’d like to appear on the card
If you’re a U.S. Card Member traveling abroad, you can contact American Express 24/7 via the chat feature in your online account or by visiting the Travel Support Center. To call collect, ask the operator to dial the access code for your country, followed by 1-336-393-1111. Keep in mind that roaming or minute charges may apply if you’re calling from a mobile phone.
Yes, you can request a change to your Payment Due Date or Statement Closing Date. To do this, simply chat with an American Express Customer Care Professional through your online account. This option is also available for other Amex cards, including the Gold and Platinum Cards.
Membership Rewards® points don’t have an expiration date. However, certain conditions may result in point forfeiture, as detailed in the “Lose Points” section of the Membership Rewards® program Terms and Conditions.
Bottom Line
The American Express Business Green Rewards Card is best for frequent-traveling business owners needing flexible spending and who can pay their balance in full each month. While it includes an invite-only Pay Over Time option for select charges, limits apply, so any expenses above this must still be paid in full monthly. This feature provides some flexibility for unexpected costs but requires careful cash flow planning.
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