7 Best Business Credit Cards for Travel

• 5× Membership Rewards^® points on flights and prepaid hotels booked on amextravel.com
• 2× Membership Rewards^® points on the first $2 million in eligible purchases in key business categories or on purchases of $5,000 or more
• 1× Membership Rewards^® points on all other eligible purchases

• 200,000 Membership Rewards^® points after spending $20,000 on eligible purchases within the first three months from the date of account opening
• Up to $200 back per year on baggage fees and other incidentals with select airlines.
• Exclusive rebates on the following merchants:
• • Up to $150 back on US purchases with Dell Technologies
  • Up to $360 back (up to $90 quarterly) on purchases with Indeed
  • Up to $250 back on selected autorenewing annual business subscriptions with Adobe
  • Up to $120 back per year on US wireless telephone service providers
• Car rental privileges with various programs, including Avis Preferred^®, Hertz Gold Plus Rewards^®, and National Car Rental^® Emerald Club Executive

• 12× Hilton Honors bonus points per dollar spent for purchases made directly with hotels and resorts in the Hilton portfolio
• 5× Hilton Honors bonus points on the first $100,000 in other purchases each calendar year, then 3× points thereafter

• Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases in the first six months. Offer ends 4/15/2026.
• Complimentary Hilton Honors™ Gold Status
• Upgrade to Hilton Honors™ Diamond Status when you spend $40,000 in a calendar year
• Complimentary National Car Rental^® Emerald Club Executive^® Status, so you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through its mobile app
• Up to $240 back each year on eligible Hilton purchases

• 10× miles on hotels and rental cars booked through Capital One Travel
• 5× miles on flights booked through Capital One Travel
• 2× miles for every dollar spent on all purchases

• Up to a $120 statement credit on TSA PreCheck^® or Global Entry
• Complimentary access to 1,300-plus airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
• $100 experience credit and other premium benefits on every booking at luxury hotels and resorts from the Premier Collection
• Flexible redemption options include flights, hotels, and miles transfer to any of the 15-plus travel loyalty programs

• 3× miles for every eligible dollar spent on purchases made directly with Delta and hotels
• 1.5× miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply.
• 1× miles on all other purchases

• Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.
• $120 credit annually after making an eligible Resy purchase
• Up to $200 Delta Stays statement credit per year
• Up to $10 back each month on US rideshare purchases with select providers
• $1 Medallion^® Qualification Dollars for each $20 in purchases in a calendar year

• 5× miles per dollar on hotels and rental cars booked through Capital One Travel
• 2× miles per dollar on all business-related purchases

• Up to $120 credit for Global Entry or TSA PreCheck^®
• $0 annual fee for the first year, then $95 after that
• Transfer miles to over 15 travel loyalty programs

• 5× points on Lyft rides until March 2025
• 3× points on the first $150,000 combined spend categories on the following: shipping; advertising purchases made with social media sites and search engines; internet, cable, and phone services; and travel
• 1× points on all other purchases

• Low annual fee of $95 only
• Flexible redemption options include cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards—plus, your points don’t expire as long as your account is open and in good standing
• 1:1 point transfer to 14 Chase airline and hotel partners

• 6× Marriott Bonvoy^® points per dollar spent on eligible purchases at participating hotels in the Marriott Bonvoy^® program
• 4× Marriott Bonvoy^® points per dollar spent on purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2× Marriott Bonvoy^® points per dollar spent on all other eligible purchases

• Marriott Bonvoy^® Room Rate Discount provides up to 7% off on eligible bookings
• One Free Night Award every year after your card renewal month, plus earn an additional Free Night Award after you spend $60,000 in purchases on your Card in a calendar year
• 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status each calendar year

Yes, you can use the rewards earned from your business travel credit card to book a personal trip. Since credit card rewards typically are not taxable, you can use them for your personal travel without getting into trouble.

Aside from letting you earn rewards that can be used for travel, most travel business credit cards offer perks that can be used while traveling, such as $0 foreign transaction fees, free checked baggage, access to airport lounges, and travel insurance coverage. Make sure you know the perks that come with your travel business credit card so that you can take advantage of them.

When choosing between a cash back business credit card and a card that offers travel points or miles, consider how often you will use your rewards for travel. Most cash back business credit cards offer flexible redemption options—you can use rewards as a statement credit or redeem them for gift cards, merchandise, or travel. This is ideal if you intend to use your rewards for a variety of options.

Meanwhile, travel points or miles are best for those who plan to use their rewards solely for travel. Some travel points offer enhanced value when redeemed for travel, and most miles can be transferred directly into a hotel or airline loyalty program.