Anna Lynn Dizon

Shift4 Payments is a merchant services provider offering card payment processing for retail, restaurants, and ecommerce merchants. Like most large companies in the industry, it has gone through numerous high-profile mergers, which include Harbortouch (now its proprietary POS) and 3dcart (now Shift4Shop). While Shift4 has some good software solutions (including its retail POS and ecommerce…

Worldpay (formerly known as Vantiv) is a global merchant service that supports over 300 payment types in about 145 countries. Acquired by Fidelity Information Services (FIS) in 2019, it is one of the largest in the world, integrating with hundreds of third-party applications for payment processing of all types. In our review of best merchant…

Payanywhere is a payment services provider with strong solutions for in-person and mobile transactions. It comes with features such as invoicing, inventory and employee management, and free same-day funding. Payanywhere also allows merchants to process split checks, open tabs, and tips used in restaurant payments. In our review of the best merchant services, Payanywhere earned…

Adyen is a merchant services provider, acquirer, payments processor, and payment gateway service based in Europe. It offers international and local payment methods for 37 countries worldwide for online and in-person sales. While there are no monthly fees, Adyen imposes a $120 minimum transaction fee. Rates are a mix of interchange-plus pricing for major credit…

A credit card authorization form is a formal document that a customer signs to approve a charge to their credit card. It states that the cardholder agrees to the charges set forth by the merchant. You can use credit card authorization forms as documented proof to validate credit card transactions and protect your business from…