Anna Lynn Dizon

Freelancers require a secure, easy-to-use, and inexpensive payment processor to accept money from clients. While there are many affordable options, the payment processor business tools should complement the different ways freelancers want to get paid and how they work, whether they’re in-person service professionals, consultants online, or subject matter experts on a marketplace. The best…

What Are Credit Card Processing Fees? Credit card processing fees are the combination of service fees imposed by the credit card network, the card issuing bank, and your merchant services or payment processing provider. Businesses typically pay an average credit card transaction rate of 1.9% to 3.75%, depending on a variety of factors such as…

Durango Merchant Services is a payment services provider that specializes in high-risk merchant account solutions although it also supports low-risk businesses. The system provides merchants with the ability to accept multi-currency, ACH, and e-check payments. It also offers tools for payment gateway, mobile payments, chargeback, and fraud protection. As with most high-risk merchant providers, Durango…

Vape shops are growing in popularity primarily due to their accessibility and marketing as a safe alternative to traditional cigarettes. If you are an aspiring vape shop owner, strategic planning for cost and compliance is key. It’s a regulated business, so it’s important to do research on your state and city’s regulatory rules before starting…

Invoicing is one of the many ways to get paid using Square, which has a free invoice generator—you just need to fill in the prompted information. This article will walk you through how to use Square’s invoicing app, an excellent feature for businesses that invoice clients or vendors. If you don’t have a Square account,…

ACH payments transfer funds directly from the customers’ bank to the merchant’s bank. These are cheaper to process than credit card and debit card payments. The ACH payment method is particularly useful for recurring payments, invoicing, and B2B payments. To start accepting these types of payments, you need to set up a business bank account…

Customer financing is when customers pay for a product or service in installments or with store credit instead of paying the full amount upfront. Businesses offer short-term payment plans in exchange for customers agreeing to a small interest amount on top of the purchase price. Offering customer financing options can boost sales, increase conversions, improve…

Wave and Square are both small business-friendly software with built-in payment processing and invoicing tools. However, Wave is primarily an accounting software whereas Square is a point-of-sale (POS) system. So when comparing Wave vs Square, we look at the main functionality that each software provides. We recommend: : Best for freelancers and contractors accepting payments…

Wave and PayPal are both outstanding payment facilitators for solo merchants and freelancers. However, businesses that need recurring billing services will get more value for money with Wave because it’s completely free. Small retailers looking for mobility and flexible payment solutions will find PayPal a better solution. : Best for contractors and solo professionals needing…

Free credit card processing, also known as “zero-fee” or “zero-cost” processing, refers to the process of passing some or all of the fees associated with payment processing along to your customers, so your business is essentially paying nothing to process credit card payments. While this expense-cutting strategy was unpopular in the past because it places…

CardX is a merchant account services provider that offers credit card surcharging for qualified businesses. Recently acquired by Stax, CardX had spent years developing not only the technology but also its working relationship with state lawmakers to provide automated surcharging tools with the strictest compliance to surcharging regulations. It is this expertise that made CardX…

Stripe is a highly favored online payment gateway with great rates and excellent tools for online sales. Although a top merchant service, it does not offer its own mobile app for accepting payments as others do. However, app developers have filled this need, and there are over 30 Stripe payment apps for Android and iOS….