Lauren McKinley

Lendio is a business loan broker that partners with over 75 lenders to help small businesses get access to financing that suits their business operations. It can be used by a wide variety of borrowers and offers flexible qualifications since its lender network is so vast. Additionally, the process of applying is simple, as you…

Editorial and Partnership Disclosure The best instant approval business credit cards should offer a decision within no more than a few minutes, requiring little to no supporting documentation. Additional factors that the best cards should have will vary depending on your specific qualifications and needs. That can include a combination of valuable welcome bonuses, strong…

American Express is a well-known financial services provider with a variety of products and services available to small business owners. Its line of credit is a popular option that can provide working capital for a wide range of business uses and offers competitive rates and terms. In this American Express business loan review, I’ll walk…

“Loan default” are words that no small business owner ever wants to hear. Believe it or not, neither do lenders. Getting to the point of loan default usually means extenuating circumstances that might be uncontrollable. Lenders will also want to avoid this at all costs since it means they might also be at risk. It’s…

Crowdfunding typically involves getting a small amount of money from a large number of investors and can be a good way to raise funds for your business. It can provide multiple benefits, such as eliminating the need to satisfy a lender’s loan requirements, getting access to larger amounts of money, and more. However, some downsides…

Are you an entrepreneur looking for startup business loans with no revenue requirements? Look no further, as I’m here to guide you through the process, from understanding your financing needs to preparing your application. While securing funding with limited financial resources or credit history can be challenging, it isn’t impossible if you prepare accordingly and…

Yes, a business loan can affect personal credit in certain circumstances, such as during the application process or in the event of loan default. That said, it can also depend on factors such as loan type or your business structure. If you are looking to secure financing for your business and are curious about how…

Imagine rolling a small snowball down a hill — you start with your smallest debt, and as you pay it off, the money you free up adds to the next one, making the snowball (and your payments) grow bigger and faster. Over time, that momentum helps you crush your larger debts, just like a snowball…

Rideshare drivers seeking financing have a few options, depending on their specific business needs. If you need a vehicle quickly, a flexible rental program with low daily pricing and no long-term commitment can keep you on the road without locking you into a contract. If you’re looking for a loan or a credit card instead,…

If you’re looking to consolidate business debt, one option may be to get a consolidation loan to help you manage your payments and pay down debt. By combining multiple loans into one, you can simplify your debt obligations and free up cash flow for your business. The best business consolidation loans offer flexible qualification requirements,…

Revolving credit facilities (also referred to as “revolvers”) provide recurring access to funds up to a designated maximum limit. The usage of borrowed funds is typically flexible, and they can be repaid over time in accordance with the financing agreement. Generally, businesses can use it for various short-term expenses, whether it be to cover operating…

A DUNS number, short for Data Universal Numbering System, is a unique nine-digit number issued by Dun & Bradstreet (D&B) that identifies your business and provides insight regarding its creditworthiness. D&B is one of several major business credit bureaus, and having a DUNS number helps build a business credit profile, which can not only make…