Lauren McKinley

Series A, B, C, and D funding are rounds of financing that are provided after an initial investment of funds, typically known as the “seed funding stage.” Each round allows investors to partake in an investment of a high potential startup or small business in exchange for a stake in equity. These rounds typically have…

The best construction factoring companies should offer large funding amounts, competitive rates and fees, and quick access to funds. They should also have a combination of flexible qualification requirements and favorable financing terms, such as long repayment periods and no long-term contracts. Here are my top picks for the six best invoice factoring for construction…

UCC filing vs lien: What’s the difference? Before we dive deeper, I’d like to kick off with the fact that a UCC filing and a UCC lien cannot be used interchangeably — that’s a common misconception. Instead, they are differing elements that are part of the process of placing a claim on an asset. A…

Our SBA loan payment calculator will help you determine what your potential SBA loan payments may look like. It also provides a full amortization schedule that can demonstrate what amount of principal and interest you’ll be expected to pay. SBA 7(a) loan calculator inputs The inputs necessary for our SBA (7(a) loan calculator include items…

The best equipment financing companies should offer competitive rates, flexible repayment terms, quick access to funding, and excellent customer service. The application process should be simple and require limited documentation to make the approval process easy. Depending on your business equipment needs, I’ve compiled a list of some of the best equipment financing lenders for…

By using an equipment lease calculator, you can determine the costs associated with an equipment lease, including the monthly payment amount, buyout cost, and residual value. Our free equipment lease calculator can provide you with all of that information and is designed to also supply figures for three lease structures: fair market value (FMV), $1…

Startups needing funding often have to source financing by untraditional means. This is because getting a traditional business loan often involves a hard credit pull and close review of finances—and since many startups have limited resources, they may have difficulty qualifying for various lending products. Sourcing alternatives has become a more common way for startups…

I’ll walk you through the process of getting a loan to pay off credit card debts, from considering your current credit card debt obligations and comparing lenders to applying for financing, signing the lender’s agreement, and obtaining the funds. By using a business loan to pay off credit card debt, you can optimize your cash…

The best accounts receivable financing companies will have advance rates of 90% or more, flexible qualification requirements, and offer funding within just a few days. These lenders should also provide a combination of excellent customer service, large funding amounts, and repayment terms of 90 days or more. Based on those criteria, I’ve selected the following…

Microfinancing allows borrowers who may have difficulty qualifying for a traditional loan the opportunity to access smaller financing options, usually up to $50,000. These loans are typically designed to help underserved communities or businesses with limited resources be able to financially support their business. While the loans used in microfinance may be smaller than those…

The best alternatives to a merchant cash advance (MCA) should provide a combination of better rates, fees, and repayment terms. Many of the best will also have flexible qualification requirements and excellent customer service. We’ve selected lenders that issue different types of loans. Some examples include equipment financing, working capital loans, and credit lines that…

Daycare insurance is an ongoing cost of running a childcare business. The right coverage helps protect against common risks like third-party claims, property damage, and other losses tied to business operations. For many providers, the core policies are general liability and commercial property insurance. Pricing varies based on factors like location, services offered, and the…