Bookkeeper360 vs Bookkeeper.com 2022 Comparison

Bookkeeper360 and Bookkeeper.com are virtual bookkeeping services that allow you to outsource your bookkeeping and other financial tasks, combining the automation of accounting software with the support of an accounting professional. Bookkeeper360 is great for startups and growth-stage businesses using Xero while Bookkeeper.com is better for businesses that want to manage their own QuickBooks Online account with the assistance of a bookkeeping service.

When to Use Bookkeeper360

• Better for businesses that use Xero accounting software: Bookkeeper360 is a Xero Platinum Partner and a great solution for businesses that are already using Xero software.
• Better for startups and growth-stage businesses: Bookkeeper360’s scalability and customizable plan makes it a great option for these types of businesses. Add-on services include payroll and human resources (HR) solutions, chief financial officer (CFO) advisory, and tax filing.
• Better for businesses that use accrual-based accounting: Bookkeeper360 offers accrual-based accounting, which includes inventory tracking, deferred revenue, and accrued expenses.
• Better for businesses that only need occasional bookkeeping assistance: Bookkeeper360’s pay-as-you-go option is ideal if you don’t anticipate the need for monthly or weekly service.

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When to Use Bookkeeper.com

• Better for companies that want free financial advice and software training: One of the best features of Bookkeeper.com is the access it provides to advice and training. This knowledge is invaluable to anyone who wants guidance in making financial decisions.
• Better for small businesses that want to maintain access to their QuickBooks account: Bookkeeper.com allows you to access your QuickBooks file and collaborate with your bookkeeper, which gives you control over an essential aspect of your business.
• Better for small businesses that want flexibility with frequency of service: Bookkeeper.com clients can select from monthly, semimonthly, or weekly service. This is a useful option as, sometimes, your accounting may require a more frequent schedule.

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When to Choose a Different Online Bookkeeper

In some cases, another online bookkeeping service may be a better fit for your business:

• QuickBooks Online users that want enhanced communication: Bookkeeper.com works with QuickBooks, but QuickBooks Live provides a more personalized interaction with your dedicated bookkeeper, including the ability to chat via a one-way video call.
• Small businesses on a budget: Merritt Bookkeeping is a great option if you’re looking for an affordable and transparent price that doesn’t depend on numerous variables.
• FreshBooks users: Bench has partnered with FreshBooks to provide basic bookkeeping services. Additional services are also available for a fee, such as catch-up bookkeeping and tax advisory and filing.

Are you seeking more info about the best software to manage your bookkeeping needs? Check out our suggestions for the best small business accounting software.

Compare Bookkeeper360 to Bookkeeper.com at a Glance

What It’s Best For	Startups and growth-stage businesses using Xero accounting software	Small businesses that need access to their QuickBooks account for invoicing or bill tracking
Monthly Pricing Plans	Starting at $399 per month	Starting at $449 per month
	Visit Bookkeeper360	Visit Bookkeeper.com
Accounts Receivable (A/R) and Accounts Payable (A/P) Tracking	✔	Additional fee
Invoice Customers	Additional fee	Additional fee
Pay Bills	Additional fee	Additional fee
Maximum Monthly Expenses	N/A	N/A
Maximum Monthly Transactions	N/A	300
Account Reconciliation	✔	✔
Account Cleanup	✔	✔
	Read our Bookkeeper360 review	Read our Bookkeeper.com review

Bookkeeper360 vs Bookkeeper.com: Pricing

Bookkeeper360 and Bookkeeper.com have very different service plans. Bookkeeper360’s three subscription levels vary in price depending on your company’s monthly expenses and whether it is on a cash or accrual accounting method. If you require more than just basic services, you can add on any of Bookkeeper360’s solutions, which include CFO advisory and payroll services.

Bookkeeper.com offers four levels of service, which depend on the number of monthly transactions and how often service is needed. While Bookkeeper360 offers a free consultation and personalized quote, there is no equivalent offer from Bookkeeper.com.

Bookkeeper360 Pricing

Bookkeeper360 offers several different services and solutions for business owners, and the total cost will vary depending on the services that are selected. Depending on the needs of your business, you can choose from the pricing plans that are offered for Bookkeeper360’s individual services, or you can work directly with their team to customize a service plan. This can be done by signing up for a free personalized quote.

There are three subscription plans available, depending on the services you need and the frequency. Prices vary depending on your monthly expenses and whether your business uses a cash or accrual accounting method. There is no contract required, and you can cancel anytime.

In addition to the prices for bookkeeping, below are the prices for each of Bookkeeper360’s optional services:

• CFO advisory: Starting at $1,000 per quarter
• Tax preparation and filing: $800 per filing for business returns and $200 per filing for personal returns
• Payroll & HR: Starting at $45 per month
• Back office: Starting at $99 per month, includes invoicing and bill pay, payments and collections, and inventory management

Bookkeeper.com Pricing

Bookkeeper.com has four subscription levels available, which depend on the number of monthly transactions and frequency of service. Its least expensive plans start with bookkeeping basics like account reconciliation and generating financial reports. For any additional services, such as payroll management, budget preparation, or tax filing, you can request a customized quote based on the size and needs of your business. There is no free trial available.

*Doesn’t include software subscription and banking fees.

Takeaway: At a starting price of $399, Bookkeeper360’s starting price for monthly service is less than Bookkeeper.com, which starts at $449. Also, prices for Bookkeeper360 depend not only on the frequency of service but also the number of monthly expenses and whether your business uses cash or accrual accounting. Meanwhile, Bookkeeper.com offers four different subscription levels that vary depending on the service frequency and number of monthly transactions.

Bookkeeper360 vs Bookkeeper.com: Features

A major difference between these two services is that Bookkeeper360 works with both Xero and QuickBooks users, but Bookkeeper.com only supports QuickBooks. Xero users working with Bookkeeper360 have the added benefit of access to its mobile app, which gives valuable insights. Unfortunately, Bookkeeper.com doesn’t have its own mobile app.

Bookkeeper360 Features

Bookkeeper360 offers the ability to create your own custom plan, and as such the features you select depend on your company’s specific needs and business strategy. These features include hands-on bookkeeping, advisory support, and payroll management. All plans come with your own dedicated bookkeeper who will serve as your point of contact.

We recommend Bookkeeper360 as the best online bookkeeping service for Xero users because of its status as a Xero Platinum Partner. However, it also provides business advisory services that are available to everyone—not just Xero users.

For more information about available features, check out our Bookkeeper360 review.

• Dedicated bookkeeper: Your dedicated bookkeeper will be assigned to you upon enrollment, and they’ll learn more about your business to determine the services that you need. They’ll also serve as your point of contact should you have any questions or concerns.
• Mobile app: Bookkeeper360’s mobile app integrates with your Xero account to provide valuable business insights, including scorecards and metrics.
• CFO advisory: Available as an optional service that starts at $1,000 per quarter, the Bookkeeper360 team will work with you to analyze your financials and offer strategic planning or executive coaching. You can also opt for key performance indicator (KPI) reporting, inventory projections, and workflow planning.
• Tax services: Bookkeeper360 offers tax services that include individual or business income tax filings, sales and local tax filings, 1099 reporting, and overall tax planning and compliance. Fees are $800 per filing for businesses and $200 per filing for individuals.
• Payroll: The Bookkeeper360 team will process payroll for both employees and contractors and provide full-service support with health benefits, direct deposit set-up, W-2s, and 1099s starting at $45 per month. If you’re using another payroll provider, such as Gusto or ADP, Bookkeeper360 will integrate with it.
• HR solutions: Bookkeeper360 provides access to sales benchmarking tools, a forms library, and HR professionals with the HRS360 app. HRS360 also provides assistance with federal and state compliance, employee onboarding forms, job descriptions, and training videos. This is included if you opt for payroll services, which start at $45 per month.

Bookkeeper.com Features

Bookkeeper.com is a one-stop solution for all types of small business tasks, from paying bills and invoicing customers to managing payroll. For versatility, ease of use, and scalability, Bookkeeper.com is an excellent option. It manages your accounts using QuickBooks Online or QuickBooks Desktop. We selected Bookkeeper.com as the best online bookkeeping service for businesses that want a full-service accounting firm—it’s ideal for businesses that are looking to outsource their bookkeeping.

For more information about the features offered, check out our Bookkeeper.com review.

• Financial reporting: On a monthly basis, your bookkeeper will provide a profit and loss (P&L) statement, balance sheet, and statement of cash flows. You can also request customized reports. Within the software, financial calculators are available that allow you to play with different scenarios, along with graphs, charts, and tables.
• Dedicated bookkeeper and account manager: Upon enrollment, you’ll be assigned your own dedicated bookkeeper and account manager. They’ll assist with onboarding activities, such as connecting your bank and credit card accounts. They’ll also serve as your point of contact for any issues that may come up.
• Tax preparation and planning: Bookkeeper.com can assist with preparation and filing of individual and business income tax returns and gift and estate tax returns. They can also help you to minimize your tax liability with careful tax planning and estate and succession planning.
• Secure portal with document storage: Bookkeeper.com adheres to the data security regulations as required by federal compliance agencies, ensuring that your data is safe. The secure portal also allows for document storage.
• Month-end close: Included in your month-end close are bank and credit card reconciliations, ensuring that you never have to worry about inaccurate books.
• Payroll: This optional service allows for processing direct deposits for employees and filing quarterly and year-end payroll tax returns, W-2s, and 1099s.

Takeaway: While Bookkeeper.com offers a secure portal with document storage, Bookkeeper360 doesn’t offer a similar capability. Services offered by both Bookkeeper360 and Bookkeeper.com are very similar, but Bookkeeper360 allows for more customization of its features, as well as a pay-as-you-go plan. Bookkeeper360 also offers both accrual and cash-based accounting, whereas Bookkeeper.com only offers cash-based accounting.

Bookkeeper360 vs Bookkeeper.com: Working With Your Bookkeeper

Bookkeeper360 offers a free consultation for interested business owners, during which you can receive a personalized quote before committing to the service. One stellar feature that Bookkeeper.com offers is free financial advice and software training with all of its service plans. Bookkeeper360 offers the ability to access your bookkeeper’s screen during meetings, whereas Bookkeeper.com uses a secure online portal to facilitate meetings, which allows you to upload documents and exchange information.

Bookkeeper360: Working With Your Bookkeeper

Bookkeeper360 app

After your free consultation, the first step after signing up with Bookkeeper360 is to meet with your dedicated bookkeeper over the phone. They’ll work with you to determine a service strategy that meets your needs. They’ll also help you to decide whether there are any additional services that you may require, such as payroll or tax filing. They’ll assist you with connecting Bookkeeper360 to your accounting system, whether that’s QuickBooks or Xero. You’ll then use Bookkeeper360’s cloud-based system to collaborate with your bookkeeper and manage your finances.

If you need to reach your bookkeeper, they’re available at any time via phone, email, or live chat. You can schedule phone meetings on a monthly basis to review financial reports, and your bookkeeper will also grant you access to their screen so that you’re able to view your books. Xero users have the added benefit of Bookkeeper360’s mobile app, which integrates with the software to let you monitor your financial data and track your goals. You also have access to a full team of accounting experts, including bookkeepers, certified public accountants (CPAs), and advisors.

Bookkeeper.com: Working With Your Bookkeeper

Bookkeeper.com Client portal

After you sign up with Bookkeeper.com, you’ll maintain access to your QuickBooks account so that you can monitor the activities performed on your behalf. You’ll also have access to up-to-date financial reports. During the onboarding process, your bookkeeper will ensure that your bank accounts are connected to QuickBooks so that they can download your statements and classify them in QuickBooks.

You’ll interact with your bookkeeper via a secure online portal that allows you to upload documents and exchange information. Your company’s transactions are also available in the portal, and you’re able to request an appointment with your bookkeeper.

Bookkeeper.com offers free financial advice and software training as part of its package, which can be helpful when you’re just getting started. There are teams of accountants and enrolled agents (EAs) available who can help you to navigate your way through any business-related concerns.

Takeaway: While the process of working with your bookkeeper is similar with both Bookkeeper360 and Bookkeeper.com, there are some minor differences. This includes the way you manage your own books—with Bookkeeper360 you’ll use their cloud-based system to manage your finances. With Bookkeeper.com, you’ll maintain access to your QuickBooks account.

Bottom Line

Depending on your company’s budget and specific needs, you’ll be able to determine whether Bookkeeper360 or Bookkeeper.com is a better solution for you. Bookkeeper.com is suited well to business owners looking for a helping hand with their business tasks, with financial advisors available as part of the service. Bookkeeper360 is suited best for smaller companies that use Xero or QuickBooks Online and need more than just a bookkeeping service.