The best fix-and-flip loans typically have repayment terms of two years or less and come with competitive rates. They should also have funding speeds no greater than 30 days. Since the best loan will depend on your specific circumstances, we’ve selected lenders with a wide range of qualification requirements and loan terms. Here are the…
Business Financing
What Is Liquidity Risk & How It Can Affect Your Business
Liquidity risk is a company’s ability to meet its short-term debt obligations. It is generally lower when you can convert assets into cash quickly and is typically higher if that is a process that will take a longer time. Liquidity risk for business owners is an important concept to be aware of as it can…
Investment Property Line of Credit: What It Is & How It Is Used
An investment property line of credit is a revolving loan that allows you to draw funds on an as-needed basis. When you make a draw from the credit line, the money can be deposited into your bank account. Popular uses for the funds include paying for property improvements, repairs or other expenses that fix-and-flip or…
What Is a Section 1031 Exchange, and How Does It Work?
A 1031 exchange allows an investor or business owner to sell a commercial property, acquire another, and defer capital gains taxes in the process. The name refers to section 1031 of the United States tax code. When a property is sold for cash, the net proceeds incur a capital gains tax. However, if the investor…
Free Net Operating Income (NOI) Calculator
How to Read Your NOI Calculator Results The rules of thumb for net operating income are typically: NOI should be positive on an income-producing property. NOI is typically calculated on a yearly basis. NOI does not include your monthly mortgage payments. NOI is typically used to figure out cap rate, ROI, and cash flow to…