States that mandate employers carry workers’ compensation insurance—which is every state but Texas—penalize business owners who fail to comply with regulations. These workers’ comp penalties range from daily fines to jail time, depending on the offense and state law. Some even allow injured employees to sue for compensation if their employers don’t carry coverage. Perhaps…
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What Does Professional Liability Insurance Cover?
Professional liability insurance protects small business owners in claims they made an error or omission while performing professional duties. Generally, this policy covers financial losses due to unintentional acts of negligence rather than liability for bodily injury or property damage. Professional liability policies cover accusations over honest mistakes as well as meritless allegations from customers….
Workers’ Compensation Claims: Which Injuries Are Covered?
Workers’ compensation insurance covers workplace injuries and illnesses. Certain types of injuries aren’t covered while others fall into a grey area. If an injury or occupational illness is sustained while you are performing the duties required by your job, it’s probably covered. For example, you fall off a ladder at work and break your leg….
What Is Microblogging?
You’re probably already microblogging and don’t even know it! Microblogging is the act of publicly sharing short posts to a microblog platform like Twitter, Instagram, or even your own website. These posts are less than 300 words and are sometimes much shorter—such as a sentence or two. Where to Microblog Many people microblog on several…
Employer Branding—6 Steps to Make People Want to Work for You
How you are perceived by current employees, job candidates, and those who may apply for future opportunities is largely tied directly to your employer brand. Employer branding can have a huge impact on attracting and retaining enough high-quality talent, which in turn will help you grow and compete within your industry effectively. In this article,…
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What Is a Money Market Account?
A money market account is an interest-bearing account that typically pays interest rates higher than a savings account. Your funds are kept liquid, and you earn a lower interest rate than other investments because money market accounts are considered safe investments. Money market accounts give you the ability to write up to six checks per…
What Is a Domain Name & How Much Does It Cost?
A domain name is the website address people type into their browser to visit your site, such as www.yourbusiness.com. Every website is required to have a domain name as it’s how people find and view sites from the web. Domains cost around $12 to $15 per year and can be purchased directly from a domain…
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Real Estate Exam Prep: Ace Your Real Estate Test
The real estate exam is a test covering state-specific and national real estate topics; it is a required part of licensure. To pass this test, students should engage in thorough real estate exam prep, including practice exams, prep courses, and learning pro tips and best practices to increase confidence. Sample Real Estate Exam Prep Questions…
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Best Call Center Software & Phone System Features
Most of today’s leading call center software systems are internet-based and leverage voice-over-internet-protocol (VoIP) technology. Common features include automatic call distribution (ACD), interactive voice response (IVR), and support for support over email. There are also modules that let you listen in on your staff’s calls and evaluate performance. 1. Automatic Call Distribution Automatic call distribution…
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What Is a C Corporation? A Beginner’s Guide
A C corporation (C-corp) is a business structure typically used by larger companies or those seeking investments. Many business owners who opt to organize as a C-corp do it because they are required to, for instance if they have more than 100 shareholders. Other owners choose a C-corp structure to attract investors such as those…
Monopolistic Workers’ Compensation States
Every state has its own way of running its workers’ compensation insurance system. Four in particular―North Dakota, Ohio, Washington, and Wyoming―are monopolistic workers’ compensation states because they do not allow business owners to purchase coverage from private carriers. Instead, employers must get workers’ compensation insurance from the state. What Is a Monopolistic State? A monopolistic…
The Top Places to Get an 800 Number & How It Benefits Your Business
An 800 number, or toll-free number, is a type of phone number that lets your audience call you at no cost to them. These numbers, which have a specialized prefix, can also make your company look like an established enterprise compared to your competitors that use a local number. Best of all, they are available…
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