Business credit scores are numerical ratings that use past financial performance to predict future company behavior. Created by Dun & Bradstreet (D&B), Experian, Equifax, and FICO Small Business Scoring System (SBSS), these scores highlight your company’s ability to responsibly manage business debt to lenders, creditors, and potential partners. Although business scores vary across credit reporting…
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How to Hire Employees in 7 Steps [+ Free Checklist]
Hiring great employees is the key to growing your business. A thoughtful hiring process includes well-written job descriptions, recruitment ads, interview processes, and strong compensation packages. All of these steps will help you find the right talent for your work requirements. A sound hiring process also prevents potential labor law violations and turnovers. Download our…
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The Ultimate Guide to Customer Relationship Management Software
Customer relationship management (CRM) software helps sales teams manage and organize leads, prospects, and current customers to help sales teams make sure nothing slips through the cracks. It includes tools like contact management, advanced reporting, and lead prioritization. Costs range from free to more than $100 per month, depending on the CRM provider and its…
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Product Liability Insurance: Cost, Coverage & Providers
Product liability insurance covers a business’s responsibility for the products it makes or sells. If a product causes harm, product liability pays the injured party’s medical or repair bills as well as the business’s legal fees. The cost of product liability insurance depends on your risk, but premiums generally run between 15 cents and $1.50…
Contractors Insurance: Coverage, Costs & Providers
Contractors insurance refers to a group of policies that cover risks contractors typically face. For example, most contractors need general liability to cover claims that caused other people injury or property damage. Contractors can usually combine this coverage with property insurance in a business owner’s policy (BOP) for about $1,300 to $6,000 per year. Applying…
Garage Liability Insurance: Cost, Coverage & Providers
Garage liability insurance is a policy that auto repair shops, dealerships, tow truck drivers, and service stations need. It covers third-party bodily injury and property damage caused by garage operations as well as vehicles in the business’s care, custody, or control. The annual cost of garage liability insurance typically starts between $1,000 to $2,000 annually….
Business Credit Report Ultimate Guide
A business credit report is a tool used by lenders, creditors, and potential business partners to determine your company’s financial strength. Each credit bureau gathers important business information to provide in a report, including financial history, trade payments, industry codes, and business credit scores. You’ll typically need to visit Dun & Bradstreet (D&B), Experian, or…
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Beauty Salon Loans: Costs, Terms & Requirements
Barbers and stylists who own their salon may need financing for short-term working capital to expand the number of chairs and invest in retail products for added revenue. The best beauty salon loans provide quick access to financing for owners who have been in business for at least one year. Best Beauty Salon Loans at…
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Contractor Loans: Costs, Terms & Requirements
Contractors needing to invest in materials and supplies for new jobs can get contractor loans. A good business loan for contractors is a line of credit, which you can use repeatedly and funds in just one to three days. Other loans for contractors include longer-term Small Business Administration (SBA) working capital loans for large, capital…
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Auto Repair Shop Loans: Costs, Terms & Requirements
Auto repair shop loans can provide mechanics and shop owners with cash to offer new services, buyout another shop, or expand the current facility to increase revenue. The best auto body shop financing options are short-term loans or business lines of credit because of their minimum qualifications, low fees, and quick funding speed. Best Auto…
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Trucking Business Loans: Costs, Terms & Requirements
Trucking business loans are typically short-term loans for working capital growth or lines of credit (LOC) to help truckers overcome unforeseen cash flow gaps. The best working capital loans from trucking companies have short repayment terms and fast funding because truckers sometimes need to make quick repairs or get owner-operator startup loans quickly. Types of…
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How Much Does International Calling Cost?
International calling rates have become cheaper as more phone services switch to internet-based, voice-over-internet-protocol (VoIP) technology. With that said, costs can still add up quickly. If you’re curious about how much international calls cost, it pays to shop around among different services to find rates that work with your calling needs. Per Minute International Calling…
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