Small business owners can borrow up to $10 million to pay for payroll, rent, mortgage interest, and utilities under the newly available Paycheck Protection Program (PPP) loan. The loan is available from any Small Business Administration (SBA)-approved lender as well as through online loan brokers. Loan proceeds used for eligible expenses will be forgiven for…
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Louisiana Workers’ Comp: Laws, Providers & Costs
According to Louisiana workers’ compensation laws, any public or private employer is required to provide coverage for their employees with few exceptions. Workers’ compensation pays for the costs of care and lost wages when employees are injured on the job. The average cost of a policy in Louisiana across all industries is $1.50 per $100…
What the COVID-19 Stimulus Package Means for Small Businesses
The United States Congress has passed several measures in response to the COVID-19 pandemic designed to help small businesses, including tax rebates, tax-filing extensions, business loans, emergency relief, and modified tax treatment. Perhaps the most significant benefit, the Paycheck Protection Program (PPP) loan, which can convert into a grant for small business owners that use…
Michigan Workers’ Compensation: Laws, Providers & Costs
Michigan state law requires most employers to carry workers’ compensation insurance if they have at least three employees or one who works more than 35 hours per week. The average cost of Michigan workers’ compensation insurance is 70 cents per $100 in payroll across all industries. Michigan workers’ compensation laws are complicated, so you want…
Arizona Workers’ Compensation: Laws, Providers & Costs
Arizona workers’ compensation laws mandate that employers obtain coverage regardless of the number of employees they have. This means they need workers’ comp even if they have only one part-time employee. Business owners in Arizona pay an average of 83 cents per $100 in wages for workers’ compensation insurance. You can make shopping for workers’…
How to Create Successful Real Estate Drip Campaigns (+ Examples)
A real estate drip campaign delivers scheduled emails―and sometimes text messages―to a lead. They are called drip campaigns because they are sent at regular intervals, but can also be triggered when leads take specific actions, such as clicking a link or replying. Over time, these messages build trust and increase sales. If you are ready…
How to Use Retail Metrics and Data Analytics to Drive Sales
Retail data analytics is the measuring, tracking, and interpretation of data that typically includes sales, inventory, employee, and consumer demand information. As retailers shift to more online sales in the wake of COVID-19, retailing analysis can be an effective way to increase revenue. Below, we highlight how to analyze data in your store, the top…
Tennessee Workers Comp: Laws, Providers, & Costs
Tennessee companies that have five or more employees generally are required to maintain workers’ compensation insurance for their employees. A couple of notable exceptions are those in the construction or coal industries that have at least one employee. The average cost of a Tennessee workers’ compensation insurance policy is 81 cents per $100 of payroll…
Connecticut Workers’ Compensation: Laws, Providers, & Costs
Connecticut state law requires all business owners with employees to carry workers’ compensation insurance in the event a worker is hurt on the job. The program is the exclusive remedy for injured workers in the state so that employees can’t sue their employers for additional benefits. Connecticut workers’ compensation insurance costs approximately $1.10 per $100…
Massachusetts Workers’ Comp: Laws, Providers & Costs
Massachusetts workers’ compensation laws require any company with even one part-time employee to maintain coverage. This includes business owners when they’re considered employees. Massachusetts employers can expect to pay on average approximately 73 cents per $100 in payroll for workers’ compensation insurance. If you’re unsure where to start with a workers’ compensation insurance policy, you…
SC Workers’ Compensation Insurance: Laws, Providers & Costs
Employers with four or more employees are required to carry workers’ compensation insurance in the state of South Carolina. Workers’ comp protects employees who get injured or ill from activities or circumstances related to work. The most recent data shows that employers can expect to pay an average of $1.66 per $100 of payroll in…
Food Truck Insurance Cost & Coverage
Food truck insurance uses several different insurance policies to cover food trucks, other business property, employees, and other liabilities. Most food truck businesses need more than one type of insurance coverage, including commercial vehicle insurance and general liability. Basic food truck insurance costs start around $2,000 annually but increase significantly for broader coverage. Food truck…