All Financing Articles - Page 3

Same Day Business Loans: 5 Quick Loan Options

By Dennis Shirshikov on February 10, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

Businesses often have unexpected expenses or time-sensitive opportunities that require immediate funding. Getting funded by a bank can take weeks, but some online lenders can provide same-day business loans. We evaluated more than a dozen same day business loan providers and identified the five best for next-day funding. Top 5 Same Day Business Loans 2020…

Amazon Corporate Credit Line & 3 Alternatives 2020

By Dennis Shirshikov on February 5, 2020 | Business Loans, Buyers Guide, Financing | Comments (0)

The Amazon Corporate Credit Line is a financing option for businesses and government institutions that make purchases on Amazon.com. This loan is best for firms that have been in business for at least two years or for owners willing to offer a personal promise to repay what they borrow. Amazon offers two different versions of…

When Is Using Credit Cards to Fund Your Business Right?

By Yvette Glover on February 3, 2020 | Credit Cards, Financing, Ultimate Guide | Comments (6)

Using credit cards to fund your business is typically the right thing to do if you need financing of less than $50,000, or you can’t qualify for a bank loan. Credit cards have the added benefit of earning you rewards on business-related purchases and typically carry an annual percentage rate (APR) of 13.74% to 25%….

Commercial Real Estate Loan Rates 2020

By Tricia Tetreault on February 1, 2020 | Business Loans, Financing, What is | Comments (4)

Commercial real estate loan rates remain at near all time lows, making now a great time for small business owners to purchase or refinance commercial property. A variety of different lenders make commercial real estate loans. This article covers how commercial real estate loan rates work and the interest rates that different types of lenders…

SBA Loan Rates 2020 – Current Interest Rates and How They Work

By Tricia Tetreault on February 1, 2020 | Business Loans, Financing, What is | Comments (100)

The affordability of Small Business Administration (SBA) loan rates attracts many small businesses that may not otherwise be able to obtain affordable financing. Whether you are considering an SBA 7(a) loan, Express loan, microloan, or Community Development Company (CDC)/504 loan, the SBA loan rates you receive will likely be more affordable than most other financing…

Top 6 Venture Capital Firms 2020

By Robert Newcomer-Dyer on January 29, 2020 | Buyers Guide, Financing, Startup Financing | Comments (0)

Venture capital is the investment in startups and early-stage businesses by private investors or firms, and is a form of private equity investing. In exchange for funding, venture capitalists receive equity in the startup. It is most common in high-tech, high-growth industries, including internet and software services, biotechnology, and industrial manufacturing. 6 Best Venture Capital…

Fast Business Loans: 6 Best Quick Business Lenders 2020

By Dennis Shirshikov on January 24, 2020 | Business Loans, Buyers Guide, Financing | Comments (8)

Fast business loans are short-term financing options with high-interest rates that make funds available in one to three business days. They’re best for businesses needing short-term working capital for payroll, inventory, and expenses. We compared the top providers according to their terms, costs, and qualifications and chose the top six fast business loans. Top 6…

Credit Card Stacking & Using It to Fund Your Startup

By Jordan Tarver on January 23, 2020 | Credit Cards, Financing, Ultimate Guide | Comments (2)

Credit card stacking is the practice of applying for multiple credit cards at the same time to access a larger unsecured line of credit. Once approved, you can use your stack of credit cards to finance a startup, small business, or real estate deals. This works as an alternative working capital funding source for businesses….

Dun & Bradstreet Report: Definition, Cost & Features

By Yvette Glover on January 16, 2020 | Credit Scores and Reports, Financing, Ultimate Guide | Comments (17)

The Dun and Bradstreet report is one of the most popular credit reports for businesses. Dun and Bradstreet (D&B) is a credit reporting agency that collects public and private information to produce a comprehensive credit profile. D&B also provides business credit scores called PAYDEX® scores that range from 1 to 100. The D&B business credit…

What Accounts Receivable Financing Is & Who It’s Right For

By Dennis Shirshikov on January 16, 2020 | Business Loans, Financing, What is | Comments (2)

Accounts receivable financing is a tool businesses can use to overcome short-term cash flow gaps by borrowing against their unpaid invoices. Unlike invoice factoring, businesses don’t assign or sell their invoices to A/R financing lenders. Invoice financing costs as little as 0.25% of the invoice value per week that the invoice is outstanding. FundThrough, our…

Fundbox vs Kabbage: Cost, Qualifications & Which Is Best in 2020

By Dennis Shirshikov on January 16, 2020 | Business Loans, Financing, Versus | Comments (0)

When comparing Kabbage versus Fundbox, we considered the line of credit terms, costs, and requirements. Both offer a line of credit to businesses, but Kabbage is better overall for large funding amounts up to $250,000 and monthly payments. Fundbox offers less funding, up to $100,000, weekly payments, and a lower 10% starting APR. Fundbox vs…

Using a Personal Credit Card for Business

By Yvette Glover on January 16, 2020 | Financing, Personal Credit Cards, Ultimate Guide | Comments (0)

You may use a personal credit card for business expenses because you can’t qualify for a business credit card or because the rewards on personal credit cards better match your company’s spending. No matter your reason for choosing a personal credit card for business, you should avoid pitfalls like mixing your personal and business expenses….