Business owners often need to utilize more than one source of financing to get their new startup off the ground. Typical options include business loans, raising money, or using your savings. We’ll analyze the 12 best startup business loans, from SBA loans to angel investors to Rollovers for Business Startups (ROBS). A ROBS might be…
6 Best Invoice Factoring Companies 2018
With invoice factoring, your unpaid invoices are converted into immediate cash through an advance of 80 to 90 percent of the total amount owed. We reviewed invoice factoring companies to find the six best factoring companies. These companies are experienced at collecting payments for small businesses with some of the best advance and discount rates…
How to Find & Lease Office Space for Rent in 6 Steps
You can find and lease office space for rent by identifying spaces through online listings or brokers that meet your business’ current needs, budget, and potential for growth. Brokers are either listing brokers or tenant-brokers, which can help identify properties, schedule walk-throughs, and negotiate leases. Use a broker as well as do your own research….
Top 25 Credit Card Tips from the Pros
Credit cards are convenient for paying expenses and come with various rewards and perks. However, despite the many benefits, misuse of credit cards can harm your finances. In this article, we list the best credit card tips from the pros to help make sure you use your credit cards properly. Follow these 25 expert credit…
Top 25 Business Credit Card Tips from the Pros
Small businesses can use business credit cards to build credit, improve cash flow, manage employee spending, and streamline expense reporting—all while earning cash back and travel rewards. However, credit card mismanagement can cause financial trouble. We spoke with experts who shared their best business credit card tips to help you use credit cards the right…
Top 25 Questions to Ask a Financial Advisor During Financial Planning
A financial advisor can help you plan financially for your future by analyzing your most confidential financial information. We spoke with the industry experts who shared their different ideas on what questions to ask a financial advisor during financial planning to help ensure you work with the one who is right for you. Below are…
How to Get Out of Debt: 25 Tips From the Pros
An average individual will normally experience borrowing on some type of credit at some point. While some people know how to manage their financial liabilities efficiently, others get stuck in debt, which can be financial, mentally and emotionally stressful. We spoke with the experts who shared their tips on how to get out of debt…
Rollover for Business Startups (ROBS): The Ultimate Guide
A rollover for business startups (ROBS) is a way to invest funds from your retirement account — like a 401(k) or individual retirement account (IRA) — into your business without paying early withdrawal penalties or taxes. A ROBS isn’t a business loan or a 401(k) loan, so there’s no debt to repay or interest payments…
The 10 Best Small Business Checking Accounts 2018
Every small business needs a business checking account for handling money and processing financial transactions. While many small business checking accounts are similar, some providers have lower fee structures or introductory offers that are better than others. We looked at a range of options and compared them to identify the 10 best small business checking…
6 Best Cash Back Business Credit Cards for 2018
Cash back business credit cards offer cash back rewards on different types of purchases. The best cash back business credit cards offer rewards up to 5 percent plus benefits like 0 percent interest periods. After reviewing dozens of business credit cards, we’ve listed those with the best rewards, lowest fees and most additional benefits for…
6 Best Business Credit Cards for Travel in 2018
The best business credit card for travel is one that offers travel rewards, rewards for travel-related expenses or other perks for business travel. We’ve examined the rewards, introductory offers and costs of business credit cards to identify the best business credit card for travel. Each has introductory offers and strong travel-focused rewards programs that are…
Mortgage Cash Out Refinance Calculator
Generally, you need a minimum of 30 percent to 40 percent equity in the property to qualify for a cash out refinance. A mortgage cash out refinance calculator helps determine if you have enough equity in your home to qualify based on the information you input into the calculator, including things like your home…
