Portfolio lenders keep their loans on their balance sheet, meaning they don’t have to follow Fannie Mae’s guidelines so they can offer more flexible borrower qualifications. There aren’t that many reputable nationwide portfolio lenders, but we reviewed them all and chose the top five. They all offer portfolio loans with terms from one to 30…
7 Best Business Credit Cards for Startups
There are lots of business credit cards, but few that are specifically structured to benefit startups. We compared business credit cards to identify the seven best business credit cards for startups. These cards are easier to qualify for, have lower APRs, and higher rewards that are designed specifically to benefit new and growing companies. Best…
7 Best Free Business Checking Accounts 2018
Free business checking accounts don’t charge monthly account fees, but even “free” checking accounts vary. We looked at national providers and choose the seven best free business checking accounts. These accounts don’t charge monthly fees – although you may need to meet certain criteria – but limit monthly transactions and have additional costs for extra…
10 Best 0% Business Credit Cards 2018
A 0% business credit card is one that offers a 0% introductory APR period. These business credit cards have different rewards and costs, but don’t charge interest on purchases for the first six to 15 months. Zero percent business credit cards are used by business owners to float working capital expenses or transfer existing balances…
Chase Ink Business UnlimitedSM Credit Card
on Chase’s secure website. Card Details | Rewards Details | Offer Details Card Details: Chase Ink Business UnlimitedSM on Chase’s secure website. Rewards Details: Chase Ink Business UnlimitedSM on Chase’s secure website. Offer Details: Chase Ink Business UnlimitedSM on Chase’s secure website.
Funding Circle vs. OnDeck: Costs, Terms & Which Is Best in 2018
OnDeck and Funding Circle offer short-term business loans up to $500,000, but each is best for different businesses. OnDeck is best for businesses that need quick funding because they can fund in as little as one day. Funding Circle has the more affordable solution for prime borrowers, offering interest rates as low as 4.99%. When…
How to Use an IRA/401(k) to Start or Buy a Business
There are three ways you can use 401(k) business funding to start or buy a business. You can cash out funds, borrow against them, or use a rollover for business startups (ROBS). The only option that doesn’t result in penalties, taxes, or interest charges is a ROBS, making it ideal for most situations. A ROBS…
Top 25 Tips on When to Sell Your Business from the Pros
There are different reasons why business owners choose to sell their business. While you have invested your money, time, and energy to build and grow your business, there will come a time when selling it might be the best decision you can make. We spoke with the industry experts to help you identify when to…
How to Get an SBA Restaurant Business Loan in 4 Steps
Restaurant business loans are tough to qualify for because lenders perceive the restaurant industry as volatile. Loans backed by the Small Business Administration (SBA) make it so lenders are more willing to issue these loans to buy a restaurant, open a new location or obtain working capital. SBA loans have rates between 5 percent to…
How to Get a Business Credit Card in 5 Steps
Business credit cards are typically the first financing product small businesses get and they can help all business owners, even new startups. Typical rates fall in the 12 percent to 29 percent range and many cards offer rewards. The application process takes, minutes you can receive your card within seven days, and you might not…
Top 14 Business Credit Card Expense Tips From the Pros
Business credit cards are great for business owners as long as you know how to use them correctly. For example, using your business credit card to pay some of your business expenses can be advantageous due to 30-day repayment cycles and various cash-back and other rewards programs. We spoke with the experts and found the…
4 Best Home Healthcare Loan Options & Where to Find
A home healthcare loan can help small businesses fund a territory expansion, new business acquisition, or finance your immediate working capital needs. Due to the speed of growth in the home healthcare industry, the best loan options will fund quickly with short repayment terms and low origination fees. These loans can help you get quick…
