An online savings account is an account that consumers can use to earn small amounts of interest on savings while also maintaining easy access to funds. The best online savings accounts pay higher interest than traditional savings accounts and typically have lower fees, allowing savers who are comfortable using online accounts to accumulate savings faster….
PayPal Working Capital & Alternatives: The Ultimate Guide
PayPal Working Capital offers quick small business working capital loans to borrowers with $15,000+ in annual PayPal sales. PayPal Working Capital charges an upfront fee of up to 10 percent; repayments are made through daily deductions of PayPal sales. The repayment term is based on a percentage of your PayPal earnings. Small businesses looking for…
Kabbage vs OnDeck Capital: Who Offers the Best Business Loans?
Getting a business loan from a bank can be a nightmare even if you’re well-qualified, because they’re slow and require tons of paperwork. Short-term lenders can make getting a small business loan easier. In this article, we review the rates, terms, and qualifications of the two best short-term loans for business: Kabbage vs. OnDeck Capital….
How to Get a Loan to Buy a Business in 2018
Buying a business is a big undertaking, and getting a loan to buy a business can be the most complicated part. Banks set high standards that both you and the business have to meet before you’re approved. We’ll show you how to get the loan to buy a business that’s best for your personal situation….
What Invoice Factoring Is & How It Works
Invoice factoring is a type of accounts receivable financing that converts outstanding invoices due within 90 days into immediate cash for your small business. The factoring company will typically pay you in two installments for your invoice: an advance of 80 percent to 85 percent of your invoice and the remaining 20 percent (minus fees)…
6 Best Small Business Line of Credit 2018
A small business line of credit is typically used for short-term working capital needs and can be drawn repeatedly. The best business line of credit can feature limits up to $500,000. They’re unsecured, meaning collateral like inventory or real estate isn’t required. We reviewed providers to identify the six best business lines of credit. Best…
Top 27 Financial Advice Tips from the Pros
Budgeting, investing for retirement, eliminating debt, getting insured and staying on track with your finances are all necessary to have a financially stable future. Unfortunately, some people find it difficult to begin, let alone maintain, a financially healthy lifestyle. To help you get started, we spoke with 27 experts who shared their best financial advice….
Alaska Airlines Visa® Business Credit Card
to apply on Alaska Airline’s secure website. Card Details | Rewards Details | Offer Details Card Details: Alaska Airlines Visa® Business Credit Card to apply on Alaska Airline’s secure website. Rewards Details: Alaska Airlines Visa® Business Credit Card to apply on Alaska Airline’s secure website. Offer Details: Alaska Airlines Visa® Business Credit Card to apply on Alaska Airline’s secure…
6 Best Working Capital Loans 2018
A working capital loan is short-term business funding used to finance a company’s day-to-day operations, like buying inventory or covering payroll. Common small business working capital loans are LOCs, term loans, invoice financing, and merchant cash advances. We reviewed working capital loan providers in costs, terms, and qualifications to identify the six best. Top 6…
6 Best Unsecured Business Loans 2018
Some business owners can’t or don’t want to pledge specific assets, personal or business, as security for a business loan. Even so, many traditional lenders require business loans to be supported by collateral, such as real estate or equipment. As we understand many borrowers prefer unsecured business loans, we’ve reviewed the best unsecured finance providers….
Best SBA Lenders: Top 100 SBA Lenders
With more than 3,000 SBA lenders nationwide, choosing the best SBA lender can be difficult. Some of the best SBA lenders approve average loan amounts of about $75,000 to more than $1.5 million, with interest rates averaging around 6.4 percent to more than 9.2 percent. We’ll show you the 100 top SBA lenders per current…
How to Apply for an SBA Loan in 4 Easy Steps
Applying for an SBA loan requires four steps, including determining your eligibility, finding the right SBA loan provider, assembling your paperwork, and completing the SBA forms and application. Getting an SBA loan can take about two to three months with a traditional SBA lender, or as few as 30 days with an SBA loan broker….
