Even though I’m a CPA by trade, I don’t just default to the same software every year, even when preparing my own tax return. Since software features change regularly, it’s important to shop around. While TurboTax stands out as a strong tax prep contender, its premium pricing and hard-driving upselling strategies can be a deterrent. Luckily, several alternatives provide similar functions, and some can do so at more budget-friendly rates.
The best alternatives to TurboTax will have self-prep and live assistance options. They should also offer a well-rounded mix of cost-effectiveness and user-friendly digital features.Here are five of the best alternatives to TurboTax, each with its distinct strengths:
- H&R Block: Best overall TurboTax alternative
- FreeTaxUSA: Best for budget-conscious filers
- TaxSlayer: Best for self-employed individuals
- TaxAct: Best for customizable filing options
- Jackson Hewitt: Best for flat-rate, all-inclusive filing
I evaluated cryptocurrency bookkeeping software based on how well each platform supports businesses handling digital assets. I focused on these key areas:
- Cryptocurrency management features: I looked at whether the system supports multiple cryptocurrencies, tracks portfolios in real time, and converts crypto to fiat accurately.
- Core accounting functionality: I checked for general ledger capabilities to manage both crypto and fiat transactions in one system.
- Integration and ecosystem fit: I reviewed integrations with platforms like QuickBooks and Xero, along with compatibility with exchanges and wallet tracking tools.
- Pricing and plan value: I compared pricing tiers to see how features align with cost at different business stages.
- Scalability and compliance: I examined how well each solution adapts to growth and whether it aligns with standards like GAAP and IFRS.
I evaluate accounting software with a clear focus on what small business owners actually need to run their books efficiently. In my review process, I look across a wide range of features, including transaction tracking, automation, reporting, and scalability, to see how well each system performs in real-world workflows .
I approach every recommendation with objectivity and independence, keeping the analysis grounded in consistent criteria rather than marketing claims. This perspective is shaped by my CPA license, accounting background, and experience covering accounting software since 2021, which allows me to identify what works reliably for small businesses and what falls short.
Quick comparison of the best TurboTax alternatives
Starting prices | Live expert support | Deduction/tax credit maximizer | Multi-filer support | |
|---|---|---|---|---|
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| ✓ | DeductionPro tool for charitable contributions | |
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| ✕ | Prompts for over 350 potential tax breaks | Requires separate account for each |
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| Guided questions on deductions and credits | Requires separate account for each | |
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| Supports multiple returns under one account | ||
 | $25 flat fee online (federal & unlimited state) | ✓ | In-person or online tax pros help locate tax breaks | Requires distinct account for each individual or entity |
H&R Block: Best overall TurboTax alternative
Pros
- Offers both DIY and assisted tax filing options, including access to tax professionals for live help
- Features an intuitive interface with step-by-step guidance and helpful tooltips throughout the process
- Includes comprehensive deduction and credit maximizers
Cons
- Has state returns that can be expensive when bundled with lower-tier federal plans
- Offers limited full multi-filer support; each user must create a separate account and cannot file jointly under a single login
- Has an offline version that doesn't support some features, like multi-device syncing
Pricing |
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Import capabilities | Prior-year tax returns along with
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State filing support | Includes one state, but additional filings cost extra |
Data encryption and local file security | Encrypted and password-protected |
Forms & schedules coverage | Supports a wide range of tax situations, including
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Customer support access |
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For an alternative to TurboTax that combines affordability with expert guidance, H&R Block is the best choice. It boasts a user-friendly interface and comprehensive deduction-finding tools, making it simple to maximize your tax return. The seamless integration of live expert assistance offers adaptability and reassurance if you have more intricate filing needs.
While some drawbacks include separate logins for multiple filers and state return fees that are higher than some competitors, H&R Block remains a reliable option if you’re seeking the advantages of both self-service and assisted support.
Standout features and use cases
- Families with dependents: Provides guided questions to help you maximize the Child Tax Credit, Child and Dependent Care Credit, and EITC.
- Homeowners: Has targeted prompts that highlight mortgage interest deductions, property taxes, and energy credits.
- Retirees: Handles SSA-1099s and retirement income (Form 1099-R) with clear guidance and refund tracking.
- Gig workers and small businesses: Features powerful tools for managing Schedule C income, business deductions, and quarterly tax reminders.
FreeTaxUSA: Best for budget-conscious filers
Pros
- Offers free federal tax filing for nearly all tax situations
- Charges a flat rate of $14.99 for state returns
- Supports a wide range of tax forms and schedules without requiring an upgrade
- Is a secure platform with encryption
Cons
- Has limited customer support
- Lacks a mobile app; however, website is mobile-friendly
- Requires manual data entry for most forms
Pricing |
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Import capabilities | Permits source document imports |
State filing support | Flat fee of $14.99 per return, regardless of tax complexity |
Data encryption and local file security | Uses encryption and follows PCI-compliant practices |
Forms & schedules coverage | Supports most common tax forms, including
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Customer support access |
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FreeTaxUSA offers the best value for the budget-conscious. Its ability to handle moderately complex filing situations at no cost makes it an excellent choice if you are a freelancer, are a gig worker, or have investments or itemized deductions.
For a minimal fee, the optional Deluxe upgrade provides valuable support features. Those include audit assistance and live chat, which cost less than most of the basic plans offered by competitors.
Standout features and use cases
- Self-employed filers: Supports full Schedule C functionality at no extra cost.
- Investors: Handles capital gains, losses, and stock sales with Schedule D and Form 8949.
- Families with dependents: Supports Child Tax Credit, Dependent Care Credit, and education credits.
- Amended returns: Includes unlimited 1040-X filings (Deluxe tier).
- Audit prep: Offers Audit Assist (Deluxe plan) for peace of mind in the event of IRS inquiries.
TaxSlayer: Best for self-employed individuals
Pros
- Provides comprehensive support for self-employed individuals, including full Schedule C functionality
- Offers CSV import for 1099-B forms and PDF import for prior-year returns
- Provides priority support via phone, chat, and email
- Features strong data encryption to protect user information
Cons
- Excludes state returns in the base price; costs an additional fee
- Offers a free version, but it has limited features and is unsuitable for self-employed filers
- Provides audit assistance only in the Premium tier
Pricing |
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Import capabilities | Can import prior-year tax returns and 1099-B forms in PDF form |
State filing support | Filing in all states that require income tax returns; additional fee of $39.95 per state |
Data encryption and local file security | Strong security measures, including SSL encryption, firewalls, and intrusion detection systems, to ensure the safety of user data |
Forms & schedules coverage | Wide range of tax forms and schedules for self-employed taxpayers and landlords, including
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Customer support access |
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I recommend TaxSlayer if you’re a self-employed individual seeking an affordable alternative to TurboTax. It offers comprehensive support for business income, deductions, and credits.
Along with strong import capabilities, its broad security measures make it a reliable platform for freelancers, contractors, and small business owners. If you require additional guidance, you can benefit from the priority support and audit assistance included in higher-tier packages.
Standout features and use cases
- Home office deduction support: Helps self-employed filers calculate and claim the home office deduction, including both the simplified and regular methods.
- Quarterly estimated tax payment guidance: Provides support for calculating and scheduling quarterly estimated taxes (Form 1040-ES), which is crucial for freelancers and independent contractors who don’t have taxes withheld.
- Self-employment tax calculation and Schedule SE integration: Automatically calculates self-employment tax and completes Schedule SE for accurate calculation of amounts due to Social Security and Medicare.
- Support for multiple income streams: Accommodates self-employed users with multiple 1099-NEC or 1099-MISC forms, useful if you need to combine reporting for multiple freelance gigs and side hustles all in one return.
TaxAct: Best for customizable filing options
Pros
- Has comprehensive form and schedule support for diverse tax situations, including self-employed, investors, and rental property owners
- Features flexible import capabilities, allowing you to import prior-year returns and various tax documents
- Has strong data security measures, including encryption and compliance with industry standards
- Offers multiple support channels, including phone and online resources
Cons
- May have higher state return pricing than some competitors
- Has a user interface that may be less intuitive for beginners
- Has limited free filing options for complex tax situations
Pricing |
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Import capabilities | Can import prior-year returns from TaxAct and other tax software via a PDF file; can also import W-2s, 1099s, and stock transactions using a CSV file. |
State filing support | All states, priced separately; integrates seamlessly with federal returns |
Data encryption and local file security | SSL and PCI standards to protect user data and payment information |
Forms & schedules coverage | Wide range of tax forms and schedules for self-employed taxpayers and landlords, including
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Customer support access |
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What makes TaxAct stand out is its flexibility and customization, giving you more control over how you complete your returns. It allows you to choose between guided interview-style navigation or direct form entry, meaning you have the option to input data where you want quickly or follow a structured path.
You can also customize your experience with optional add-ons, like live tax expert help (Xpert Assist) or audit defense. TaxAct also supports importing W-2s, prior-year returns from other providers, and stock transactions via CSV. In short, it gives you the freedom to tailor your tax prep experience to your filing style, complexity level, and support preferences.
Standout features and use cases
- Self-employed individuals: Offers comprehensive support for business income, expenses, and deductions.
- Investors: Handles capital gains, dividends, and stock transactions with ease.
- Landlords: Supports rental income and related deductions.
- Families: Accommodates various credits and deductions for dependents.
Jackson Hewitt: Best for flat-rate, all-inclusive filing
Pros
- Charges a flat $25 fee covering both federal and unlimited state returns, regardless of complexity
- Offers extensive form and schedule support, accommodating various tax situations
- Has over 5,200 physical locations for in-person assistance if needed
- Provides a 100% Accuracy Guarantee and Maximum Refund Guarantee, offering peace of mind
Cons
- Lacks a free filing option, even for simple tax situations
- Has limited import capabilities; prior-year returns from other providers cannot be imported
- Lacks a dedicated mobile app, though the website is mobile-friendly
Pricing |
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Import capabilities | Cannot import prior-year returns from other providers |
State filing support | Unlimited returns included in the flat fee |
Data encryption and local file security | Industry-standard encryption to protect user data |
Forms & schedules coverage | Supports most common IRS forms, including
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Customer support access |
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Jackson Hewitt stands out for its transparent, flat-rate pricing that includes both federal and unlimited state returns. That makes it the best choice for flat-rate, all-inclusive filing.
The comprehensive support for various forms and schedules accommodates a wide range of tax situations, from simple W-2 income to more complex scenarios involving self-employment or investment income. Additionally, the availability of in-person assistance at numerous locations provides flexibility if you prefer face-to-face support.
Standout features and use cases
- Pay Later option at filing: Deduct preparation fees from your refund for no upfront payment, ideal for if you need help now but prefer to pay post-refund.
- Extensive in-person network: Access over 5,000 brick-and-mortar locations, with many in Walmart stores, for convenient in-person help.
- Guaranteed maximum refund and 100% accuracy promises: Enjoy up to $100 if another provider finds a larger refund and up to $20,000 for IRS penalties from calculation errors.
- Year-round tax support: Get year-round service for tax issues (audits, amendments, IRS correspondence), great for freelancers or those with complex, ongoing tax needs.
- Simple W-2 Early Access program: Start returns before W-2 receipt for eligible filers, benefiting hourly workers needing early refunds for essential expenses.
My methodology: How I evaluated the best alternatives to TurboTax
To determine the best TurboTax alternatives, I focused on evaluating platforms with a strong balance of affordability, tax form support, and digital convenience. The best alternative should enable users to file accurate returns confidently while offering support tools and pricing structures that meet the needs of a broad range of filers. Here are some of the main categories used in my assessment:
- Import capabilities: I reviewed each platform for its ability to import prior-year tax returns, W-2s, 1099s, or financial documents directly into the software.
- State filing support: I checked whether platforms included state filing in the base price or charged it separately. I also looked at the ease of preparing and e-filing state returns.
- Data encryption and local file security: Given the sensitivity of tax data, I assessed each provider’s commitment to security, identifying whether or not it uses industry-standard encryption, offers secure logins, and has clear policies for protecting personal information.
- Forms and schedules coverage: I looked for platforms that support a wide range of IRS forms and schedules, particularly ones that would be used by freelancers or small businesses. Broad form coverage ensures the platform can accommodate diverse tax situations.
- Customer support access: I evaluated the quality and accessibility of support, including live chat, phone, or in-person help. I also considered whether assistance was tiered by plan and whether users could consult a tax expert when needed.
Frequently asked questions (FAQs)
Most of the reviewed platforms have limited support for expat tax situations. TaxAct and H&R Block Desktop support Form 2555 (Foreign Earned Income) and Form 1116 (Foreign Tax Credit), but if you have complex international filing needs (like FBAR or FATCA), you may be better served by another provider like ProConnect (read our ProConnect Tax Online review).
Some platforms, such as TaxSlayer (Self-Employed plan) and TaxAct, provide tools or guidance for calculating estimated quarterly taxes (Form 1040-ES). These are especially useful for freelancers and gig workers who don’t have taxes withheld and must pay estimated taxes throughout the year.
Yes, but support for amended returns varies by platform and plan. FreeTaxUSA Deluxe includes unlimited amended returns, whereas H&R Block and TaxAct offer amendment functionality with most paid plans. Jackson Hewitt Online allows amendments but may require a manual process or in-person support. Always check whether the plan you choose includes Form 1040-X support.
Support for crypto-related income (e.g., capital gains on digital assets) varies. TaxAct and H&R Block support Form 8949, which allows manual entry of crypto gains/losses. TaxSlayer supports crypto reporting via CSV import for 1099-B, but users may need to summarize trades manually. FreeTaxUSA and Jackson Hewitt offer limited crypto support, often requiring manual entry or the use of third-party tools like CoinTracker.